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$689,000
118 Cortez Drive A
Lower Matecumbe, FL 33036
MLS# 617693
2 beds  |  2 baths  |  1079 sqft


Aerial Ocean View
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Aerial Ocean View Street View Living Room - virtually staged Living & Dining Living & Dining Living Room with screened balcony Dining Area - virtually staged Dining Area 1766100739515_5167 (1) Kitchen Kitchen Kitchen Primary Bedroom - virtually staged Primary Bedroom Primary Bedroom Primary Bathroom Guest Bedroom - vitually staged Guest Bedroom Bathroom on main floor Storage under the stairs Dockage, Pool, Club House, Picknick Area Pool Canal to Ocean Aerial Bay View Aerial Ocean View Oversized Garage Garage with laundry station Outside sitting area Boat Ramp Boat Ramp Boat Storage & Pickleball:Tennis Courts Front with palm trees Roof - Bird's-eye View

Property Description
Charming, light-filled townhouse-style condo featuring 2 bedrooms and 2 baths, tucked away on a quiet cul-de-sac on Lower Matecumbe Key. Enjoy resort-style amenities and excellent boating and fishing access to both the Ocean and the Bay. The open-concept living and dining area flows seamlessly into a well-designed kitchen. Each bedroom and bathroom occupies its own level, providing exceptional privacy for you, your family, and your guests. Vaulted ceilings throughout enhance the bright, modern aesthetic. Two spacious screened balconies capture the ocean breeze, with the upper balcony offering a peek of the water. An oversized garage accommodates your car, bikes, fishing and outdoor gear, plus laundry appliances and a bait freezer. Recent upgrades include all new hurricane-impact windows and doors, new porcelain flooring, and newly installed wooden interior stairs. Resort-level amenities elevate everyday living: a large pool surrounded by lush tropical landscaping, dockage for boats up to 25 feet, multiple shaded fish-cleaning stations, boat and trailer storage, a boat ramp, pickleball and tennis courts, a shuffleboard area, and a clubhouse with restroom facilities and mail/package storage. Whether as a primary residence, weekend retreat, vacation home, or investment property, this Keys gem offers an exceptional opportunity to enjoy the best of island living.

