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$3,399,000
21090 5Th Avenue
Cudjoe Key, FL 33042
MLS# 619589
3 beds  |  3 baths  |  3056 sqft


Aerial Corner of Canal
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Aerial Corner of Canal Aerial Pool Great Room Great Room Great Room 69-web-or-mls-21090 5th Ave - 069 Great Room Entryway Foyer Dining Room Dining Room Kitchen Kitchen Kitchen Kitchen Screened Porch Screened Porch Screened Porch Primary Bedroom Primary Bedroom Pimary Bedroom Primary En Suite Bath Primary En Suite Bath Primary En Suite Bath Primary En Suite Bath Primary En Suite Bath Primary En Suite Bath Primary En Suite Bath Guest Bedroom Guest Bedroom Guest Bedroom Guest Bedroom 2 Guest Bedroom 2 Guest Bathroom Laundry Room Theatre Room Theatre Room Loft Bar Loft Bathroom Loft Bathroom Loft Loft Loft Loft Balcony Loft Balcony 2-Car Garage Pool Pool Pool Pathway to Pool Patio Patio Patio Seawall 15K lb Boat Lift 12K lb Boat Lift Seawall Anglers Prep Station Beach Point Front of Home Front of Home Side Yard Aerial Aerial Approximate Lot Lines Aerial Aerial Corner of Canal Aerial Corner of Canal Aerial

Property Description
Welcome to a refined waterfront pool home in the highly desirable Cudjoe Gardens neighborhood, where luxury meets laid-back island living. Located on a corner canal with 235' of waterfront this home is designed with life on the water in mind. Featuring two boat lifts, 15,000 lb and 12,000 lb, providing flexibility for multiple vessels along with a 2-car Garage for additional storage for all of your gear. Inside, the spacious 3 Bedroom, 2 Bath 3,056 sq. ft. home comfort and style blend with ease. The kitchen stands out with 6-burner Viking Range, Viking dishwasher, cabinet-front refrigerator, stainless appliances, pantry and generous space for entertaining, flowing seamlessly into the main living areas. Soaring ceilings fills the home, creating a bright and inviting atmosphere throughout. Upstairs a loft-style office and a dedicated theatre room offering a bar with beverage center provides the perfect setting for movie nights or game-day gatherings. The primary suite serves as a private retreat, complete with a lavish bath with bidet, separate shower and a relaxing jet tub, ideal for unwinding at the end of the day. Porches on both sides of the home overlook the canals and lead to a unique sandy point at the corner, offering a peaceful setting to take in water views and stunning sunset skies. After a day on the water relax by your waterfront heated salt pool or enjoy sipping cocktails on the screened lanai. Additional amenities include impact windows and doors, Hardi-board siding, whole house generator and ice machine. Cudjoe Gardens is an upscale waterfront community known for its ground-level concrete homes thoughtfully built above the floodplain. The neighborhood is home to Cudjoe Gardens Marina, a convenient full-service stop for fuel, bait, and refreshments on your way to world-class fishing and diving. Residents also enjoy The Bent Prop, a beloved waterfront restaurant offering a true taste of the Keys lifestyle.

