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$3,511,000
1642 Churchill Downs
Key Largo, FL 33037
MLS# 621244
4 beds  |  5 baths  |  3285 sqft


Rear
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Rear Bya Views Backyard Hot Tub & Pool Adam's Cut Cut to Ocean Side Backyard Large Lot Outdoor Kitchen Outdoor Entertaining Entry Elevator Open Living Space Kitchen Kitchen Kitchen Dining Room Open Living Space Living Room Living Room Living Room Half Bath 3rd Floor Porch 3rd Floor Porch 3rd Floor Porch Rooftop Deck Rooftop Deck Sunset Master Bedroom Master Bedroom Master Bedroom Master Bath Master Bath Master Bath Master Bath Wide Staircase Hallway 2nd Bedroom 2nd Bedroom 2nd Bathroom 2nd Bathroom 2nd Bathroom 3rd Bedroom 3rd Bedroom 3rd Bedroom 3rd Bathroom 3rd Bathroom 3rd Bathroom 4th Bedroom 4th Bedroom Wet Bar 4th Bedroom 4th Bedroom 2nd Floor Porch Laundry Room Laundry Room Elevator Outdoor Entertaining Pool Ice Machine Cabana Bathroom Rear Outdoor Entertaining 1st Floor Rear 2026_09_01 1642 CHURCHILLL AJ VETTER-8 2026_09_01 1642 CHURCHILLL AJ VETTER-9 Hot Tub Pool Outdoor Bar Outdoor Bar Garage Garage Garage Bay Views Bay Views Bay Views Facing Sunsets Facing Sunsets Electric Gates 2 Electric Gates Corner Lot 57' Dock Facing Due West Facing Sunsets Aerial Backyard Backyard Pool/Hot Tub Sunsets Rooftop Deck Front Side Rear Rear Pool Pool Adam's Cut 1st Floor 2nd Floor 3rd Floor Rooftop Deck

Property Description
New construction waterfront home with all the bells and whistles. Situated on a large corner lot of nearly 14,000 sq. ft., the property features two electric gated entrances with plenty of space for RV and trailer parking. The backyard was designed for exactly why you live in the Keys: an amazing pool with hot tub, low-maintenance turf, 57' concrete dock with two boat lifts (15,000 lbs & 10,000 lbs), outdoor kitchen and bar, cabana bath, and outdoor shower. Through the front entry, you'll find an elevator servicing all three floors, along with an ultra-wide interior staircase. Head to the third floor, where the open-concept kitchen, living and dining areas take advantage of the impressive bay views. Step onto the third-floor porch for sunset views, or take it to the next level on the rooftop deck with panoramic views of the bay and nightly sunsets as the home faces due west. The primary bedroom and bath, along with a powder room, complete the third floor. The second floor offers three additional bedrooms and two bathrooms. The entire home was professionally designed by an interior designer, and the attention to detail shows throughout. Located just around the corner from Adams Cut for quick access to the ocean, while the bay offers endless opportunities to enjoy the water right from your backyard. New construction, incredible outdoor living, great dockage, sunset views and quick ocean access, this one checks all the boxes.