Details
Maps
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No
Species List: No
Current Price: $689,000
Listing Date: 2025-12-12
List Price: $689,000
Location, Tax & Legal
Unit #: A
City: ISLAMORADA
Off Shore Island: No
Mile Marker: 76.5
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE
Alternate Key #: 8562365
Handicap Access: No
Parcel #: 00396220-000900
Zoning: MF - Multi-Family Attached
Deed Restrictions: No
Legal: UNIT E-1 ISLAMORADA SOUTH NUMBER THREE A CONDOMINIUM OR840-249 OR1162-323/4 OR1690-2470 OR1690-2471 OR1691-1946 OR1691-1
Taxes: 5781.03
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 118
Street Name: Cortez
Street Suffix: Drive
Key/Island: Lower Matecumbe
State/Province: FL
Zip Code: 33036
County: Monroe
Subdivision: Islamorada South (76.5)
Area: 22 - Lower Matecumbe
General Property Description
Realtor.COM Type: Residential - Condo/Townhouse
Waterfront: Yes
Control Depth: 3
Lot SqFt: 0
Unit/Complex: Complex
Pool: Yes
Total Units: 0
SqFt Source: Property Data Card
Rentals Allowed: With Restrictions
Min Rental Days: 28
Style: Townhouse
Year Built: 1980
Living Apx SqFt: 1079
Total Bedrooms: 2
Full Baths: 2
Total Baths: 2
Remarks & Misc
Remarks – Consumer: Charming, light-filled townhouse-style condo featuring 2 bedrooms and 2 baths, tucked away on a quiet cul-de-sac on Lower Matecumbe Key. Enjoy resort-style amenities and excellent boating and fishing access to both the Ocean and the Bay. The open-concept living and dining area flows seamlessly into a well-designed kitchen. Each bedroom and bathroom occupies its own level, providing exceptional privacy for you, your family, and your guests. Vaulted ceilings throughout enhance the bright, modern aesthetic. Two spacious screened balconies capture the ocean breeze, with the upper balcony offering a peek of the water. An oversized garage accommodates your car, bikes, fishing and outdoor gear, plus laundry appliances and a bait freezer. Recent upgrades include all new hurricane-impact windows and doors, new porcelain flooring, and newly installed wooden interior stairs. Resort-level amenities elevate everyday living: a large pool surrounded by lush tropical landscaping, dockage for boats up to 25 feet, multiple shaded fish-cleaning stations, boat and trailer storage, a boat ramp, pickleball and tennis courts, a shuffleboard area, and a clubhouse with restroom facilities and mail/package storage. Whether as a primary residence, weekend retreat, vacation home, or investment property, this Keys gem offers an exceptional opportunity to enjoy the best of island living.
Directions: MM 76.5 - Ocean side. Turn into Columbus Drive, and immediately turn left into Cortez Drive. Property is on your left.
Association Info
Mandatory Home Owners Asc: Yes
1st Right of Refusal: Yes
Association Fee $: 1200
Assoc/Mnt Fee Per: Monthly
Fee Includes
Bldg Exterior Mnt: 1
Building Insurance: 1
Common Area Mnt: 1
Exterminating: 1
Sewer: 1
Dockage
Dock Length: 450
Dock: Concrete
Boat Ramp: 1
First Come Dock: 1
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Freezer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Washer: 1
Pets
Pets w/Restrictions: 1 pet/residence
Cooling
Ceiling Fans(s): 1
Central Air: 1
Wall/Window Unit(s): 1
Heating
Central: 1
Waterfront
Canal Front: 1
Waterview
Canal View: 1
Ocean View: 1
Floor
Tile: 1
Neighborhood Feature
Bike Paths: 1
Clubhouse: 1
Community Boat Ramp: 1
Community Dockage: 1
Community Pool: 1
Manager on Premises: 1
Tennis Courts: 1
Other Area Features: 1
Interior Features
Built-in Cabinets: 1
Cathedral Ceilings: 1
Drapes/Blinds Incl: 1
Storage: 1
Window Treatments: 1
Property Condition
Updated/Remodeled: 1
Building Style
Above Flood: Yes
Townhouse: 1
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Car(s): 4+
Carport: 1
Covered Parking: 1
Garage: 1
RV Parking Covered: 1
Attached: 1
Auto Door Opener: 1
Trailer Storage: 1
Construction
CBS: 1
Land Size
2 Less Than 5 Acres: 1
Furnished
Unfurnished: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
No Seller Finance: 1
VA: 1
Utilities
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Open Porch/Balcony: 1
Screened P/B: 1
Title
Title Ins - Buyer: 1
Exterior Features
Chickee Hut: 1
Lanai: 1
Lighting: 1
Storage: 1
Tennis Court(s): 1
Pool Info
In Ground: 1
Pre-Wired
Cable: 1
Roof
Metal Roof: 1
Financial Status
Bank Owned: No
Potential Short Sale: No
Status Change Info
Status: Active
Property Features
Fee Includes: Bldg Exterior Mnt; Building Insurance; Common Area Mnt; Exterminating; Sewer
Tax Exemptions: None
Waterfront: Canal Front
Waterview: Canal View; Ocean View
Dockage: Boat Ramp; First Come Dock
Property Condition: Updated/Remodeled
Building Style: Townhouse
Vehicle Storage: Garage; Carport; Attached; Auto Door Opener; Covered Parking; RV Parking Covered; Trailer Storage
Furnished: Unfurnished
Cooling: Ceiling Fans(s); Central Air; Wall/Window Unit(s)
Heating: Central
Utilities: FKAA; Municipal Sewer
Interior Features: Built-in Cabinets; Cathedral Ceilings; Drapes/Blinds Incl; Storage; Window Treatments
Pre-Wired: Cable
Appliances: Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven; Range; Refrigerator; Washer
Exterior Features: Chickee Hut; Lanai; Lighting; Storage; Tennis Court(s)
Pool Info: In Ground
Construction: CBS
Floor: Tile
Roof: Metal Roof
Neighborhood Feature: Bike Paths; Clubhouse; Community Boat Ramp; Community Dockage; Community Pool; Manager on Premises; Tennis Courts; Other Area Features
Land Size: 2 Less Than 5 Acres
Terms: Cash; Conventional; FHA; No Seller Finance; VA
Title: Title Ins - Buyer

Listing Office: Ocean Sotheby's International Realty

Last Updated: December - 21 - 2025

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.