Search


$9,999,000
21966 Raffy Road
Cudjoe Key, FL 33042
MLS# 621938
6 beds  |  5 baths  |  3622 sqft

 | 

Aerial
  1 / 146  
Aerial Aerial Pool Kayak Launch Dock Pool Guest House Approximate Lot Lines Foyer Great Room Great Room Great Room Great Room Great Room Great Room Kitchen Kitchen Kitchen Kitchen Kitchen Kitchen Dining Room Dining Room Dining Room Elevator Primary Bedroom Foyer Primary Bedroom Primary Bedroom Primary Bedroom Primary Bedroom Primary Bedroom Primary En-Suite Primary En-Suite Primary En-Suite Primary En-Suite Primary En-Suite Primary Walk-In Closet Primary Bedroom Balcony Primary Bedroom Balcony Hallway Hallway Guest Bathroom Guest Bedroom Guest Bedroom Guest Bedroom Balcony Guest Bedroom Guest Bedroom Stairs 2nd Floor Loft Great Room Loft Loft Bedroom Suite Loft Bedroom Suite Loft Bedroom Suite Loft En-Suite Elevator Elevator Elevator 2nd Floor Suite 2nd Floor Suite 2nd Floor Suite 2nd Floor Suite 2nd Floor Suite Bathroom 2nd Floor Suite Bathroom Balcony Balcony View Path to Guest Cottage Dock Guest Cottage Guest Cottage Guest Cottage Balcony Entrance Kitchen Living Area Living Area Guest Bathroom Guest Bathroom Loft Bedroom Loft Bedroom Covered Patio off Great Room Covered Patio off Great Room Pool & Spa Pool & Spa Pool & Spa Pool & Spa Pool & Spa Pool & Spa Pool at Twilight Pool & Spa Sunset View Pool & Spa Sunset Outdoor Lounge Area Kayak Launch Oceanfront Path Oceanfront Firepit Oceanfront Firepit Path to Guest Cottage Path to Guest Cottage Dock Dock Dock Dock Dock Gate Gate Driveway Path to Front Door Path to Front Door Path to Front Door Path to Front Door Front of Home Side of Home Side Entrance Stairs to Side Entrance Paved Driveway Paved Driveway Garage Garage & Ample Storage Laundry Area Pool Area Aerial Aerial Aerial Aerial Aerial Aerial Aerial of Guest Cottage Aerial Aerial Aerial Aerial Aerial Aerial Aerial 21966 Raffy Rd Aerial Aerial Aerial Aerial Guest Cottage Aerial Aerial Aerial Aerial Aerial

Property Description
RARE WATERFRONT ESTATE WITH TWO RESIDENCES ON CUDJOE KEY! Discover Casa Aqua, an extraordinary Spanish Mediterranean estate nestled among acres of native hardwood hammock along the Atlantic Ocean. Offering exceptional privacy, breathtaking open water views, and spectacular sunsets, this secluded island retreat includes two residences totaling 3,622 sq. ft. of living space. The 3,024 sq. ft. main residence features 5 bedrooms, 3.5 baths, including a Primary Suite, second-floor Bedroom Suite, and Loft Bedroom Suite. A separate 598 sq. ft., 1-bedroom, 1-bath guest cottage offers a private retreat with stunning panoramic water views. Elevated bridge walkways connect the residences, creating a truly unique island setting. Outdoors, enjoy a heated saltwater pool and spa overlooking the ocean, surrounded by lush tropical landscaping and the natural beauty of the Florida Keys. Explore winding nature trails through native vegetation, launch a kayak from your own shoreline, or head out on the water from the private dock. Located along Cutthroat Harbor, with Looe Key Reef just offshore, this exceptional property offers incredible opportunities for boating, fishing, snorkeling, and exploring the surrounding waters. Whether envisioned as a private family compound, secluded coastal getaway, or investment opportunity, Casa Aqua presents a rare chance to own a truly distinctive piece of the Florida Keys paradise!

