Search


$972,000
12 Bay Drive
Saddlebunch, FL 33040
MLS# 621164
3 beds  |  1 baths  |  1400 sqft

 | 

Overhead angle of privacy
  1 / 83  
Overhead angle of privacy Step into the water Grandfathered in-- gated to protect small dogs but completely privately owned Above ground swim spa pool -- Refreshing after day on the boat Open floor plan into dining room Perfect for entertaining Living Room Primary Primary walk-in Jetted Spa Tub Guest Room 1 serving as office and nursery Back yard oasis Privacy Landscaping Front walkway Front Porch Room for RV or large boat trailer parking welcoming tropical colors Screened Porch Flooded with Natural Light Front Entry Natural Light Breakfast bar Kitchen 75 foot long concrete seawall waterways Approximate lines Highway1 Aerial of waterways sliding gate Relax on your private beach Baypoint Key 50 ft wide canal and 3+ foot control depth 3+ control depth Dining Foyer Open floorplan Kitchen Kitchen Primary Primary with built ins imagine a full bathroom added to this space Walk in closet Guest room 1 Renovated Bathroom DSC00721 office or Nursery closet Hall Linen Cloest Coastal Chic Living Room Pantry Dedicated Laundry New Washer and Dryer Coastal chic Screen porch play house Tons of Storage Relax in the pool after a long day Sunset Long private driveway Potential spot for master bathroom Covered Gazebo Perfect for entertaining Take a dip Refreshing Nature lovers trail Charm Fountain Gorgeous night lights So Tropical Outdoor bathroom Soak and Sip Outdoor bathroom Outdoor shower Sweetest mangoes ever Mangoes hard to find Follow the signs Twinkle Escape in the foliage Side patio Sliding gate Twilight Zillow floorplan
Open House (09/05/2026 - 11:00 am - 2:00 pm)

Property Description
Tucked along a wide, deep canal, this concrete 3 bedroom, 1 bath home offers a thoughtfully designed split floor plan that creates privacy and flexibility rarely found in a home of this size. The primary suite occupies its own side of the home, while the guest quarters are positioned on the opposite side--ideal for visiting family and friends, a home office, or simply having separate spaces to retreat and unwind. At the heart of the home, the living and kitchen areas bring everyone together with classic Conch island style and thoughtful updates, including new kitchen appliances, a remodeled bathroom, and efficient ductless mini-splits. Outside, the property feels like a private tropical retreat. Two mango trees, key lime, lemon, and starfruit trees mingle with palms and tropical flowers, creating a lush backdrop for slow mornings and easy entertaining. Relax on the sandy beach with lounge chairs, unwind in the jetted swim spa, rinse off in the outdoor shower with full bath, or enjoy the screened porch after a day on the water. For boaters, the waterfront setup is exceptional. The 50-foot-wide canal offers 3+ feet of control depth, complemented by a 75-foot concrete seawall, fish-cleaning station, and rare grandfathered private boat ramp--a feature increasingly difficult to find in the Keys. There's also abundant parking for large boat trailers, multiple vehicles, or a guest RV, plus a 30-amp RV hookup and wired for a whole house generator. Practical improvements include a newer roof, new 100-amp electrical service panel and mast, and mostly impact windows with shutters for the remainder, rounded out by a 14 foot sliding chainlink. Whether you're looking for a full-time island home or weekend escape, this property brings together privacy, boating access, generous parking, outdoor living, and tropical character in this truly special slice of the Florida Keys. Local favorite Baby's Coffee, a neighborhood park, and tennis/pickleball courts are just steps

