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$5,493,000
120 Toner Lane
Plantation Key, FL 33036
MLS# 615862
4 beds  |  4 baths  |  3052 sqft

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Early Sunrise
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Early Sunrise Situated on Over Half Acre Lot Spectacular Sunrise All Concrete Home Aerial IMG_2004 Expansive Entertainment Area Spacious Entertianment Room Downstairs Area with Wet Bar Downstairs Bedroom Downstairs Guest Bedroom Downstairs Guest Bedroom Downstairs Bath Foyer Kitchen & Dining Area Main Floor Living Area Great Entertainment Area Open Floor Plan Open Kitchen Area Main Floor Overlooking the Atlantic Main Level Guest Bedroom Guest Bathroom Guest Ensuite with Ocean Views Sweeping Ocean Views and Balcony Guest Ensuite Guest Ensuite Spiral Stairway to Primary Suite Primary Ensuite Primary Ensuite Extraoridnary Vistas Incredible Atlantic Views His & Her Closets Primary Ensuite Balcony off Main Floor Main Floor Balcony with 120 Toner Ln Private Estate Great Views From Main Balcony F 120 Toner Ln Iincredible Views from Primary Suite 180 Degree Vistas Gorgeous Sunsets Private Balcoony off Primary Suite Third Floor Balcony Spectacular Views 120 Toner Ln_1oakstudios_43 120 Toner Ln_1oakstudios_45 120 Toner Ln_1oakstudios_46 120 Toner Ln_1oakstudios_47 Ocean Side Seating with Fire Pit Room for a Pool 120 Toner Ln_1oakstudios_51 Very Private Newer Dock Incredible Dock Great Dockage 120 Toner Ln_1oakstudios_56 120 Toner Ln_1oakstudiosdrone_01 Extremely Private Oasis Amazing Parcel with Boat Ramp Deep Water Dockage 120 Toner Ln_1oakstudiosdrone_06 120 Toner Ln_1oakstudiosdrone_08 120 Toner Ln_1oakstudiosdrone_09 120 Toner Ln_1oakstudiosdrone_10 120 Toner Ln_1oakstudiosdrone_11 120 Toner Ln_1oakstudiosdrone_12 Moon Lit Night IMG_9141 Entrance IMG_9138 Professionally Landscaped

Property Description
Oceanfront luxury living in Islamorada. Experience the ultimate in coastal elegance with this breathtaking 4-bedroom, 4-bath oceanfront estate in the heart of Islamorada, offering 3,052 square feet of beautifully crafted living space. Nestled on over half an acre, this three-story residence boasts unobstructed 180-degree views of the Atlantic, deep water dockage, a rare, private boat ramp and room for a pool — the perfect blend of privacy, luxury, and island lifestyle. Enjoy peace of mind with high-impact, missile-rated windows and doors on all three floors, built to withstand up to 240 mph winds. Inside, the home features a mix of wood and tile flooring, including custom pine and tile floors in the luxurious third-floor master suite, complete with panoramic ocean vistas and private balcony access. Additional upgrades include a newer roof replaced in 2019, fresh landscaping, and two new AC units replaced in 2025 on the second and third floors ensuring year-round comfort and efficiency. The expansive entertainment areas, large balconies, and open-concept living spaces make this home ideal for hosting and relaxing in style. This is more than a home — it's an oceanfront sanctuary built for comfort, security, and the best of Florida Keys living.

