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$720,000
Key Largo, FL 33037
MLS# 618777
1 beds | 2 baths | 730 sqft
1 / 23
Property Description
Island Garden Retreat is a rare five-lot hideaway tucked beneath a canopy of mature tropical trees in the peaceful Key Largo neighborhood of Pirates Cove. Set across 15,890 square feet of lush, established landscape, this private cottage lives larger than its footprint, featuring vaulted wood-beamed ceilings, a warm island color palette, granite countertops, and a cozy breakfast counter. Impact windows frame lush greenery and invite the outdoors in. Sliding doors open from the bedroom to a quiet garden patio, creating effortless indoor-outdoor living. A screened patio, open courtyard, fire pit, and multiple tucked-away garden spaces offer countless corners for your morning latte or a relaxing evening breeze. Brick paver parking and walkways, an outdoor shower, storage, and a dedicated washer/dryer room add everyday convenience. Five contiguous lots, this serene and oversized property offers rare space and flexibility, room for a pool, garage, or future expansion of the existing home. Enjoy nearby Florida Bay access and a voluntary neighborhood boat ramp, all just minutes from Key Largo's dining and amenities, yet entirely tucked away in your own garden sanctuary.
Details
Maps
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: No
Current Price: $720,000
Listing Date: 2026-02-23
List Price: $720,000
Location, Tax & Legal
City: KEY LARGO
Off Shore Island: No
Mile Marker: 98.5
Marathon Neighborhood: N/A
Side: Bay/Gulf
Flood Zone: AE, X
Alternate Key #: 1610658
Parcel #: 00494490-000000
Zoning: ISM - Improved Sub Masonry
Deed Restrictions: Yes
Legal: BK 12 LTS 2-3-4-5-6 PIRATES COVE PB3-18 KEY LARGO OR265-54/55 OR348-203/04 OR343-518 OR500-303 OR1505-1951 OR1582-967 OR
Taxes: 6523.02
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 13
Street Name: Pirates
Street Suffix: Drive
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Pirates Cove (Key Largo) (98.5)
Area: 27 - Key Largo MM 97-107
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: No
Control Depth: 0
Lot SqFt: 15890
Pool: No
Lot Sqft Source: Tax Records
Total Units: 0
Acres: 0.37
SqFt Source: Tax Records
Rentals Allowed: With Restrictions
Min Rental Days: 30
Style: Single Family
Year Built: 1953
Living Apx SqFt: 730
Total Bedrooms: 1
Full Baths: 1
Half Baths: 1
Total Baths: 2
Remarks & Misc
Remarks – Consumer: Island Garden Retreat is a rare five-lot hideaway tucked beneath a canopy of mature tropical trees in the peaceful Key Largo neighborhood of Pirates Cove. Set across 15,890 square feet of lush, established landscape, this private cottage lives larger than its footprint, featuring vaulted wood-beamed ceilings, a warm island color palette, granite countertops, and a cozy breakfast counter. Impact windows frame lush greenery and invite the outdoors in. Sliding doors open from the bedroom to a quiet garden patio, creating effortless indoor-outdoor living. A screened patio, open courtyard, fire pit, and multiple tucked-away garden spaces offer countless corners for your morning latte or a relaxing evening breeze. Brick paver parking and walkways, an outdoor shower, storage, and a dedicated washer/dryer room add everyday convenience. Five contiguous lots, this serene and oversized property offers rare space and flexibility, room for a pool, garage, or future expansion of the existing home. Enjoy nearby Florida Bay access and a voluntary neighborhood boat ramp, all just minutes from Key Largo's dining and amenities, yet entirely tucked away in your own garden sanctuary.
Directions: US1 to MM98 bayside, Turn onto Francis Drake Drive and then right onto Pirates Dr.
Association Info
Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 250
Assoc/Mnt Fee Per: Yearly
Fee Includes
Other: 1
Dockage
None: 1
Tax Exemptions
None: 1
Appliances
Dryer: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Other: cooktop - gas
Pets
Pets Allowed: 1
Cooling
Central Air: 1
Waterfront
None: 1
Waterview
No Waterview: 1
Neighborhood Feature
Community Boat Ramp: 1
Interior Features
Dade County Pine: 1
Granite Counter Top: 1
Building Style
Above Flood: No
Ground Level: 1
Windows/Doors
Impact Rstnce Window: 1
Vehicle Storage
Open Parking: 1
Off Street Parking: 1
Construction
CBS: 1
Concrete: 1
Land Size
1/4 - 1/2 Acre: 1
Furnished
Furnished: 1
Terms
Cash: 1
Conventional: 1
No Seller Finance: 1
VA: 1
Utilities
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Patio: 1
Screened Patio: 1
Title
Title Ins - Buyer: 1
Exterior Features
Outdoor Shower: 1
Shed: 1
Storage: 1
Roof
Metal Roof: 1
Financial Status
Standard Sale: Yes
Status Change Info
Status: Active
Property Features
Fee Includes: Other
Tax Exemptions: None
Waterfront: None
Waterview: No Waterview
Dockage: None
Building Style: Ground Level
Vehicle Storage: Off Street Parking; Open Parking
Furnished: Furnished
Cooling: Central Air
Utilities: FKAA; Municipal Sewer
Interior Features: Dade County Pine; Granite Counter Top
Appliances: Dryer; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Outdoor Shower; Shed; Storage
Construction: CBS; Concrete
Roof: Metal Roof
Pets: Pets Allowed
Neighborhood Feature: Community Boat Ramp
Land Size: 1/4 - 1/2 Acre
Terms: Cash; Conventional; No Seller Finance; VA
Title: Title Ins - Buyer
Listing Office: American Caribbean Real Estate, Christie's International Real Estate
Last Updated: February - 23 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.