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$2,900,000
Summerland Key, FL 33042
MLS# 620644
4 beds | 2 baths | 1917 sqft
1 / 88
Property Description
Welcome to an exceptional waterfront property on Summerland Key, where three contiguous canal-front lots create an expansive Florida Keys retreat. Situated on a combined property featuring 240' of concrete seawall, this unique offering is designed for boating enthusiasts and those seeking the ultimate island lifestyle. The 1,917 sq. ft. residence is built for peace of mind with impact windows and doors and a durable concrete tile roof. Inside, cathedral ceilings and abundant natural light create an open, inviting atmosphere. The bright, modern kitchen features quartz countertops, abundant prep space, and a large island with bar seating that flows seamlessly into the living and dining areas. A desirable split-bedroom floor plan offers privacy, with two bedrooms and a full bath on each side of the home. Step outside to an expansive wraparound deck overlooking the canal, the perfect place to enjoy your morning coffee, dine outdoors, or unwind while taking in the waterfront views. The outdoor living spaces are designed for unforgettable gatherings featuring a saltwater pool with fountain, an oversized tiki hut complete with a bar, and generous pavered space for relaxing or hosting. With two boat lifts, a jet ski lift, two dedicated angler prep stations, and 240' of concrete seawall, this property is exceptionally equipped for life on the water. The attached garage and lower-level storage enclosure provide ample space for vehicles, fishing equipment, and recreational gear. An additional gravel lot offers exceptional flexibility for future expansion, additional parking, RV storage, or creating your own vision. Whether you're searching for a full-time residence, vacation getaway, or an exceptional waterfront property with room to grow, this one-of-a-kind Summerland Key offerings delivers space, versatility, and the boating lifestyle the Florida Keys are known for.
Details
Maps
Contract Information
Listing Board: Key West Association
As is Rght to Inspct: Yes
Species List: Yes
Current Price: $2,900,000
Listing Date: 2026-07-15
List Price: $2,900,000
Location, Tax & Legal
City: Summerland
Off Shore Island: No
Mile Marker: 25.5
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE,AE
Alternate Key #: 1261122
Add'l Parcel #1: 00198932-002100
Parcel #: 00198932-002200
Add'l Parcel #2: 0098932-002300
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: BK 2 LT 22 SUMMERLAND COVE ISLES BLOCK NO 2 AND 3 SUMMERLAND KEY PB6-67
Taxes: 12522.95
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 1044
Street Name: Lagoon
Street Suffix: Drive
Key/Island: Summerland Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Summerland Cove Isle (25.5)
Area: 08 - Summerland Key
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 4
Lot SqFt: 20200
Pool: Yes
Lot Sqft Source: Property Data Card
Total Units: 0
Acres: 0.46
SqFt Source: Property Data Card
Rentals Allowed: With Restrictions
Min Rental Days: 28
Style: Single Family
Year Built: 1979
Living Apx SqFt: 1917
Total Bedrooms: 4
Full Baths: 2
Total Baths: 2
Remarks & Misc
Remarks – Consumer: Welcome to an exceptional waterfront property on Summerland Key, where three contiguous canal-front lots create an expansive Florida Keys retreat. Situated on a combined property featuring 240' of concrete seawall, this unique offering is designed for boating enthusiasts and those seeking the ultimate island lifestyle. The 1,917 sq. ft. residence is built for peace of mind with impact windows and doors and a durable concrete tile roof. Inside, cathedral ceilings and abundant natural light create an open, inviting atmosphere. The bright, modern kitchen features quartz countertops, abundant prep space, and a large island with bar seating that flows seamlessly into the living and dining areas. A desirable split-bedroom floor plan offers privacy, with two bedrooms and a full bath on each side of the home. Step outside to an expansive wraparound deck overlooking the canal, the perfect place to enjoy your morning coffee, dine outdoors, or unwind while taking in the waterfront views. The outdoor living spaces are designed for unforgettable gatherings featuring a saltwater pool with fountain, an oversized tiki hut complete with a bar, and generous pavered space for relaxing or hosting. With two boat lifts, a jet ski lift, two dedicated angler prep stations, and 240' of concrete seawall, this property is exceptionally equipped for life on the water. The attached garage and lower-level storage enclosure provide ample space for vehicles, fishing equipment, and recreational gear. An additional gravel lot offers exceptional flexibility for future expansion, additional parking, RV storage, or creating your own vision. Whether you're searching for a full-time residence, vacation getaway, or an exceptional waterfront property with room to grow, this one-of-a-kind Summerland Key offerings delivers space, versatility, and the boating lifestyle the Florida Keys are known for.
Directions: Take US 1 to MM 24.5. Turn south on Caribbean Drive then left on Caribbean Drive, East to Isles Blvd. Turn right on Isles Blvd. to Lagoon Drive. Left on Lagoon. Property is on the right.
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
Boat Lift: 1
Seawall: Concrete
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Central Air: 1
Ductless: 1
Waterfront
Canal Front: 1
Waterview
Canal View: 1
Floor
Carpet: 1
Tile: 1
Neighborhood Feature
Airstrip: 1
Bike Paths: 1
Interior Features
Bar: 1
Built-in Cabinets: 1
Cathedral Ceilings: 1
Quartz Countertops: 1
Storage: 1
Building Style
Above Flood: Yes
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Sliding Glass Doors: 1
Vehicle Storage
Carport: 1
Covered Parking: 1
Garage: 1
Guest Parking: 1
Open Parking: 1
Attached: 1
Off Street Parking: 1
Construction
CBS: 1
Land Size
1/4 - 1/2 Acre: 1
Furnished
Negotiable: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Utilities
Buyer to Verify: 1
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Open Porch/Balcony: 1
Patio: 1
Title
Negotiable: 1
Exterior Features
Bar: 1
Chickee Hut: 1
Fencing: 1
Pool Info
In Ground: 1
Salt Water: 1
Roof
Tile Roof: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: None
Waterfront: Canal Front
Waterview: Canal View
Dockage: Boat Lift
Vehicle Storage: Garage; Carport; Attached; Covered Parking; Guest Parking; Off Street Parking; Open Parking
Furnished: Negotiable
Cooling: Central Air; Ductless
Utilities: Buyer to Verify; FKAA; Municipal Sewer
Interior Features: Bar; Built-in Cabinets; Cathedral Ceilings; Quartz Countertops; Storage
Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Bar; Chickee Hut; Fencing
Pool Info: In Ground; Salt Water
Construction: CBS
Floor: Carpet; Tile
Roof: Tile Roof
Pets: Pets Allowed
Neighborhood Feature: Airstrip; Bike Paths
Land Size: 1/4 - 1/2 Acre
Terms: Cash; Conventional; FHA; VA
Title: Negotiable
Listing Office: Coldwell Banker Schmitt Real Estate Co
Last Updated: July - 15 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.