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$1,250,000
20868 W 5th Avenue
Cudjoe Key, FL 33042
MLS# 619465
2 beds  |  2 baths  |  1344 sqft


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Property Description
Welcome to your cozy coastal retreat in Cudjoe Gardens in the beautiful Florida Keys! This well maintained 2bedroom, 2bath CBS home offers 1,344 sq ft of comfortable island living with thoughtful upgrades throughout. Step inside to find custom cabinetry, adding both style and functionality to the home's inviting interior. Outside is where this property truly shines, featuring a private, small man made sandy beach, concrete seawall, and boat lift, making it a boater's dream with easy access to open water. Relax and entertain in true Keys fashion with a spacious patio, tiki hut, and outdoor shower Perfect after a day on the water. The garage provides added storage and convenience, while the cozy layout makes this home ideal as a full time residence, vacation getaway, or investment property. Located just minutes from Cudjoe Gardens Marina, local dining favorites, and world-class fishing and diving, this home offers the perfect blend of tranquility and adventure. Experience laid back coastal living at its finest your Keys escape awaits!

Details
Maps
Contract Information
Listing Board: Marathon/Lower Keys
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No
Species List: Yes
Current Price: $1,250,000
Listing Date: 2026-04-13
List Price: $1,250,000
Location, Tax & Legal
City: Cudjoe
Mile Marker: 21
Marathon Neighborhood: N/A
Side: Ocean
Alternate Key #: 1225479
Parcel #: 00174634007200
Zoning: IS - Improved Subivision District
Deed Restrictions: Yes
Legal: Bk 20 Lt 9 Cudjoe Gardens Fifth And Seventh Addns Cudjoe Key Pb6-88 Or507-522 Or639-436 Or639-437 Or864-906 Or1051-1138
Taxes: 3999.26
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 20868
Direction: W
Street Name: 5th
Street Suffix: Avenue
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Cudjoe Gardens (21.0)
Area: 07 - Cudjoe Key
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 4
Lot Size: 80 X 100
Lot SqFt: 8000
Pool: No
Total Units: 1
Acres: 0.18
SqFt Source: Property Data Card
Rentals Allowed: With Restrictions
Min Rental Days: 28
Style: Single Family
Year Built: 1995
Living Apx SqFt: 1344
Total Bedrooms: 2
Full Baths: 2
Total Baths: 2
Remarks & Misc
Remarks – Consumer: Welcome to your cozy coastal retreat in Cudjoe Gardens in the beautiful Florida Keys! This well maintained 2bedroom, 2bath CBS home offers 1,344 sq ft of comfortable island living with thoughtful upgrades throughout. Step inside to find custom cabinetry, adding both style and functionality to the home's inviting interior. Outside is where this property truly shines, featuring a private, small man made sandy beach, concrete seawall, and boat lift, making it a boater's dream with easy access to open water. Relax and entertain in true Keys fashion with a spacious patio, tiki hut, and outdoor shower Perfect after a day on the water. The garage provides added storage and convenience, while the cozy layout makes this home ideal as a full time residence, vacation getaway, or investment property. Located just minutes from Cudjoe Gardens Marina, local dining favorites, and world-class fishing and diving, this home offers the perfect blend of tranquility and adventure. Experience laid back coastal living at its finest your Keys escape awaits!
Directions: Drost Drive, right on 5th Ave. house is on the left side.
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 75
Fee Includes
None: 1
Dockage
Boat Lift: 1
Seawall: Concrete
Tax Exemptions
Homestead: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Central Air: 1
Waterfront
Canal Front: 1
Waterview
Canal View: 1
Floor
Tile: 1
Vinyl: 1
Neighborhood Feature
Other Area Features: 1
Interior Features
Built-in Cabinets: 1
Drapes/Blinds Incl: 1
Granite Counter Top: 1
Storage: 1
Window Treatments: 1
Specialty Rooms
Laundry Room: 1
Workshop: 1
Building Style
Above Flood: Unknown
Ground Level: 1
Windows/Doors
Awning Windows: 1
Sliding Glass Doors: 1
Vehicle Storage
Garage: 1
Guest Parking: 1
Open Parking: 1
Construction
CBS: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Unfurnished: 1
Terms
Cash: 1
Conventional: 1
VA: 1
Utilities
Buyer to Verify: 1
FKAA: 1
Porch/Balcony
No Porch/Balcony: 1
Patio: 1
Title
Negotiable: 1
Exterior Features
Chickee Hut: 1
Fencing: 1
Outdoor Shower: 1
Sandy Beach: 1
Roof
Metal Roof: 1
Financial Status
Bank Owned: No
Potential Short Sale: No
Shutters
Accordion: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: Homestead
Waterfront: Canal Front
Waterview: Canal View
Dockage: Boat Lift
Building Style: Ground Level
Vehicle Storage: Garage; Guest Parking; Open Parking
Furnished: Unfurnished
Cooling: Central Air
Utilities: Buyer to Verify; FKAA
Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Granite Counter Top; Storage; Window Treatments
Specialty Rooms: Laundry Room; Workshop
Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer
Exterior Features: Chickee Hut; Fencing; Outdoor Shower; Sandy Beach
Construction: CBS
Shutters: Accordion
Floor: Tile; Vinyl
Roof: Metal Roof
Pets: Pets Allowed
Neighborhood Feature: Other Area Features
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; VA
Title: Negotiable

Listing Office: Coldwell Banker Schmitt RE Co.

Last Updated: May - 31 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.


Broker Attribution: brian@cbschmitt.com