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$8,490,000
198 Lowe Street
Key Largo, FL 33070
MLS# 619207
5 beds  |  5 baths  |  4170 sqft

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198 Lowe St
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198 Lowe St Drone - 1.5 acre oceanfront property Protected boat basin, beach, seclusion Gated entrance Main house - entrance with granite stone wall Main House - Ocean Views Main house - Kitchen and great room Main house kitchen Kitchen island Main house - dining Main house - dining, kitchen Main house - dining Main house- Living room with views main House - Open Living area Main house- sitting area Main house - flooded with natural light Main house - laundry Laundry Main house - Guest bedroom 1 Main house - Guest bedroom 1 with pool view Main house - Guest bath Guest bath double vanity Main house - Guest bedroom 2 Main house - Guest bedroom with view across lawn to water Main house - entrance foyer Main house - upstairs sitting room Second floor reading room Main house- Primary bedroom Primary bedroom with ocean views Main house - Primary bath Main house - Primary bath Main house - Primary bath Main house - Primary bath Primary balcony - Ocean views Primary balcony overlooking lawn, boat basin and ocean Primary balcony - beach and ocean views Aerial pool Breezeway Breezeway Double garage Main house - entrance and breezeway Double garage, guest house above Double garage - Guest house upstairs Circle drive Back of garage Guest house kitchen & dining Guest house Guest house dining Guest house - living room Guest house living Guest house living room Guest house - bedroom 1 Guest house - bedroom 1 Guest house- balcony view Guest house bath Guest house - bedroom 2 Guest house - bedroom 2 Guest house balcony Guest house - balcony 2 Pool Deck Main house - Pool deck Pool with ocean view 198 Lowe St Outdoor shower Private pool area Pool and palm tree serenity Pool area Pool, main house, guest house Side view Pool reflections Pool and palms Jetty, oceanfront Beach, jetty Beach Beach Private beach Private boat ramp, protected dockage Beach and boat basin Private beach Beach Front lawn, beach, ocean Main house - front lawn From boat basin Front view Front and side Side lawn Main house, lawn Drone - beach Coveted boat basin, ocean front residence Plenty of dockage Aerial Drone - beach, boat basin Drone - basin, beach, lawn Drone - from the ocean Drone - front lawn Drone - side view Aerial Aerial - main and guest house Main house and property 198 Lowe St Twilight, beach lawn front view Twilight Twilight main house, front lawn Twilight pool deck main and guest house Twilight front entrance Twilight Twilight guest house Gated entrance

Property Description
Welcome to Key Harbor--an exceptional oceanfront estate set on 1.5 acres of pristine, private grounds with sweeping, unobstructed open-water views. This beautifully restored residence offers a seamless blend of indoor and outdoor living, with an open-concept layout designed to showcase the breathtaking scenery from every angle. Inside, the home flows effortlessly toward expansive outdoor spaces, where palm-lined lawns lead to a sandy beach, private marina, and the sparkling ocean beyond. The thoughtfully designed exterior features an inviting custom pool with ambient lighting, a sun deck, and lush, mature landscaping that ensures both beauty and privacy. The main residence includes 3 spacious bedrooms and 3.5 bathrooms, complemented by a separate 2-bedroom, 1-bath guest quarters--ideal for hosting family and friends. A 2 car garage and high-end finishes throughout complete this timeless coastal retreat. Experience refined waterfront living in a setting that feels both luxurious and effortlessly serene.