Details
Maps
Contract Information
Listing Board: Key West Association
As is Rght to Inspct: Yes
Species List: Yes
Current Price: $3,399,000
Listing Date: 2026-04-21
List Price: $3,399,000
Location, Tax & Legal
City: Cudjoe
Off Shore Island: No
Mile Marker: 21
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE
Alternate Key #: 1222551
Parcel #: 00173160-000000
Zoning: IS - Improved Subivision District
Deed Restrictions: Yes
Legal: BK 9 LT 8 AND E 40FT LT 9 CUDJOE GARDENS FIRST ADDN CUDJOE KEY PB4-105
Taxes: 7791.01
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 21090
Street Name: 5Th
Street Suffix: Avenue
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Cudjoe Gardens (21.0)
Area: 07 - Cudjoe Key
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 4
Lot Size: X
Lot SqFt: 12738
Pool: Yes
Lot Sqft Source: Property Data Card
Acres: 0.29
SqFt Source: Property Data Card
Rentals Allowed: With Restrictions
Min Rental Days: 28
Style: Single Family
Year Built: 2011
Living Apx SqFt: 3056
Total Bedrooms: 3
Full Baths: 3
Total Baths: 3
Remarks & Misc
Remarks – Consumer: Welcome to a refined waterfront pool home in the highly desirable Cudjoe Gardens neighborhood, where luxury meets laid-back island living. Located on a corner canal with 235' of waterfront this home is designed with life on the water in mind. Featuring two boat lifts, 15,000 lb and 12,000 lb, providing flexibility for multiple vessels along with a 2-car Garage for additional storage for all of your gear. Inside, the spacious 3 Bedroom, 2 Bath 3,056 sq. ft. home comfort and style blend with ease. The kitchen stands out with 6-burner Viking Range, Viking dishwasher, cabinet-front refrigerator, stainless appliances, pantry and generous space for entertaining, flowing seamlessly into the main living areas. Soaring ceilings fills the home, creating a bright and inviting atmosphere throughout. Upstairs a loft-style office and a dedicated theatre room offering a bar with beverage center provides the perfect setting for movie nights or game-day gatherings. The primary suite serves as a private retreat, complete with a lavish bath with bidet, separate shower and a relaxing jet tub, ideal for unwinding at the end of the day. Porches on both sides of the home overlook the canals and lead to a unique sandy point at the corner, offering a peaceful setting to take in water views and stunning sunset skies. After a day on the water relax by your waterfront heated salt pool or enjoy sipping cocktails on the screened lanai. Additional amenities include impact windows and doors, Hardi-board siding, whole house generator and ice machine. Cudjoe Gardens is an upscale waterfront community known for its ground-level concrete homes thoughtfully built above the floodplain. The neighborhood is home to Cudjoe Gardens Marina, a convenient full-service stop for fuel, bait, and refreshments on your way to world-class fishing and diving. Residents also enjoy The Bent Prop, a beloved waterfront restaurant offering a true taste of the Keys lifestyle.
Directions: From Overseas Hwy, turn oceanside onto Drost Drive. Turn left onto 5th Ave W. The property is located at the end on the corner.
Association Info
Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
Boat Lift: 1
Seawall: Concrete
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Dryer: 1
Freezer: 1
Ice Machine: 1
Microwave: 1
Oven: 1
Refrigerator: 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Waterfront
Canal Front: 1
Waterview
Canal View: 1
Floor
Tile: 1
Wood: 1
Neighborhood Feature
Bike Paths: 1
Other Area Features: 1
Interior Features
Bar: 1
Built-in Cabinets: 1
Drapes/Blinds Incl: 1
Entrance Foyer: 1
Pantry: 1
Security System: 1
Smoke Alarms: 1
Storage: 1
Walk-in Closet(s): 1
Whirlpool Bath Tub: 1
Specialty Rooms
Laundry Room: 1
Theater Room: 1
Building Style
Above Flood: Yes
Ground Level: 1
Windows/Doors
French Doors: 1
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Garage: 1
Open Parking: 1
Attached: 1
Auto Door Opener: 1
Construction
CBS: 1
Land Size
1/4 - 1/2 Acre: 1
Furnished
Negotiable: 1
Utilities
Buyer to Verify: 1
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Deck: 1
Open Porch/Balcony: 1
Patio: 1
Screened P/B: 1
Exterior Features
Built-in Grill: 1
Fencing: 1
Hot Tub: 1
Sandy Beach: 1
Pool Info
In Ground: 1
Salt Water: 1
Heated: Yes
Roof
Metal Roof: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: None
Waterfront: Canal Front
Waterview: Canal View
Dockage: Boat Lift
Building Style: Ground Level
Vehicle Storage: Garage; Attached; Auto Door Opener; Open Parking
Furnished: Negotiable
Cooling: Ceiling Fans(s); Central Air
Utilities: Buyer to Verify; FKAA; Municipal Sewer
Interior Features: Bar; Built-in Cabinets; Drapes/Blinds Incl; Entrance Foyer; Pantry; Security System; Smoke Alarms; Storage; Walk-in Closet(s); Whirlpool Bath Tub
Specialty Rooms: Laundry Room; Theater Room
Appliances: Dishwasher; Dryer; Freezer; Ice Machine; Microwave; Oven; Refrigerator; Washer
Exterior Features: Built-in Grill; Fencing; Hot Tub; Sandy Beach
Pool Info: In Ground; Salt Water
Construction: CBS
Floor: Tile; Wood
Roof: Metal Roof
Pets: Pets Allowed
Neighborhood Feature: Bike Paths; Other Area Features
Land Size: 1/4 - 1/2 Acre

Listing Office: Coldwell Banker Schmitt Real Estate Co

Last Updated: April - 21 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.