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$1,149,000
Key Largo, FL 33037
MLS# 620514
3 beds | 2 baths | 1688 sqft
1 / 47
Property Description
Located in the highly sought-after Cross Key Waterways neighborhood of Key Largo, this beautifully maintained single-story CBS waterfront home offers the ideal blend of durability, comfort, and effortless Florida Keys living. Constructed with concrete walls, a concrete roof, hurricane impact windows, and impact doors, this home is built for lasting peace of mind while offering the potential for insurance savings. Thoughtfully equipped for year-round reliability, the property features a professionally installed whole-home generator powered by an underground natural gas tank, ensuring you're prepared when the unexpected happens. The natural gas system also services the kitchen stove and water heater, providing efficiency, convenience, and dependable performance. Designed for low-maintenance living, the home features a fully fenced yard and an expansive rooftop deck, the perfect place to enjoy breathtaking sunsets, cool ocean breezes, and panoramic views of the surrounding neighborhood. For boating enthusiasts, the 40-foot concrete dock with davits offers quick and convenient access to both the Florida Bay and the Atlantic Ocean, making it easy to enjoy everything the Keys have to offer. Ideally located just minutes from shopping, dining, schools, and local attractions, this move-in-ready home is equally suited as a full-time residence, vacation retreat, or investment property. Offering quality construction, premium upgrades, and an exceptional boating location, this is a rare opportunity to own an easy-to-maintain waterfront home in one of Key Largo's most desirable neighborhoods.
Details
Maps
Contract Information
Listing Board: Florida Keys
Current Price: $1,149,000
Listing Date: 2026-07-03
List Price: $1,149,000
Location, Tax & Legal
City: KEY LARGO
Mile Marker: 103
Marathon Neighborhood: N/A
Side: Bay/Gulf
Flood Zone: AE
Alternate Key #: 1572713
Parcel #: 00468472-000600
Zoning: URM - Urban Res Mobile Home District
Deed Restrictions: Unknown
Legal: BK 1 LT 6 CROSS KEY WATERWAY ESTATES SECTION TWO KEY LARGO PB6-60 OR478-196 OR586-799 OR721-644 OR723-697 OR806-1192 OR8
Taxes: 8674.82
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 1608
Street Name: Monmouth
Street Suffix: Lane
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Cross Key Waterways (103.0)
Area: 27 - Key Largo MM 97-107
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 6
Lot Size: 40 X 100
Lot SqFt: 4000
Pool: No
Total Units: 0
Acres: 0.09
SqFt Source: Tax Records
Rentals Allowed: With Restrictions
Style: Single Family
Year Built: 2015
Living Apx SqFt: 1688
Total Bedrooms: 3
Full Baths: 2
Total Baths: 2
Remarks & Misc
Remarks – Consumer: Located in the highly sought-after Cross Key Waterways neighborhood of Key Largo, this beautifully maintained single-story CBS waterfront home offers the ideal blend of durability, comfort, and effortless Florida Keys living. Constructed with concrete walls, a concrete roof, hurricane impact windows, and impact doors, this home is built for lasting peace of mind while offering the potential for insurance savings. Thoughtfully equipped for year-round reliability, the property features a professionally installed whole-home generator powered by an underground natural gas tank, ensuring you're prepared when the unexpected happens. The natural gas system also services the kitchen stove and water heater, providing efficiency, convenience, and dependable performance. Designed for low-maintenance living, the home features a fully fenced yard and an expansive rooftop deck, the perfect place to enjoy breathtaking sunsets, cool ocean breezes, and panoramic views of the surrounding neighborhood. For boating enthusiasts, the 40-foot concrete dock with davits offers quick and convenient access to both the Florida Bay and the Atlantic Ocean, making it easy to enjoy everything the Keys have to offer. Ideally located just minutes from shopping, dining, schools, and local attractions, this move-in-ready home is equally suited as a full-time residence, vacation retreat, or investment property. Offering quality construction, premium upgrades, and an exceptional boating location, this is a rare opportunity to own an easy-to-maintain waterfront home in one of Key Largo's most desirable neighborhoods.
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
Davits: 1
Tax Exemptions
Homestead: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Heating
Central: 1
Natural Gas: 1
Propane Stove: 1
Waterfront
Canal Front: 1
Waterview
Canal View: 1
Floor
Tile: 1
Interior Features
Built-in Cabinets: 1
Fire Sprinkler: 1
Quartz Countertops: 1
Smoke Alarms: 1
Building Style
Above Flood: Unknown
Ground Level: 1
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Off Street Parking: 1
Construction
CBS: 1
Concrete: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Negotiable: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
No Seller Finance: 1
VA: 1
Utilities
FKAA: 1
Municipal Sewer: 1
Propane: 1
Porch/Balcony
Roof Top Deck: 1
Screened Patio: 1
Exterior Features
Fencing: 1
Roof
Concrete Roof: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: Homestead
Waterfront: Canal Front
Waterview: Canal View
Dockage: Davits
Building Style: Ground Level
Vehicle Storage: Off Street Parking
Furnished: Negotiable
Cooling: Ceiling Fans(s); Central Air
Heating: Central; Natural Gas; Propane Stove
Utilities: FKAA; Municipal Sewer; Propane
Interior Features: Built-in Cabinets; Fire Sprinkler; Quartz Countertops; Smoke Alarms
Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Fencing
Construction: CBS; Concrete
Floor: Tile
Roof: Concrete Roof
Pets: Pets Allowed
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; FHA; No Seller Finance; VA
Listing Office: Real Estate Sales Force, Inc.
Last Updated: July - 03 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.