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$975,000
Cudjoe Key, FL 33042
MLS# 620919
2 beds | 2 baths | 1280 sqft
1 / 90
Property Description
Motivated Seller! Welcome home to this impressively spacious 2-bedroom, 2-bath Keys retreat, offering an elevated blend of comfort, functionality, and coastal living. The outdoor space is a dream with an in-ground concrete saltwater pool (2021) with a waterfall feature, 12k lb boat lift (2021), 60' concrete seawall, & an expansive 10' deep back porch (nearly 700 sq ft of porches), all perfect for outdoor dining, lounging, & savoring tropical breezes year-round. This home is a dream for boaters with quick access to open water, favorite sandbars, and world class fishing & diving. Inside, you'll find upgraded stainless steel appliances, onyx granite waterfall counters, a cedar closet in the primary suite plus a walk-in closet plus add'l double closet & linen cabinet, with beautiful slate flooring throughout, adding modern elegance to the easy living layout. Additional features include a 30 amp RV plug, plantation shutters throughout, Miami-Dade rated accordion shutters, a hip metal roof, excellent insurance rates, plus transferable flood insurance ($570!) for added savings. The nearly 700 sq ft permitted ground level offers an extra-large storage area, workshop, or game room, with plenty of space for an outdoor kitchen & lots of covered parking, while tropical landscaping welcomes you home. With thoughtful upgrades throughout & nearly new amenities in place, this home is waiting for you to enjoy the incredible Florida Keys lifestyle.
Details
Maps
Contract Information
Listing Board: Marathon/Lower Keys
Potential Short Sale: No
Bank Owned: No
Current Price: $975,000
Listing Date: 2026-08-09
List Price: $975,000
Location, Tax & Legal
City: Cudjoe
Mile Marker: 23
Marathon Neighborhood: N/A
Side: Ocean
Alternate Key #: 1233218
Parcel #: 00181210000000
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Taxes: 5441.43
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 22748
Street Name: Blackbeard
Street Suffix: Lane
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Cutthroat Harbor Est (23.0)
Area: 07 - Cudjoe Key
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 3
Lot Size: X
Lot SqFt: 6188
Pool: Yes
Lot Sqft Source: Property Data Card
Acres: 0.14
SqFt Source: Property Data Card
Rentals Allowed: With Restrictions
Min Rental Days: 28
Style: Single Family
Year Built: 1989
Living Apx SqFt: 1280
Total Bedrooms: 2
Full Baths: 2
Total Baths: 2
Remarks & Misc
Remarks – Consumer: Motivated Seller! Welcome home to this impressively spacious 2-bedroom, 2-bath Keys retreat, offering an elevated blend of comfort, functionality, and coastal living. The outdoor space is a dream with an in-ground concrete saltwater pool (2021) with a waterfall feature, 12k lb boat lift (2021), 60' concrete seawall, & an expansive 10' deep back porch (nearly 700 sq ft of porches), all perfect for outdoor dining, lounging, & savoring tropical breezes year-round. This home is a dream for boaters with quick access to open water, favorite sandbars, and world class fishing & diving.
Inside, you'll find upgraded stainless steel appliances, onyx granite waterfall counters, a cedar closet in the primary suite plus a walk-in closet plus add'l double closet & linen cabinet, with beautiful slate flooring throughout, adding modern elegance to the easy living layout. Additional features include a 30 amp RV plug, plantation shutters throughout, Miami-Dade rated accordion shutters, a hip metal roof, excellent insurance rates, plus transferable flood insurance ($570!) for added savings.
The nearly 700 sq ft permitted ground level offers an extra-large storage area, workshop, or game room, with plenty of space for an outdoor kitchen & lots of covered parking, while tropical landscaping welcomes you home. With thoughtful upgrades throughout & nearly new amenities in place, this home is waiting for you to enjoy the incredible Florida Keys lifestyle.
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
Dock Length: 60
Dock: Concrete
Boat Lift: 1
Davit Pads: 1
Seawall: Concrete
Tax Exemptions
Homestead: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Heating
Fireplace Insert: 1
Waterfront
Canal Front: 1
Waterview
Canal View: 1
Floor
Tile: 1
Other: 1
Neighborhood Feature
Fire Hydrant: 1
Interior Features
Cathedral Ceilings: 1
Granite Counter Top: 1
Pantry: 1
Storage: 1
Walk-in Closet(s): 1
Property Condition
Updated/Remodeled: 1
Specialty Rooms
Workshop: 1
Building Style
Above Flood: Yes
Windows/Doors
Aluminum Windows: 1
French Doors: 1
Impact Rstnce Doors: 1
Vehicle Storage
Car(s): 3
Carport: 1
Covered Parking: 1
RV Parking Open: 1
Off Street Parking: 1
Trailer Storage: 1
Construction
Frame: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Unfurnished: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
No Seller Finance: 1
VA: 1
Utilities
Buyer to Verify: 1
Cable Available: 1
FKAA: 1
Municipal Sewer: 1
Sewer Available: 1
Porch/Balcony
Open Porch/Balcony: 1
Title
Negotiable: 1
Exterior Features
Fencing: 1
Outdoor Shower: 1
Rain Gutters: 1
Storage: 1
Pool Info
In Ground: 1
Salt Water: 1
Other: Waterfall Feature
Concrete: 1
Decked: 1
Roof
Metal Roof: 1
Financial Status
Auction: No
Bank Owned: No
Potential Short Sale: No
Standard Sale: Yes
Accessibility Feat
Accessible Full Bath: 1
Grab Bars: 1
Shutters
Accordion: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: Homestead
Waterfront: Canal Front
Waterview: Canal View
Dockage: Boat Lift; Davit Pads
Property Condition: Updated/Remodeled
Vehicle Storage: Carport; Covered Parking; Off Street Parking; RV Parking Open; Trailer Storage
Furnished: Unfurnished
Cooling: Ceiling Fans(s); Central Air
Heating: Fireplace Insert
Utilities: Buyer to Verify; Cable Available; FKAA; Municipal Sewer; Sewer Available
Interior Features: Cathedral Ceilings; Granite Counter Top; Pantry; Storage; Walk-in Closet(s)
Specialty Rooms: Workshop
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Fencing; Outdoor Shower; Rain Gutters; Storage
Accessibility Feat: Accessible Full Bath; Grab Bars
Pool Info: In Ground; Salt Water; Concrete; Decked
Construction: Frame
Shutters: Accordion
Floor: Tile; Other
Roof: Metal Roof
Pets: Pets Allowed
Neighborhood Feature: Fire Hydrant
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; FHA; No Seller Finance; VA
Title: Negotiable
Listing Office: EXP Realty LLC
Last Updated: August - 09 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.