Details
Maps
Contract Information
Listing Board: Key West Association
As is Rght to Inspct: Yes
Species List: Yes
Current Price: $9,999,000
Listing Date: 2026-11-04
List Price: $9,999,000
Location, Tax & Legal
City: Cudjoe
Off Shore Island: No
Mile Marker: 21
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE,VE,
Alternate Key #: 8698585
Add'l Parcel #1: 00115730-000000
Parcel #: 00175370-000100
Zoning: SRL - Sub Urban Residential District Limited
Deed Restrictions: Unknown
Legal: EAST 1/2 LYING SOUTH OF HIGHWAY PLAT OF SURVEY PB4-25 CUDJOE KEY
Taxes: 12542.06
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 21966
Street Name: Raffy
Street Suffix: Road
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Sacarma (21.0)
Area: 07 - Cudjoe Key
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 3
Lot SqFt: 223027
Pool: Yes
Lot Sqft Source: Property Data Card
Total Units: 0
Acres: 5.12
SqFt Source: Property Data Card
Rentals Allowed: Yes
Style: Single Family
Year Built: 2005
Living Apx SqFt: 3622
Total Bedrooms: 6
Full Baths: 4
Half Baths: 1
Total Baths: 5
Remarks & Misc
Remarks – Consumer: RARE WATERFRONT ESTATE WITH TWO RESIDENCES ON CUDJOE KEY! Discover Casa Aqua, an extraordinary Spanish Mediterranean estate nestled among acres of native hardwood hammock along the Atlantic Ocean. Offering exceptional privacy, breathtaking open water views, and spectacular sunsets, this secluded island retreat includes two residences totaling 3,622 sq. ft. of living space. The 3,024 sq. ft. main residence features 5 bedrooms, 3.5 baths, including a Primary Suite, second-floor Bedroom Suite, and Loft Bedroom Suite. A separate 598 sq. ft., 1-bedroom, 1-bath guest cottage offers a private retreat with stunning panoramic water views. Elevated bridge walkways connect the residences, creating a truly unique island setting. Outdoors, enjoy a heated saltwater pool and spa overlooking the ocean, surrounded by lush tropical landscaping and the natural beauty of the Florida Keys. Explore winding nature trails through native vegetation, launch a kayak from your own shoreline, or head out on the water from the private dock. Located along Cutthroat Harbor, with Looe Key Reef just offshore, this exceptional property offers incredible opportunities for boating, fishing, snorkeling, and exploring the surrounding waters. Whether envisioned as a private family compound, secluded coastal getaway, or investment opportunity, Casa Aqua presents a rare chance to own a truly distinctive piece of the Florida Keys paradise!
Directions: From either direction on US-1, turn oceanside onto Raffy Road in Cudjoe Key. The property is on the left, toward the end of the road.
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0
License Info
Transient Rntl Licns: Yes
Fee Includes
None: 1
Dockage
Dock: Other
Boat Slip: 1
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Freezer: 1
Ice Machine: 1
Microwave: 1
Oven: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Wine Cooler: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Ductless: 1
Waterfront
Oceanfront: 1
Open Water: 1
Waterview
Ocean View: 1
Open Water View: 1
Floor
Marble: 1
Tile: 1
Interior Features
Bar: 1
Built-in Cabinets: 1
Cathedral Ceilings: 1
Drapes/Blinds Incl: 1
Elevator: 1
Entrance Foyer: 1
Granite Counter Top: 1
Pantry: 1
Smoke Alarms: 1
Split Bedroom: 1
Storage: 1
Walk-in Closet(s): 1
Window Treatments: 1
Specialty Rooms
Laundry Room: 1
Loft: 1
Building Style
Above Flood: Yes
Windows/Doors
French Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Car(s): 4+
Covered Parking: 1
Garage: 1
Guest Parking: 1
Open Parking: 1
RV Parking Open: 1
Attached: 1
Auto Door Opener: 1
Off Street Parking: 1
Trailer Storage: 1
Construction
CBS: 1
Concrete: 1
Land Size
5 Less Than 10 Acres: 1
Furnished
Negotiable: 1
Terms
Cash: 1
Conventional: 1
Utilities
Buyer to Verify: 1
Cistern: 1
FKAA: 1
Whole House Generatr: 1
Porch/Balcony
Open Porch/Balcony: 1
Patio: 1
Title
Negotiable: 1
Exterior Features
Detached Guest Qtrs: 1
Fencing: 1
Hot Tub: 1
Privacy Wall/Fence: 1
Rain Gutters: 1
Sandy Beach: 1
Shed: 1
Pool Info
In Ground: 1
Salt Water: 1
Heated: Yes
Decked: 1
Roof
Tile Roof: 1
Accessibility Feat
Wheelchair Ramp: 1
Shutters
Roll Down Manual: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: None
Waterfront: Oceanfront; Open Water
Waterview: Ocean View; Open Water View
Dockage: Boat Slip
Vehicle Storage: Garage; Attached; Auto Door Opener; Covered Parking; Guest Parking; Off Street Parking; Open Parking; RV Parking Open; Trailer Storage
Furnished: Negotiable
Cooling: Ceiling Fans(s); Central Air; Ductless
Utilities: Buyer to Verify; Cistern; FKAA; Whole House Generatr
Interior Features: Bar; Built-in Cabinets; Cathedral Ceilings; Drapes/Blinds Incl; Elevator; Entrance Foyer; Granite Counter Top; Pantry; Smoke Alarms; Split Bedroom; Storage; Walk-in Closet(s); Window Treatments
Specialty Rooms: Laundry Room; Loft
Appliances: Dishwasher; Disposal; Dryer; Freezer; Ice Machine; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler
Exterior Features: Detached Guest Qtrs; Fencing; Hot Tub; Privacy Wall/Fence; Rain Gutters; Sandy Beach; Shed
Accessibility Feat: Wheelchair Ramp
Pool Info: In Ground; Salt Water; Decked
Construction: CBS; Concrete
Shutters: Roll Down Manual
Floor: Marble; Tile
Roof: Tile Roof
Pets: Pets Allowed
Land Size: 5 Less Than 10 Acres
Terms: Cash; Conventional
Title: Negotiable

Listing Office: Coldwell Banker Schmitt Real Estate Co

Last Updated: November - 04 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.