Search


$6,290,000
21470 Overseas Highway
Cudjoe Key, FL 33042
MLS# 618705
13 beds  |  7 baths


dockage
  1 / 36  
dockage cottages dockage/boat ramp aerial driveway main house pool main house main house main house main house kitchen main house main house master master master bath guest 1 hall bath guest 2 guest 2 cottage IMG_0800 IMG_0798 IMG_0799 IMG_0803 IMG_0804 cottage IMG_1804 IMG_0818 IMG_0819 IMG_0820 IMG_0821 cottage IMG_1799 IMG_1801 IMG_1803

Property Description
Rare income-producing open-water compound on Cudjoe Key featuring 5 cottages plus a spacious main house. This gated, turnkey waterfront property offers direct open-water views, private dockage with ample boat space, on-site boat ramp, swimming pool, and lush tropical landscaping. Ideal for vacation rental income, corporate retreat, or private family compound. Each unit is well-appointed for guest comfort and positioned to maximize privacy. Excellent boating access to world-class fishing and diving. Strong investment opportunity in the Lower Keys with established income potential. Zoned Sub Urban Residential with one Buildable Sub Urban Commercial Lot, verify with the County. Included Parcel#'s Sub Urban Residential 00174920-000200, 00174920-000300, 00174920-000400, 00174920-000000, 00174920-000100, 00174920-000500. Sub Urban Commercial 00174920-000600. Owner is licensed Realtor The property is also listed with 9 additional units MLS #612522.

Details
Maps
Contract Information
Listing Board: Marathon/Lower Keys
Limited Representation: No
Potential Short Sale: No
Bank Owned: No
Current Price: $6,290,000
Listing Date: 2026-02-18
List Price: $6,290,000
Location, Tax & Legal
City: Cudjoe
Off Shore Island: No
Mile Marker: 21
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: VE,AE
Alternate Key #: 9026370
Add'l Parcel #1: 00174920-000100
Parcel #: 00174920-000600
Add'l Parcel #2: 00174920-000200
Zoning: SR - Sub Urban Residential District
Legal: See documents tab
Taxes: 29313.6
Tax Year: 2025
Street #: 21470
Street Name: Overseas
Street Suffix: Highway
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
Subdivision: Sacarma (21.0)
County: Monroe
Area: 07 - Cudjoe Key
General Property Description
Realtor.COM Type: Commercial
Waterfront: Yes
Control Depth: 2
Lot Size: 1.2 acres
Lot SqFt: 52685
Business Name: Cudjoe Cottage
Total Units: 6
Total # Buildings: 4
Building SqFt: 0
Style: Commercial
Year Built: 1977
Total Bedrooms: 13
Full Baths: 7
Total Baths: 7
Remarks & Misc
Remarks – Consumer: Rare income-producing open-water compound on Cudjoe Key featuring 5 cottages plus a spacious main house. This gated, turnkey waterfront property offers direct open-water views, private dockage with ample boat space, on-site boat ramp, swimming pool, and lush tropical landscaping. Ideal for vacation rental income, corporate retreat, or private family compound. Each unit is well-appointed for guest comfort and positioned to maximize privacy. Excellent boating access to world-class fishing and diving. Strong investment opportunity in the Lower Keys with established income potential. Zoned Sub Urban Residential with one Buildable Sub Urban Commercial Lot, verify with the County. Included Parcel#'s Sub Urban Residential 00174920-000200, 00174920-000300, 00174920-000400, 00174920-000000, 00174920-000100, 00174920-000500. Sub Urban Commercial 00174920-000600. Owner is licensed Realtor The property is also listed with 9 additional units MLS #612522.
Directions: LA must accompany, do not walk on property, do not disturb guests
Deed Restrictions
No: 1
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
License Info
Other/See Remarks: 1
Type
Hotel/Motel: 1
Fee Includes
None: 1
Dockage
Dock: Concrete
Boat Ramp: 1
Accounts & Meters
# Water Meters: 6
# Electric Meters: 6
Appliances
Dishwasher: 1
Range: 1
Refrigerator: 1
Property Info
# Boat Slips: 4
# Kitchens: 6
# Refrigerators: 6
# Range/Ovens: 6
2 Bed/Bath: 5
3 Bed/Bath: 1
Cooling
Central Air: 1
Heating
Central: 1
Waterfront
Bay Front: 1
Oceanfront: 1
Open Water: 1
Waterview
Ocean View: 1
Open Water View: 1
Floor
Combo: 1
Tile: 1
Vinyl: 1
Interior Features
Drapes/Blinds Incl: 1
Furnished: 1
Laundry Room: 1
Smoke Alarms: 1
Vehicle Storage
Car(s): 4+
Guest Parking: 1
Off Street Parking: 1
Trailer Storage: 1
Construction
Combo Construction: 1
Frame: 1
Land Size
1 Less Than 2 Acres: 1
Terms
Buyer Obtain Finance: 1
Utilities
FKAA: 1
Municipal Sewer: 1
Separate Meters: 1
Miscellaneous
Fencing: 1
High Traffc Location: 1
High Visibility: 1
Highway Frontage: 1
Open Water View: 1
Patio: 1
Pool: 1
Storage: 1
Roof
Metal Roof: 1
Financial Status
Bank Owned: No
Potential Short Sale: No
Shutters
Panel: 1
Status Change Info
Status: Active
Property Features
Deed Restrictions: No
License Info: Other/See Remarks
Type: Hotel/Motel
Waterfront: Bay Front; Oceanfront; Open Water
Waterview: Ocean View; Open Water View
Dockage: Boat Ramp
Vehicle Storage: Guest Parking; Off Street Parking; Trailer Storage
Cooling: Central Air
Heating: Central
Utilities: FKAA; Municipal Sewer; Separate Meters
Interior Features: Drapes/Blinds Incl; Furnished; Laundry Room; Smoke Alarms
Appliances: Dishwasher; Range; Refrigerator
Miscellaneous: Fencing; High Traffc Location; High Visibility; Highway Frontage; Open Water View; Patio; Pool; Storage
Construction: Combo Construction; Frame
Shutters: Panel
Floor: Combo; Tile; Vinyl
Roof: Metal Roof
Land Size: 1 Less Than 2 Acres
Fee Includes: None
Terms: Buyer Obtain Finance

Listing Office: Select Properties of NWFL

Last Updated: February - 18 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.