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$1,050,000
Saddlebunch, FL 33040
MLS# 621018
3 beds | 2 baths | 1296 sqft
1 / 13
Property Description
Turn Key home on the open water, has 3 bedrooms, 2 bathrooms, features granite counters, upgraded porcelain plank tile floor, solid wood cabinets, hardiboard siding, low maintenance yard, tankless water heater, energy efficient appliances and AC, large master suite, and a nice deck overlooking the bay. Full concrete slab under the home with a legal 299sqft downstairs enclosure with glass french doors opening up to the beach. Features two full car garage with louvers on two sides and you could potentially add a garage door on the front (buyer to verify). Built to the latest building code to withstand 180+ mph winds and elevated 7' above base flood elevation for best insurance rates possible. Includes orange, lemon and banana trees, sandy beach and fantastic boating access to Gulf and Atlantic waters. The Bay Point neighborhood features a community park with tennis, basketball, and green space and is located directly across the street from the house. The HOA fee is because the county required a small area between the two homes to be shared because the set backs did not qualify at the original time of building. The HOA is managed by the two owners, A & B. Additional photos and drone footage coming soon!
Details
Maps
Contract Information
Listing Board: Key West Association
Current Price: $1,050,000
Listing Date: 2026-08-18
List Price: $1,050,000
Location, Tax & Legal
Unit #: A
City: Saddle Bunch
Mile Marker: 15
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE-11
Alternate Key #: 9104468
Handicap Access: No
Parcel #: 00159910-000100
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: BK 1 PT LT 9 BAY POINT AMENDED PLAT PB3-75 SADDLEBUNCH KEY, (AKA LOT 9A) OR2992-1313DEC/COV OR3000-1629
Taxes: 4872.17
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 17
Direction: E
Street Name: Circle
Street Suffix: Drive
Key/Island: Saddlebunch
State/Province: FL
Zip Code: 33040
County: Monroe
Subdivision: Bay Point Amd & 1st (15.0)
Area: 06 - Bay Point to Sugarloaf
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 2
Lot SqFt: 4196
Pool: No
Lot Sqft Source: Property Data Card
Total Units: 0
Acres: 0.1
SqFt Source: Property Data Card
Rentals Allowed: With Restrictions
Min Rental Days: 30
Style: Single Family
Year Built: 2019
Living Apx SqFt: 1296
Total Bedrooms: 3
Full Baths: 2
Total Baths: 2
Remarks & Misc
Remarks – Consumer: Turn Key home on the open water, has 3 bedrooms, 2 bathrooms, features granite counters, upgraded porcelain plank tile floor, solid wood cabinets, hardiboard siding, low maintenance yard, tankless water heater, energy efficient appliances and AC, large master suite, and a nice deck overlooking the bay. Full concrete slab under the home with a legal 299sqft downstairs enclosure with glass french doors opening up to the beach. Features two full car garage with louvers on two sides and you could potentially add a garage door on the front (buyer to verify). Built to the latest building code to withstand 180+ mph winds and elevated 7' above base flood elevation for best insurance rates possible. Includes orange, lemon and banana trees, sandy beach and fantastic boating access to Gulf and Atlantic waters. The Bay Point neighborhood features a community park with tennis, basketball, and green space and is located directly across the street from the house. The HOA fee is because the county required a small area between the two homes to be shared because the set backs did not qualify at the original time of building. The HOA is managed by the two owners, A & B. Additional photos and drone footage coming soon!
Association Info
Mandatory Home Owners Asc: Yes
1st Right of Refusal: No
Condo Doc's: No
Association Fee $: 35
Assoc/Mnt Fee Per: Yearly
Fee Includes
None: 1
Dockage
None: 1
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Freezer: 1
Ice Machine: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Water Purification: 1
Pets
Pets Allowed: 1
Heating
Central: 1
Waterfront
Bay Front: 1
Open Water: 1
Waterview
Bay/Gulf View: 1
Open Water View: 1
Floor
Tile: 1
Neighborhood Feature
Community Boat Ramp: 1
Tennis Courts: 1
Other Area Features: 1
Interior Features
Built-in Cabinets: 1
Drapes/Blinds Incl: 1
Granite Counter Top: 1
Smoke Alarms: 1
Building Style
Above Flood: Yes
Stilt Column Height: Tall - 10Ft & Over
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Car(s): 2
Carport: 1
Covered Parking: 1
Off Street Parking: 1
Construction
Hardi Board Siding: 1
Modular: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Furnished: 1
Negotiable: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
No Seller Finance: 1
VA: 1
Utilities
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Deck: 1
Open Porch/Balcony: 1
Title
Negotiable: 1
Exterior Features
Sandy Beach: 1
Storage: 1
Roof
Shingle Roof: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: None
Waterfront: Bay Front; Open Water
Waterview: Bay/Gulf View; Open Water View
Dockage: None
Vehicle Storage: Carport; Covered Parking; Off Street Parking
Furnished: Furnished; Negotiable
Heating: Central
Utilities: FKAA; Municipal Sewer
Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Granite Counter Top; Smoke Alarms
Appliances: Dishwasher; Disposal; Dryer; Freezer; Ice Machine; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Water Purification
Exterior Features: Sandy Beach; Storage
Construction: Hardi Board Siding; Modular
Floor: Tile
Roof: Shingle Roof
Pets: Pets Allowed
Neighborhood Feature: Community Boat Ramp; Tennis Courts; Other Area Features
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; FHA; No Seller Finance; VA
Title: Negotiable
Listing Office: Coastal Collection Real Estate Inc.
Last Updated: August - 18 - 2026
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