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$325,000
104000 Overseas Highway 3 - 3
Key Largo, FL 33037
MLS# 621363
3 beds  |  3 baths  |  2300 sqft


Entry Way
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Entry Way Entry Hall Living Area Living Area w/ View Living area and Dining TV & Entertainment TV & Entertainment Dining & Kitchen Dining & Kitchen Kitchen Kitchen & Island Bar Kitchen Bathroom off Kitchen Laundry Room Primary Bedroom w/ Balcony Primary Bedroom w/ Balcony Primary Bedroom Primary Bathroom Primary Bathroom Bedroom #2 Bedroom #2 Jack and Jill bathroom Jack and Jill bathroom Jack and Jill bathroom Bedroom #3 Bedroom #3 104000 Overseas Hwy_1oakstudios_27 Balcony view off Primary bedroom Balcony View Balcony Balcony Space Balcony Space Balcony Space View off Living area balcony View off Living area balcony Dock Unit View Property Property Property Pool Pool & Owners dock Pool Owner Cabana Pool Pool Owner's Rooftop Big Chill Tiki Bar Big Chill Tiki Bar Rooftop Rooftop Rooftop Property Building Overview Aerial Bay

Property Description
Set along the calm waters of Blackwater Sound in Key Largo, Fisherman's Cove offers an elevated way to enjoy the Florida Keys with a 1/8 (one-eighth) fractional ownership. This beautifully renovated 2,300-square-foot residence features three bedrooms, three full bathrooms, and a fresh modern-contemporary interior accented with the relaxed character of the tropics. The thoughtfully designed living spaces open to a generous private balcony, creating an effortless connection between indoor comfort and the waterfront setting. A well-appointed kitchen with ample bar seating makes casual mornings and evenings with friends equally inviting. Beyond the residence, ownership comes with an exceptional collection of amenities. Enjoy the rooftop owners' deck, pool and private cabanas, or take advantage of access to two owners-only boats, a 26' Sea Fox and 24' Contender, for days spent exploring the waters of the Keys. Concierge and housekeeping services add convenience, allowing you to simply arrive, settle in, and enjoy. Located above Jimmy Johnson's Big Chill, Fisherman's Cove places dining and entertainment just downstairs while maintaining a private, owners-only atmosphere above. Owners typically enjoy 5-7 weeks throughout the year, with additional stays available based on availability. The residence is exclusively for owners and is not available for rental, creating a private ownership experience that remains distinctly personal.

Details
Maps
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No
Species List: No
Current Price: $325,000
Listing Date: 2026-09-11
List Price: $325,000
Location, Tax & Legal
Unit #: 3 - 3
City: KEY LARGO
Mile Marker: 104
Marathon Neighborhood: N/A
Side: Bay/Gulf
Alternate Key #: 9096702
Zoning: MU - Mixed Use District
Deed Restrictions: Yes
Legal: CLUB INTEREST 3 OF RESIDENCE CLUB AT FISHERMANS COVE CONDO OR BK 2355 PG 1204
Taxes: 0
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 104000
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Baywood (104.0)
Area: 27 - Key Largo MM 97-107
General Property Description
Realtor.COM Type: Residential - Condo/Townhouse
Waterfront: Yes
Control Depth: 4
Lot SqFt: 0
Pool: Yes
Total Units: 6
SqFt Source: Property Data Card
Rentals Allowed: No
Style: Fractional Ownership
Year Built: 2008
Living Apx SqFt: 2300
Total Bedrooms: 3
Full Baths: 3
Total Baths: 3
Remarks & Misc
Remarks – Consumer: Set along the calm waters of Blackwater Sound in Key Largo, Fisherman's Cove offers an elevated way to enjoy the Florida Keys with a 1/8 (one-eighth) fractional ownership. This beautifully renovated 2,300-square-foot residence features three bedrooms, three full bathrooms, and a fresh modern-contemporary interior accented with the relaxed character of the tropics. The thoughtfully designed living spaces open to a generous private balcony, creating an effortless connection between indoor comfort and the waterfront setting. A well-appointed kitchen with ample bar seating makes casual mornings and evenings with friends equally inviting. Beyond the residence, ownership comes with an exceptional collection of amenities. Enjoy the rooftop owners' deck, pool and private cabanas, or take advantage of access to two owners-only boats, a 26' Sea Fox and 24' Contender, for days spent exploring the waters of the Keys. Concierge and housekeeping services add convenience, allowing you to simply arrive, settle in, and enjoy. Located above Jimmy Johnson's Big Chill, Fisherman's Cove places dining and entertainment just downstairs while maintaining a private, owners-only atmosphere above. Owners typically enjoy 5-7 weeks throughout the year, with additional stays available based on availability. The residence is exclusively for owners and is not available for rental, creating a private ownership experience that remains distinctly personal.
Directions: MM 104 - Located above Jimmy Johnson's Big Chill.
Association Info
Mandatory Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 3000
Assoc/Mnt Fee Per: Quarterly
Fee Includes
Bldg Exterior Mnt: 1
Building Insurance: 1
Cable: 1
Common Area Mnt: 1
Exterminating: 1
Sewer: 1
Water: 1
Dockage
Dock: Wood
Assigned Dock: 1
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Heating
Central: 1
Waterfront
Bay Front: 1
Waterview
Bay/Gulf View: 1
Open Water View: 1
Neighborhood Feature
Community Pool: 1
Interior Features
Drapes/Blinds Incl: 1
Elevator: 1
Fire Sprinkler: 1
Granite Counter Top: 1
Pantry: 1
Smoke Alarms: 1
Storage: 1
Walk-in Closet(s): 1
Window Treatments: 1
Property Condition
Updated/Remodeled: 1
Specialty Rooms
Gym: 1
Laundry Room: 1
Building Style
Above Flood: Yes
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Assigned Parking: 1
Security
Secured Building: 1
Construction
CBS: 1
Concrete: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Furnished: 1
Terms
Cash: 1
Utilities
Cable Available: 1
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Open Porch/Balcony: 1
Title
Title Ins - Seller: 1
Exterior Features
Storage: 1
Pool Info
In Ground: 1
Heated: Yes
Concrete: 1
Roof
Concrete Roof: 1
Financial Status
Auction: No
Bank Owned: No
Potential Short Sale: No
Standard Sale: Yes
Status Change Info
Status: Active
Property Features
Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Exterminating; Sewer; Water
Tax Exemptions: None
Waterfront: Bay Front
Waterview: Bay/Gulf View; Open Water View
Dockage: Assigned Dock
Property Condition: Updated/Remodeled
Vehicle Storage: Assigned Parking
Furnished: Furnished
Cooling: Ceiling Fans(s); Central Air
Heating: Central
Utilities: Cable Available; FKAA; Municipal Sewer
Interior Features: Drapes/Blinds Incl; Elevator; Fire Sprinkler; Granite Counter Top; Pantry; Smoke Alarms; Storage; Walk-in Closet(s); Window Treatments
Specialty Rooms: Gym; Laundry Room
Appliances: Dishwasher; Dryer; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Storage
Pool Info: In Ground; Concrete
Construction: CBS; Concrete
Roof: Concrete Roof
Pets: Pets Allowed
Neighborhood Feature: Community Pool
Security: Secured Building
Land Size: Less Than 1/4 Acre
Terms: Cash
Title: Title Ins - Seller

Listing Office: Ocean Sotheby's International Realty

Last Updated: September - 21 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.