Details
Maps
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Current Price: $5,493,000
Listing Date: 2025-07-20
List Price: $5,493,000
Location, Tax & Legal
City: ISLAMORADA
Mile Marker: 87
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: VE,AE,VE
Alternate Key #: 1506443
Parcel #: 00412210-000000
Zoning: R1 - Residential Single Family
Deed Restrictions: Unknown
Legal: LT 8 TONERS NAUTICAL SHORES PLANTATION KEY PB4-36 OR540-865 OR753-453 OR1880-333 OR2170-2268 OR2332-794
Taxes: 24469.1
Tax Year: 2024
Pub Sewer HkUp: Yes
Street #: 120
Street Name: Toner
Street Suffix: Lane
Key/Island: Plantation Key
State/Province: FL
Zip Code: 33036
County: Monroe
Subdivision: Toners Nautical Sh (87.0)
Area: 25 - Plantation Key
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 4
Lot SqFt: 23995
Pool: No
Lot Sqft Source: Property Data Card
Total Units: 0
Acres: 0.55
SqFt Source: Appraisal
Rentals Allowed: With Restrictions
Min Rental Days: 28
Style: Single Family
Year Built: 1979
Living Apx SqFt: 3052
Total Bedrooms: 4
Full Baths: 4
Total Baths: 4
Remarks & Misc
Remarks – Consumer: Oceanfront luxury living in Islamorada. Experience the ultimate in coastal elegance with this breathtaking 4-bedroom, 4-bath oceanfront estate in the heart of Islamorada, offering 3,052 square feet of beautifully crafted living space. Nestled on over half an acre, this three-story residence boasts unobstructed 180-degree views of the Atlantic, deep water dockage, a rare, private boat ramp and room for a pool — the perfect blend of privacy, luxury, and island lifestyle. Enjoy peace of mind with high-impact, missile-rated windows and doors on all three floors, built to withstand up to 240 mph winds. Inside, the home features a mix of wood and tile flooring, including custom pine and tile floors in the luxurious third-floor master suite, complete with panoramic ocean vistas and private balcony access. Additional upgrades include a newer roof replaced in 2019, fresh landscaping, and two new AC units replaced in 2025 on the second and third floors ensuring year-round comfort and efficiency. The expansive entertainment areas, large balconies, and open-concept living spaces make this home ideal for hosting and relaxing in style. This is more than a home — it's an oceanfront sanctuary built for comfort, security, and the best of Florida Keys living.
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
Dock: Wood
Boat Ramp: 1
Seawall: Concrete
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Ductless: 1
Heating
Central: 1
Waterfront
Oceanfront: 1
Open Water: 1
Waterview
Ocean View: 1
Open Water View: 1
Floor
Tile: 1
Wood: 1
Interior Features
Bar: 1
Entrance Foyer: 1
Granite Counter Top: 1
Smoke Alarms: 1
Walk-in Closet(s): 1
Wet Bar: 1
Specialty Rooms
Laundry Room: 1
Building Style
Above Flood: Unknown
Stories: 3 Stories
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Sliding Glass Doors: 1
Vehicle Storage
Garage: 1
RV Parking Open: 1
Attached: 1
Construction
CBS: 1
Land Size
1/2 - Less Than 1 AC: 1
Furnished
Furnished: 1
Terms
Cash: 1
Conventional: 1
Utilities
Buyer to Verify: 1
Cable Available: 1
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Open Porch/Balcony: 1
Patio: 1
Title
Title Ins - Buyer: 1
Exterior Features
Sprinkler System: 1
Pre-Wired
Cable: 1
Roof
Metal Roof: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: None
Waterfront: Oceanfront; Open Water
Waterview: Ocean View; Open Water View
Dockage: Boat Ramp
Vehicle Storage: Garage; Attached; RV Parking Open
Furnished: Furnished
Cooling: Ceiling Fans(s); Central Air; Ductless
Heating: Central
Utilities: Buyer to Verify; Cable Available; FKAA; Municipal Sewer
Interior Features: Bar; Entrance Foyer; Granite Counter Top; Smoke Alarms; Walk-in Closet(s); Wet Bar
Pre-Wired: Cable
Specialty Rooms: Laundry Room
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Sprinkler System
Construction: CBS
Floor: Tile; Wood
Roof: Metal Roof
Pets: Pets Allowed
Land Size: 1/2 - Less Than 1 AC
Terms: Cash; Conventional
Title: Title Ins - Buyer

Listing Office: Ocean Sotheby's International Realty

Last Updated: February - 20 - 2026

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