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$650,000
20 Palm Drive
Key Largo, FL 33037
MLS# 621322
3 beds  |  2 baths  |  1136 sqft


Exterior Front
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Exterior Front Exterior Front Oceanfront HOA Park with Boat Ramp Entrance Entrance Living Room Living Room Kitchen Stainless Steel Appliances New Kitchen Dining Area Dining Area Bedroom 1 | Lockout Suite Bedroom 1 | Lockout Suite Bedroom 1 | Lockout Suite Bedroom 1 | Lockout Suite Kitchenette in Bedroom 1 Bathroom in Bedroom 1 Bathroom in bedroom 1 Bedroom 2 Bedroom 2 Bedroom 2 Bathroom 2 Bathroom 2 Bedroom 3 Bedroom 3 Screened-in Porch Screened-in Porch Exterior Front Side of House Brand-new insulated aluminum patio cover Brand-new insulated aluminum patio cover Backyard Side of House - Room for a Boat! Side of House Exterior Front Close to Oceanfront Homeowner's Park Aerial View of HOA Park Aerial View of HOA Park HOA Park | Aerial View Neighborhood Aerial View Neighborhood Aerial View Neighborhood Aerial View Neighborhood Aerial View

Property Description
COMPLETELY RENOVATED FROM TOP TO BOTTOM! Experience the ultimate turnkey Florida Keys lifestyle in this stunning 3 bed / 2 bath home tucked away in a peaceful Key Largo neighborhood. Built with durable CBS construction and topped with a 2023 metal roof, this property was flawlessly updated in 2026--including a brand-new A/C system--offering dependable comfort and modern luxury. Step inside to discover gorgeous new porcelain tile floors and brand-new blinds throughout. The stunning, fully redesigned kitchen boasts elegant quartz countertops and sleek stainless steel appliances. Both bathrooms have been completely modernized with beautiful, high-end finishes. The home's versatile layout includes a highly desirable 1 bed / 1 bath lockout suite! This bedroom features its own private exterior entrance and a convenient kitchenette, creating the perfect space for visitors, extended family, or flexible use with added privacy and independence. Outdoor living has been completely reimagined! Entertain effortlessly in the freshly renovated screened-in porch, or relax in the backyard under the brand-new insulated aluminum patio cover. The exterior also features fresh paint, new lighting, new soffits, and a brand-new gate entrance for enhanced privacy and curb appeal. Residents enjoy access to a highly desirable voluntary oceanfront homeowners park featuring a chickee hut, dock, and a boat ramp. The boat ramp is currently undergoing permitted renovations, and the assessment has already been completely paid in full by the seller! Perfectly situated for convenience, you get the quiet Keys lifestyle while remaining close to everyday essentials. You are just one hour from Miami and MIA Airport, 3 miles to Aldi, 4 miles to Key Largo School, and 9 miles to Ocean Reef. Don't miss this rare opportunity to own a flawless, move-in ready home in the Florida Keys!