Details
Maps
Contract Information
Listing Board: Florida Keys
Current Price: $3,511,000
Listing Date: 2026-09-09
List Price: $3,511,000
Location, Tax & Legal
City: KEY LARGO
Mile Marker: 103
Marathon Neighborhood: N/A
Side: Bay/Gulf
Alternate Key #: 1572870
Parcel #: 00468472002200
Zoning: SF - Single Family
Deed Restrictions: Unknown
Legal: Cross Key Waterway Estates Section Two Pb6-60 Key Largo Lots 22-23 Bk 1 Or478-196 Or586-799/800 Or721-644/55 Or723-697/0
Taxes: 18792.92
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 1642
Street Name: Churchill Downs
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Cross Key Waterways (103.0)
Area: 27 - Key Largo MM 97-107
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 6
Lot Size: X
Lot SqFt: 13865
Pool: Yes
SqFt Source: Tax Records
Rentals Allowed: With Restrictions
Style: Single Family
Year Built: 2023
Living Apx SqFt: 3285
Total Bedrooms: 4
Full Baths: 3
Half Baths: 2
Total Baths: 5
Remarks & Misc
Remarks – Consumer: New construction waterfront home with all the bells and whistles. Situated on a large corner lot of nearly 14,000 sq. ft., the property features two electric gated entrances with plenty of space for RV and trailer parking. The backyard was designed for exactly why you live in the Keys: an amazing pool with hot tub, low-maintenance turf, 57' concrete dock with two boat lifts (15,000 lbs & 10,000 lbs), outdoor kitchen and bar, cabana bath, and outdoor shower. Through the front entry, you'll find an elevator servicing all three floors, along with an ultra-wide interior staircase. Head to the third floor, where the open-concept kitchen, living and dining areas take advantage of the impressive bay views. Step onto the third-floor porch for sunset views, or take it to the next level on the rooftop deck with panoramic views of the bay and nightly sunsets as the home faces due west. The primary bedroom and bath, along with a powder room, complete the third floor. The second floor offers three additional bedrooms and two bathrooms. The entire home was professionally designed by an interior designer, and the attention to detail shows throughout. Located just around the corner from Adams Cut for quick access to the ocean, while the bay offers endless opportunities to enjoy the water right from your backyard. New construction, incredible outdoor living, great dockage, sunset views and quick ocean access, this one checks all the boxes.
Directions: MM103 Bayside
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
Dock Length: 57
Dock: Concrete
Boat Lift: 1
Seawall: Concrete
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Ice Machine: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Wine Cooler: 1
Pets
Pets Allowed: 1
Cooling
Central Air: 1
Waterfront
Canal Front: 1
Waterview
Bay/Gulf View: 1
Canal View: 1
Floor
Tile: 1
Interior Features
Elevator: 1
Entrance Foyer: 1
Quartz Countertops: 1
Smoke Alarms: 1
Walk-in Closet(s): 1
Wet Bar: 1
Specialty Rooms
Laundry Room: 1
Building Style
Above Flood: Yes
Stories: 3 Stories
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Covered Parking: 1
Garage: 1
Open Parking: 1
RV Parking Open: 1
Off Street Parking: 1
Trailer Storage: 1
Construction
CBS: 1
Land Size
1/4 - 1/2 Acre: 1
Furnished
Negotiable: 1
Utilities
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Open Porch/Balcony: 1
Roof Top Deck: 1
Exterior Features
Bar: 1
Built-in Grill: 1
Fencing: 1
Hot Tub: 1
Outdoor Kitchen: 1
Pool Info
In Ground: 1
Salt Water: 1
Heated: Yes
Concrete: 1
Roof
Metal Roof: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: None
Waterfront: Canal Front
Waterview: Bay/Gulf View; Canal View
Dockage: Boat Lift
Vehicle Storage: Garage; Covered Parking; Off Street Parking; Open Parking; RV Parking Open; Trailer Storage
Furnished: Negotiable
Cooling: Central Air
Utilities: FKAA; Municipal Sewer
Interior Features: Elevator; Entrance Foyer; Quartz Countertops; Smoke Alarms; Walk-in Closet(s); Wet Bar
Specialty Rooms: Laundry Room
Appliances: Dishwasher; Disposal; Dryer; Ice Machine; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler
Exterior Features: Bar; Built-in Grill; Fencing; Hot Tub; Outdoor Kitchen
Pool Info: In Ground; Salt Water; Concrete
Construction: CBS
Floor: Tile
Roof: Metal Roof
Pets: Pets Allowed
Land Size: 1/4 - 1/2 Acre

Listing Office: Palm House Real Estate

Last Updated: September - 09 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.