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$2,600,000
1017 Picard Lane
Cudjoe Key, FL 33042
MLS# 621757
4 beds  |  3 baths  |  2312 sqft


Stunning Open Water Property
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Stunning Open Water Property Sunsets Open Water Concrete Pool 2 Paver Driveway Entrance Way Living Room Granite Counters Stainless Appliances Gas Stove Kitchen Dining Area Dining Area Living Room Living Room 1st Guest Bedroom 2nd Guest Bedroomo Hallway to Laundry,Bath & Bedroom Bath Bath Bath 2nd Guest Bedroom with Open Water Views 2nd Guest Bedroom 3rd Guest Bedroom 3rd Guest Bedroom 2nd Full Bath 2nd Full Bath Master Bedroom Master Bedroom Master Bath Master Bath Master Bath Master Bath Laundry Room Concrete Pool with Wadding Area Aerial Enjoy your Coffee on your Deck Beautiful Views Upstairs Patio Upstairs Patio Stairway to Observation Deck Observartion Deck to Enjoy Sunset Views Plenty of Covered Parking Aerial Back View Enjoy your Views electric-vehicle charging hookup Elevator Downstairs Entertainment Area Hot Tub Covered Area 40 Ft Dock Dock Wadding Area in Pool Composite Dock Back View Plenty of Relaxing Time for Kayacking 124-web-or-mls-1017 Picard Ln - 127 Outdoor Shower Time to Relax Front Porch Welcome Aerial Aerial Front View Aerial Aerial Aerial 136-web-or-mls-scene_094 with mark Aerial Entrance to Driveway Circular Driveway Stunning Open Water Property

Property Description
Endless blue water, expansive skies, and an exceptional point setting create a memorable first impression at 1017 Picard Lane. Positioned at the end of a cul-de-sac shared by just three homes on the point, this striking waterfront residence captures the beauty of the Florida Keys with sweeping open-water views and inviting spaces to enjoy them. Offering 4 bedrooms, 3 baths, and 2,312 square feet, the home welcomes you with soaring ceilings, and a bright, airy interior. The beautifully appointed kitchen features white cabinetry, richly patterned quartz countertops, stainless steel appliances, and generous breakfast-bar seating. Beyond the living spaces, a spacious covered waterfront terrace provides an elevated vantage point for morning coffee, outdoor dining, and quiet evenings overlooking the water. Set on a 12,507-square-foot lot, the property brings outdoor living to the forefront. A concrete swimming pool overlooks the open water, while the expansive covered downstairs entertaining area offers room to gather, dine, and relax in the shade. A hot tub and enclosed outdoor shower add to the experience, creating a welcoming retreat after a day spent enjoying the Keys. A broad paver driveway, tropical landscaping, and elegant black wrought-iron fencing complement the home's impressive exterior. CBS construction, a metal roof, impact windows and doors, an elevator, and an electric-vehicle charging hookup combine enduring appeal with everyday convenience. From poolside afternoons to evenings on the waterfront terrace, this distinctive property offers a beautiful setting to make the most of life on the water. Plus ''A rooftop observation deck offers an elevated retreat to take in sweeping open-water views and the beauty of the surrounding Keys.''