Details
Maps
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Current Price: $8,490,000
Listing Date: 2026-03-26
List Price: $8,490,000
Location, Tax & Legal
City: Tavernier
Mile Marker: 91.5
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE,VE,VE,VE
Alternate Key #: 1693421
Parcel #: 00566320-000000
Zoning: R1 - Residential Single Family
Deed Restrictions: Unknown
Legal: BK 3 AMD PLAT OF TAVERNIER BCH KEY LARGO PB1-201 & ISLAND OF KEY LARGO LOT 6 LESS WESTERLY 200FT OR607-706 OR607-707 OR7
Taxes: 48698.08
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 198
Street Name: Lowe
Street Suffix: Street
Key/Island: Key Largo
State/Province: FL
Zip Code: 33070
County: Monroe
Subdivision: Tavernier Beach (91.5)
Area: 26 - Key Largo S of MM 96.9
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 4
Lot Size: 312 X 136
Lot SqFt: 62300
Pool: Yes
Lot Sqft Source: Property Data Card
Total Units: 0
Acres: 1.43
SqFt Source: Property Data Card
Rentals Allowed: With Restrictions
Min Rental Days: 28
Style: Single Family
Year Built: 1957
Living Apx SqFt: 4170
Total Bedrooms: 5
Full Baths: 4
Half Baths: 1
Total Baths: 5
Remarks & Misc
Remarks – Consumer: Welcome to Key Harbor--an exceptional oceanfront estate set on 1.5 acres of pristine, private grounds with sweeping, unobstructed open-water views. This beautifully restored residence offers a seamless blend of indoor and outdoor living, with an open-concept layout designed to showcase the breathtaking scenery from every angle. Inside, the home flows effortlessly toward expansive outdoor spaces, where palm-lined lawns lead to a sandy beach, private marina, and the sparkling ocean beyond. The thoughtfully designed exterior features an inviting custom pool with ambient lighting, a sun deck, and lush, mature landscaping that ensures both beauty and privacy. The main residence includes 3 spacious bedrooms and 3.5 bathrooms, complemented by a separate 2-bedroom, 1-bath guest quarters--ideal for hosting family and friends. A 2 car garage and high-end finishes throughout complete this timeless coastal retreat. Experience refined waterfront living in a setting that feels both luxurious and effortlessly serene.
Directions: MM 91 Oceanside turn on Lowe Street
Association Info
Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
Basin: 1
Boat Lift: 1
Boat Ramp: 1
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Dryer: 1
Freezer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Heating
Central: 1
Waterfront
Oceanfront: 1
Waterview
Ocean View: 1
Open Water View: 1
Floor
Tile: 1
Neighborhood Feature
Beach: 1
Interior Features
Cathedral Ceilings: 1
Drapes/Blinds Incl: 1
Security System: 1
Split Bedroom: 1
Property Condition
Updated/Remodeled: 1
Specialty Rooms
Guest/Servant Qtrs: Legal
Laundry Room: 1
Building Style
Above Flood: Unknown
Stories: 2 Stories
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Carport: 1
Garage: 1
Attached: 1
Security
Patrolled Area: 1
Construction
CBS: 1
Combo Construction: 1
Concrete: 1
Land Size
1 Less Than 2 Acres: 1
Furnished
Unfurnished: 1
Terms
Cash: 1
Conventional: 1
Utilities
Elect Separate Meter: 1
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Open Porch/Balcony: 1
Patio: 1
Title
Title Ins - Buyer: 1
Exterior Features
Fencing: 1
Lighting: 1
Outdoor Shower: 1
Privacy Wall/Fence: 1
Sandy Beach: 1
Pool Info
In Ground: 1
Concrete: 1
Decked: 1
Roof
Metal Roof: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: None
Waterfront: Oceanfront
Waterview: Ocean View; Open Water View
Dockage: Basin; Boat Lift; Boat Ramp
Property Condition: Updated/Remodeled
Vehicle Storage: Garage; Carport; Attached
Furnished: Unfurnished
Cooling: Ceiling Fans(s); Central Air
Heating: Central
Utilities: Elect Separate Meter; FKAA; Municipal Sewer
Interior Features: Cathedral Ceilings; Drapes/Blinds Incl; Security System; Split Bedroom
Specialty Rooms: Laundry Room
Appliances: Dishwasher; Dryer; Freezer; Microwave; Oven; Range; Refrigerator; Washer
Exterior Features: Fencing; Lighting; Outdoor Shower; Privacy Wall/Fence; Sandy Beach
Pool Info: In Ground; Concrete; Decked
Construction: CBS; Combo Construction; Concrete
Floor: Tile
Roof: Metal Roof
Pets: Pets Allowed
Neighborhood Feature: Beach
Security: Patrolled Area
Land Size: 1 Less Than 2 Acres
Terms: Cash; Conventional
Title: Title Ins - Buyer

Listing Office: Ocean Sotheby's International Realty

Last Updated: March - 26 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.