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$1,049,500
157 Navajo Street
Upper Matecumbe Key Islamorada, FL 33070
MLS# 620610
3 beds  |  2 baths  |  1711 sqft


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Property Description
Gorgeous 3 bedroom 2 bathroom home on a spacious corner lot, with plenty of room for boats and RVs. Updated and remodeled bathrooms, open concept kitchen, laundry room and stainless steel appliances . This property is situated in one of the highest elevations in the area, Roof is partial metal and a recently re-sealed flat roof, with Elastomatic paint, extending the life of the flat roof 8-10 years. Property is surrounded by beautiful mature trees and it has an in-ground heated pool, lots of space to enjoy the open air, just a block away from the community park and boat ramp. Enjoy ramp access for boat launching, fishing, kayaking or to just take in a spectacular sunset on the water! You can either walk, bike, or take a ride on a golf cart to the park/ramp area. You also have nearby, Founder's Park, with excellent recreation, boat ramp access, public beach, a huge pool as well as several local festivals throughout the year, FREE for local residents. Property features a VOLUNTARY HOA, $250 annually. Seller offering $10K in contributions towards buyer's closing costs!

Details
Maps
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Species List: No
Current Price: $1,049,500
Listing Date: 2026-07-13
List Price: $1,049,500
Location, Tax & Legal
City: ISLAMORADA
Off Shore Island: No
Mile Marker: 83.5
Marathon Neighborhood: N/A
Senior Community YN: No
Side: Bay/Gulf
Flood Zone: AE
Alternate Key #: 1518212
Handicap Access: No
Parcel #: 00420190-000000
Zoning: PS - Public & Semi Public Services
Deed Restrictions: No
Legal: BK 3 LT 27 INDIAN HARBOR PB3-178 PLANTATION KEY OR309-105 OR924-2415 OR1420-1578 OR1420-1580 OR1474-316 OR1474-318 OR147
Taxes: 7975.48
Tax Year: 2025
Pub Sewer HkUp: No
Street #: 157
Street Name: Navajo
Street Suffix: Street
Key/Island: Upper Matecumbe Key Islamorada
State/Province: FL
Zip Code: 33070
County: Monroe
Subdivision: Hammock (83.5)
Area: 23 - Upper Matecumbe
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: No
Control Depth: 0
Lot Size: X
Lot SqFt: 8305
Pool: Yes
Total Units: 0
Acres: 0.19
SqFt Source: Tax Records
Rentals Allowed: With Restrictions
Min Rental Days: 28
Style: Single Family
Year Built: 1985
Living Apx SqFt: 1711
Total Bedrooms: 3
Full Baths: 2
Total Baths: 2
Remarks & Misc
Remarks – Consumer: Gorgeous 3 bedroom 2 bathroom home on a spacious corner lot, with plenty of room for boats and RVs. Updated and remodeled bathrooms, open concept kitchen, laundry room and stainless steel appliances . This property is situated in one of the highest elevations in the area, Roof is partial metal and a recently re-sealed flat roof, with Elastomatic paint, extending the life of the flat roof 8-10 years. Property is surrounded by beautiful mature trees and it has an in-ground heated pool, lots of space to enjoy the open air, just a block away from the community park and boat ramp. Enjoy ramp access for boat launching, fishing, kayaking or to just take in a spectacular sunset on the water! You can either walk, bike, or take a ride on a golf cart to the park/ramp area. You also have nearby, Founder's Park, with excellent recreation, boat ramp access, public beach, a huge pool as well as several local festivals throughout the year, FREE for local residents. Property features a VOLUNTARY HOA, $250 annually. Seller offering $10K in contributions towards buyer's closing costs!
Directions: From US1, turn west on Seminole Blvd to Navajo street, property is the corner home.
Association Info
Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Assoc Approval Req: Yes
Association Fee $: 250
Assoc/Mnt Fee Per: Yearly
Fee Includes
Common Area Mnt: 1
Dockage
None: 1
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Dryer: 1
Freezer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Heating
Electric: 1
Waterfront
None: 1
Waterview
No Waterview: 1
Floor
Tile: 1
Neighborhood Feature
Community Boat Ramp: 1
Other Area Features: 1
Interior Features
Fire Sprinkler: 1
Fireplace(s): 1
Pantry: 1
Smoke Alarms: 1
Window Treatments: 1
Property Condition
Updated/Remodeled: 1
Specialty Rooms
Laundry Room: 1
Building Style
Above Flood: No
Stories: 1 Story
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Open Parking: 1
RV Parking Open: 1
Security
No Security: 1
Construction
CBS: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Furnished: 1
Negotiable: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Utilities
Cable Available: 1
Municipal Sewer: 1
Sewer Available: 1
Porch/Balcony
Patio: 1
Title
Title Ins - Buyer: 1
Title Ins - Seller: 1
Exterior Features
Fencing: 1
Pool Info
In Ground: 1
Dimensions: 10x20
Pre-Wired
Cable: 1
Roof
Combo Roof: 1
Metal Roof: 1
Other Roof: 1
Financial Status
Standard Sale: Yes
Accessibility Feat
Parking: 1
Status Change Info
Status: Active
Property Features
Fee Includes: Common Area Mnt
Tax Exemptions: None
Waterfront: None
Waterview: No Waterview
Dockage: None
Property Condition: Updated/Remodeled
Vehicle Storage: Open Parking; RV Parking Open
Furnished: Furnished; Negotiable
Cooling: Ceiling Fans(s); Central Air
Utilities: Cable Available; Municipal Sewer; Sewer Available
Interior Features: Fire Sprinkler; Fireplace(s); Pantry; Smoke Alarms; Window Treatments
Pre-Wired: Cable
Specialty Rooms: Laundry Room
Appliances: Dishwasher; Dryer; Freezer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Fencing
Accessibility Feat: Parking
Pool Info: In Ground
Construction: CBS
Floor: Tile
Roof: Combo Roof; Metal Roof; Other Roof
Pets: Pets Allowed
Neighborhood Feature: Community Boat Ramp; Other Area Features
Security: No Security
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; FHA; VA
Title: Title Ins - Buyer; Title Ins - Seller

Listing Office: Xcellence

Last Updated: July - 13 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.