Details
Maps
Contract Information
Listing Board: Key West Association
As is Rght to Inspct: Yes
Species List: Yes
Current Price: $2,600,000
Listing Date: 2026-10-22
List Price: $2,600,000
Location, Tax & Legal
City: Cudjoe
Mile Marker: 23
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: VE,VE
Alternate Key #: 1236942
Handicap Access: Yes
Parcel #: 00184960-000000
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: BK 8 LOT 6 E 21' LOT 7 & ADJ FILL CUTTHROAT HARBOR ESTATES FIRST ADDN PB5-60 CUDJOE KEY OR396-199 OR554-593 OR681-514/51
Taxes: 18340.73
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 1017
Street Name: Picard
Street Suffix: Lane
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Cutthroat Harbor Est (23.0)
Area: 07 - Cudjoe Key
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 3
Lot Size: 88x138
Lot SqFt: 12507
Pool: Yes
Lot Sqft Source: Property Data Card
Total Units: 0
Acres: 0.29
SqFt Source: Property Data Card
Rentals Allowed: With Restrictions
Style: Single Family
Year Built: 2022
Living Apx SqFt: 2312
Total Bedrooms: 4
Full Baths: 3
Total Baths: 3
Remarks & Misc
Remarks – Consumer: Endless blue water, expansive skies, and an exceptional point setting create a memorable first impression at 1017 Picard Lane. Positioned at the end of a cul-de-sac shared by just three homes on the point, this striking waterfront residence captures the beauty of the Florida Keys with sweeping open-water views and inviting spaces to enjoy them. Offering 4 bedrooms, 3 baths, and 2,312 square feet, the home welcomes you with soaring ceilings, and a bright, airy interior. The beautifully appointed kitchen features white cabinetry, richly patterned quartz countertops, stainless steel appliances, and generous breakfast-bar seating. Beyond the living spaces, a spacious covered waterfront terrace provides an elevated vantage point for morning coffee, outdoor dining, and quiet evenings overlooking the water. Set on a 12,507-square-foot lot, the property brings outdoor living to the forefront. A concrete swimming pool overlooks the open water, while the expansive covered downstairs entertaining area offers room to gather, dine, and relax in the shade. A hot tub and enclosed outdoor shower add to the experience, creating a welcoming retreat after a day spent enjoying the Keys. A broad paver driveway, tropical landscaping, and elegant black wrought-iron fencing complement the home's impressive exterior. CBS construction, a metal roof, impact windows and doors, an elevator, and an electric-vehicle charging hookup combine enduring appeal with everyday convenience. From poolside afternoons to evenings on the waterfront terrace, this distinctive property offers a beautiful setting to make the most of life on the water. Plus ''A rooftop observation deck offers an elevated retreat to take in sweeping open-water views and the beauty of the surrounding Keys.''
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
Dock Length: 40
Dock: Composite
Tax Exemptions
Homestead: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Heating
Electric: 1
Waterfront
Open Water: 1
Waterview
Ocean View: 1
Open Water View: 1
Floor
Tile: 1
Interior Features
Entrance Foyer: 1
Quartz Countertops: 1
Split Bedroom: 1
Window Treatments: 1
Property Condition
New Construction: 1
Specialty Rooms
Laundry Room: 1
Workshop: 1
Building Style
Above Flood: Unknown
Stilt Column Height: Medium - 5Ft - 9Ft
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Covered Parking: 1
Guest Parking: 1
Open Parking: 1
Off Street Parking: 1
Construction
CBS: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Furnished: 1
Terms
No Seller Finance: 1
Utilities
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Open Porch/Balcony: 1
Roof Top Deck: 1
Title
Title Ins - Buyer: 1
Exterior Features
Fencing: 1
Pool Info
In Ground: 1
Concrete: 1
Roof
Metal Roof: 1
Financial Status
Standard Sale: Yes
Accessibility Feat
Accessible Elevator Installed: 1
Shutters
Bahama: 1
GF-Interior Features
Tankless Hot Wtr Htr: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: Homestead
Waterfront: Open Water
Waterview: Ocean View; Open Water View
Property Condition: New Construction
Vehicle Storage: Covered Parking; Guest Parking; Off Street Parking; Open Parking
Furnished: Furnished
Cooling: Ceiling Fans(s); Central Air
Heating: Electric
Utilities: FKAA; Municipal Sewer
Interior Features: Entrance Foyer; Quartz Countertops; Split Bedroom; Window Treatments
Specialty Rooms: Laundry Room; Workshop
Appliances: Dishwasher; Dryer; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Fencing
Accessibility Feat: Accessible Elevator Installed
Pool Info: In Ground; Concrete
Construction: CBS
Shutters: Bahama
Floor: Tile
Roof: Metal Roof
Pets: Pets Allowed
Land Size: Less Than 1/4 Acre
Terms: No Seller Finance
Title: Title Ins - Buyer
GF-Interior Features: Tankless Hot Wtr Htr

Listing Office: Coldwell Banker Schmitt Real Estate Co

Last Updated: October - 22 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.