Details
Maps
Documents
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Current Price: $650,000
Listing Date: 2026-09-17
List Price: $650,000
Location, Tax & Legal
City: KEY LARGO
Mile Marker: 905
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE
Alternate Key #: 1692841
Parcel #: 00565750-000000
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: BK 6 LOT 12 LESS ELY 12 FEET GULFSTREAM SHORES PB3-61 KEY LARGO OR410-23 OR852-2464 OR902-1255 OR906-596 OR932-1159 OR11
Taxes: 4040.31
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 20
Street Name: Palm
Street Suffix: Drive
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Gulfstream Shores (KL) (905.0)
Area: 28 - Key Largo N of MM 107 Incl Ocean Reef
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: No
Control Depth: 0
Lot Size: 63 X 100
Lot SqFt: 6300
Pool: No
Lot Sqft Source: Property Data Card
Total Units: 0
Acres: 0.15
SqFt Source: Property Data Card
Rentals Allowed: Yes
Min Rental Days: 28
Style: Single Family
Year Built: 1959
Living Apx SqFt: 1136
Total Bedrooms: 3
Full Baths: 2
Total Baths: 2
Remarks & Misc
Remarks – Consumer: COMPLETELY RENOVATED FROM TOP TO BOTTOM! Experience the ultimate turnkey Florida Keys lifestyle in this stunning 3 bed / 2 bath home tucked away in a peaceful Key Largo neighborhood. Built with durable CBS construction and topped with a 2023 metal roof, this property was flawlessly updated in 2026--including a brand-new A/C system--offering dependable comfort and modern luxury. Step inside to discover gorgeous new porcelain tile floors and brand-new blinds throughout. The stunning, fully redesigned kitchen boasts elegant quartz countertops and sleek stainless steel appliances. Both bathrooms have been completely modernized with beautiful, high-end finishes. The home's versatile layout includes a highly desirable 1 bed / 1 bath lockout suite! This bedroom features its own private exterior entrance and a convenient kitchenette, creating the perfect space for visitors, extended family, or flexible use with added privacy and independence. Outdoor living has been completely reimagined! Entertain effortlessly in the freshly renovated screened-in porch, or relax in the backyard under the brand-new insulated aluminum patio cover. The exterior also features fresh paint, new lighting, new soffits, and a brand-new gate entrance for enhanced privacy and curb appeal. Residents enjoy access to a highly desirable voluntary oceanfront homeowners park featuring a chickee hut, dock, and a boat ramp. The boat ramp is currently undergoing permitted renovations, and the assessment has already been completely paid in full by the seller! Perfectly situated for convenience, you get the quiet Keys lifestyle while remaining close to everyday essentials. You are just one hour from Miami and MIA Airport, 3 miles to Aldi, 4 miles to Key Largo School, and 9 miles to Ocean Reef. Don't miss this rare opportunity to own a flawless, move-in ready home in the Florida Keys!
Directions: Head North on US 1 to C-905. Go approx. 1.1 miles and make right on Palm Dr; The house is on the right with a sign. Private Homeowners park at end of street and around corner!
Association Info
Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 160
Assoc/Mnt Fee Per: Yearly
Fee Includes
Other: 1
Dockage
Boat Ramp: 1
Other Dockage: 1
Tax Exemptions
None: 1
Appliances
Dryer: 1
Microwave: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Heating
Central: 1
Electric: 1
Waterfront
None: 1
Waterview
No Waterview: 1
Floor
Tile: 1
Neighborhood Feature
Community Boat Ramp: 1
Other Area Features: 1
Interior Features
Drapes/Blinds Incl: 1
Quartz Countertops: 1
Property Condition
Updated/Remodeled: 1
Specialty Rooms
Guest/Servant Qtrs: Legal
Building Style
Above Flood: Yes
Ground Level: 1
Stories: 1 Story
Windows/Doors
Single Hung Windows: 1
Vehicle Storage
Guest Parking: 1
Open Parking: 1
Off Street Parking: 1
Construction
CBS: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Negotiable: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Utilities
Buyer to Verify: 1
Cable Available: 1
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Screened Patio: 1
Title
Title Ins - Buyer: 1
Exterior Features
Fencing: 1
Shed: 1
Roof
Metal Roof: 1
Status Change Info
Status: Active
Property Features
Fee Includes: Other
Tax Exemptions: None
Waterfront: None
Waterview: No Waterview
Dockage: Boat Ramp; Other Dockage
Property Condition: Updated/Remodeled
Building Style: Ground Level
Vehicle Storage: Guest Parking; Off Street Parking; Open Parking
Furnished: Negotiable
Cooling: Ceiling Fans(s); Central Air
Heating: Central; Electric
Utilities: Buyer to Verify; Cable Available; FKAA; Municipal Sewer
Interior Features: Drapes/Blinds Incl; Quartz Countertops
Appliances: Dryer; Microwave; Range; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Fencing; Shed
Construction: CBS
Floor: Tile
Roof: Metal Roof
Pets: Pets Allowed
Neighborhood Feature: Community Boat Ramp; Other Area Features
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; FHA; VA
Title: Title Ins - Buyer

Listing Office: RE/MAX All Keys Real Estate

Last Updated: September - 17 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.