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$1,875,000
Duck Key, FL 33050
MLS# 620609
4 beds | 4 baths | 2544 sqft
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Property Description
Rare canal-front duplex on Duck Key's prestigious Indies Canal with 70 feet of new composite dockage, sweeping canal views, and deep-water access to both the Gulf and Atlantic. New roof, new AC, and precast concrete construction throughout -- this is a solid, storm-ready build with significant insurance advantages over at-grade alternatives and no deferred maintenance surprises. Two self-contained side-by-side units, each 2BD/2BA with in-unit washer/dryer, private canal-view balcony, open floor plan, and under-house storage. Unit 1 is fully renovated -- granite counters, stainless appliances, new Kitchenaide soft close cabinetry, updated baths, tile floors throughout. Unit 2 features upgraded tile floors and a bright open canvas with kitchen and baths ready for your finish. The options here are unusually flexible: rent both units for strong 28-day vacation rental income, live in one and let the other pay your carry, or convert the entire structure to a single-family waterfront compound -- there's even room for a pool. That kind of optionality, in a precast concrete above-flood building with a new roof and new dock, simply does not exist elsewhere on Duck Key. Monroe County 28-day minimum rental applies. Sold as a complete duplex; cannot be split. No required HOA.
Details
Maps
Contract Information
Listing Board: Marathon/Lower Keys
As is Rght to Inspct: Yes
Current Price: $1,875,000
Listing Date: 2026-07-13
List Price: $1,875,000
Location, Tax & Legal
City: Duck Key
Mile Marker: 61
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE,AE
Alternate Key #: 1463094
Parcel #: 00379400-000000
Zoning: ISM - Improved Sub Masonry
Deed Restrictions: Yes
Legal: BK 2 LT 71 DUCK KEY CENTER ISLAND SEC-2 PART-1 TOMS HARBOR PB5-82
Taxes: 13246.52
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 126
Direction: N
Street Name: Indies
Street Suffix: Drive
Key/Island: Duck Key
State/Province: FL
Zip Code: 33050
County: Monroe
Subdivision: Toms Harbor (61.0)
Area: 20 - Duck Key, Coral Key, Conch Key
General Property Description
Realtor.COM Type: Multi-family
Waterfront: Yes
Control Depth: 5
Lot Size: 70 Waterfront x 100 x 80 x 102
Lot SqFt: 7608
Pool: No
Lot Sqft Source: Tax Records
Total Units: 0
Acres: 0.18
SqFt Source: Tax Records
Rentals Allowed: Yes
Min Rental Days: 28
Style: Duplex
Year Built: 1981
Living Apx SqFt: 2544
Total Bedrooms: 4
Full Baths: 4
Total Baths: 4
Remarks & Misc
Remarks – Consumer: Rare canal-front duplex on Duck Key's prestigious Indies Canal with 70 feet of new composite dockage, sweeping canal views, and deep-water access to both the Gulf and Atlantic. New roof, new AC, and precast concrete construction throughout -- this is a solid, storm-ready build with significant insurance advantages over at-grade alternatives and no deferred maintenance surprises.
Two self-contained side-by-side units, each 2BD/2BA with in-unit washer/dryer, private canal-view balcony, open floor plan, and under-house storage. Unit 1 is fully renovated -- granite counters, stainless appliances, new Kitchenaide soft close cabinetry, updated baths, tile floors throughout. Unit 2 features upgraded tile floors and a bright open canvas with kitchen and baths ready for your finish.
The options here are unusually flexible: rent both units for strong 28-day vacation rental income, live in one and let the other pay your carry, or convert the entire structure to a single-family waterfront compound -- there's even room for a pool. That kind of optionality, in a precast concrete above-flood building with a new roof and new dock, simply does not exist elsewhere on Duck Key.
Monroe County 28-day minimum rental applies. Sold as a complete duplex; cannot be split. No required HOA.
Directions: MM 61 126 Indies Drive N.
Association Info
Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 350
Assoc/Mnt Fee Per: Yearly
Fee Includes
None: 1
Dockage
Dock Length: 70
Dock: Composite
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
More Appliances: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Heating
Central: 1
Waterfront
Canal Front: 1
Waterview
Canal View: 1
Building Style
Above Flood: Yes
Stilt Column Height: Medium - 5Ft - 9Ft
Vehicle Storage
Car(s): 4+
Carport: 1
Construction
CBS: 1
Concrete: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Negotiable: 1
Utilities
Cable Available: 1
Porch/Balcony
Deck: 1
Screened Patio: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: None
Waterfront: Canal Front
Waterview: Canal View
Vehicle Storage: Carport
Furnished: Negotiable
Cooling: Ceiling Fans(s); Central Air
Heating: Central
Utilities: Cable Available
Appliances: Dishwasher; Dryer; Microwave; More Appliances; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer
Construction: CBS; Concrete
Pets: Pets Allowed
Land Size: Less Than 1/4 Acre
Listing Office: Florida Keys Real Estate Group
Last Updated: July - 13 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.