Details
Maps
Documents
Contract Information
Listing Board: Key West Association
Current Price: $972,000
Listing Date: 2026-08-31
List Price: $972,000
Location, Tax & Legal
City: Saddle Bunch
Mile Marker: 15
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE8
Alternate Key #: 1205923
Parcel #: 00160350000000
Zoning: IS - Improved Subivision District
Deed Restrictions: No
Legal: Bk 5 Lt 6 Bay Point Amended Plat Pb3-75 Saddlebunch Keys Or58-499 Or576-508 Or774-37 Or846-186 Or918-41 Or993-404 Or1577
Taxes: 0
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 12
Street Name: Bay
Street Suffix: Drive
Key/Island: Saddlebunch
State/Province: FL
Zip Code: 33040
County: Monroe
Subdivision: Bay Point Amd & 1st (15.0)
Area: 06 - Bay Point to Sugarloaf
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 3
Lot Size: 75 X 122
Lot SqFt: 9150
Pool: Yes
Acres: 0.21
SqFt Source: Appraisal
Rentals Allowed: Yes
Style: Single Family
Year Built: 1958
Living Apx SqFt: 1400
Total Bedrooms: 3
Full Baths: 1
Total Baths: 1
Remarks & Misc
Remarks – Consumer: Tucked along a wide, deep canal, this concrete 3 bedroom, 1 bath home offers a thoughtfully designed split floor plan that creates privacy and flexibility rarely found in a home of this size. The primary suite occupies its own side of the home, while the guest quarters are positioned on the opposite side--ideal for visiting family and friends, a home office, or simply having separate spaces to retreat and unwind. At the heart of the home, the living and kitchen areas bring everyone together with classic Conch island style and thoughtful updates, including new kitchen appliances, a remodeled bathroom, and efficient ductless mini-splits. Outside, the property feels like a private tropical retreat. Two mango trees, key lime, lemon, and starfruit trees mingle with palms and tropical flowers, creating a lush backdrop for slow mornings and easy entertaining. Relax on the sandy beach with lounge chairs, unwind in the jetted swim spa, rinse off in the outdoor shower with full bath, or enjoy the screened porch after a day on the water. For boaters, the waterfront setup is exceptional. The 50-foot-wide canal offers 3+ feet of control depth, complemented by a 75-foot concrete seawall, fish-cleaning station, and rare grandfathered private boat ramp--a feature increasingly difficult to find in the Keys. There's also abundant parking for large boat trailers, multiple vehicles, or a guest RV, plus a 30-amp RV hookup and wired for a whole house generator. Practical improvements include a newer roof, new 100-amp electrical service panel and mast, and mostly impact windows with shutters for the remainder, rounded out by a 14 foot sliding chainlink. Whether you're looking for a full-time island home or weekend escape, this property brings together privacy, boating access, generous parking, outdoor living, and tropical character in this truly special slice of the Florida Keys. Local favorite Baby's Coffee, a neighborhood park, and tennis/pickleball courts are just steps
Directions: MM15 turn at Baby's coffee, and go straight at the fork in the road. House is on the right.
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
Dock Length: 75
Dock: Concrete
Boat Ramp: 1
Tax Exemptions
Disability: 1
Homestead: 1
Widow/Widower: 1
Appliances
Dishwasher: 1
Dryer: 1
Ice Machine: 1
Microwave: 1
Oven: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Ductless: 1
Waterfront
Canal Front: 1
Waterview
Canal View: 1
Open Water View: 1
Floor
Carpet: 1
Tile: 1
Vinyl: 1
Neighborhood Feature
Bike Paths: 1
Community Boat Ramp: 1
Tennis Courts: 1
Interior Features
Pantry: 1
Security System: 1
Split Bedroom: 1
Storage: 1
Walk-in Closet(s): 1
Whirlpool Bath Tub: 1
Property Condition
Updated/Remodeled: 1
Specialty Rooms
Laundry Room: 1
Sun/Florida Room: 1
Building Style
Above Flood: Yes
Ground Level: 1
Windows/Doors
French Doors: 1
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Other Windows/Doors: 1
Vehicle Storage
RV Parking Open: 1
Off Street Parking: 1
Trailer Storage: 1
Construction
CBS: 1
Concrete: 1
Stucco: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Furnished: 1
Negotiable: 1
Terms
Assumable: 1
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Utilities
Community Swr Plant: 1
FKAA: 1
Porch/Balcony
Screened Patio: 1
Title
Negotiable: 1
Exterior Features
Fencing: 1
Fruit Tree(s): 1
Lighting: 1
Outdoor Shower: 1
Sandy Beach: 1
Shed: 1
Storage: 1
Water Display: 1
Pool Info
Above Ground: 1
Other: Swim spa
Roof
Other Roof: 1
Shutters
Panel: 1
GF-Interior Features
Tankless Hot Wtr Htr: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: Disability; Homestead; Widow/Widower
Waterfront: Canal Front
Waterview: Canal View; Open Water View
Dockage: Boat Ramp
Property Condition: Updated/Remodeled
Building Style: Ground Level
Vehicle Storage: Off Street Parking; RV Parking Open; Trailer Storage
Furnished: Furnished; Negotiable
Cooling: Ductless
Utilities: Community Swr Plant; FKAA
Interior Features: Pantry; Security System; Split Bedroom; Storage; Walk-in Closet(s); Whirlpool Bath Tub
Specialty Rooms: Laundry Room; Sun/Florida Room
Appliances: Dishwasher; Dryer; Ice Machine; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Fencing; Fruit Tree(s); Lighting; Outdoor Shower; Sandy Beach; Shed; Storage; Water Display
Pool Info: Above Ground
Construction: CBS; Concrete; Stucco
Shutters: Panel
Floor: Carpet; Tile; Vinyl
Roof: Other Roof
Pets: Pets Allowed
Neighborhood Feature: Bike Paths; Community Boat Ramp; Tennis Courts
Land Size: Less Than 1/4 Acre
Terms: Assumable; Assumable; Cash; Conventional; FHA; VA
Title: Negotiable
GF-Interior Features: Tankless Hot Wtr Htr

Listing Office: Island Welcome Real Estate LLC

Last Updated: September - 01 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.