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$985,000
Ramrod Key, FL 33042
MLS# 621638
3 beds | 1 baths | 1196 sqft
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Property Description
Discover exceptional peace of mind in this meticulously maintained, upgraded & truly move-in-ready waterfront home! Thoughtfully improved with an emphasis on quality, efficiency & storm protection, this property offers island living without the immediate expense & hassle of major renovations. The wide-open floor plan showcases beautiful soaring wood ceilings, a stunning slate accent wall, custom solid wood doors & LifeProof plank flooring throughout. The updated kitchen features custom solid maple cabinetry with soft-close drawers, quartz countertops & new appliances, while the beautifully renovated bathroom boasts floor-to-ceiling porcelain tile with designer details. Freshly painted & exceptionally well cared for, this home features a new 3-ton, 18 SEER Daikin Fit HVAC system with all-new ductwork & 4 years of remaining warranty. The 2023 metal roof includes reinforced roof-to-wall attachments, secondary water resistance & high-density foam insulation. Impact windows & doors, supplemented by additional shutters, provide multiple layers of storm protection. Boaters will appreciate 51' of dockage (35' concrete & 16' wood), a 10,000 lb boat lift installed in 2024 & quick access to Looe Key Reef, world-class fishing, diving, the backcountry, sandbars & waterfront dining. Enjoy beautiful sunsets & salt pond views from the rear deck, with no immediate neighbors directly in front or behind. Additional features include an outdoor shower, 50-amp RV/EV hookup & abundant parking for boats, RVs & trailers. The spacious property offers tremendous flexibility for future expansion, including room for a pool, additional living space or reconfiguration into a 2/2 or potentially 3/2 layout. The downstairs area also offers potential for FULL enclosure. Whether seeking a full-time residence or island getaway, this is an exceptional opportunity to own a beautifully maintained, extensively improved waterfront property that's ready to enjoy from day one! Windstorm-$3,894, HO-$650 +/-
Details
Maps
Contract Information
Listing Board: Key West Association
As is Rght to Inspct: Yes
Species List: Yes
Current Price: $985,000
Listing Date: 2026-10-15
List Price: $985,000
Location, Tax & Legal
City: Ramrod
Mile Marker: 27
Marathon Neighborhood: N/A
Side: Median
Flood Zone: AE
Alternate Key #: 1266825
Parcel #: 00203510000000
Zoning: IS - Improved Subivision District
Deed Restrictions: No
Legal: Bk 8 Lt 15 Breezeswept Beach Estates Pb4-143 Ramrod Key Or518-874 Or637-630 Or819-2433 Or1030-2023 Or1686-769 Or2017-190
Taxes: 887.4
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 27322
Street Name: Saint Martin
Street Suffix: Lane
Key/Island: Ramrod Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Breezeswept Bch Est (27.5)
Area: 09 - Ramrod Key
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 3
Lot Size: 60 X 100
Lot SqFt: 6000
Pool: No
Acres: 0.13
SqFt Source: Tax Records
Rentals Allowed: With Restrictions
Min Rental Days: 28
Style: Single Family
Year Built: 1974
Living Apx SqFt: 1196
Total Bedrooms: 3
Full Baths: 1
Total Baths: 1
Remarks & Misc
Remarks – Consumer: Discover exceptional peace of mind in this meticulously maintained, upgraded & truly move-in-ready waterfront home! Thoughtfully improved with an emphasis on quality, efficiency & storm protection, this property offers island living without the immediate expense & hassle of major renovations. The wide-open floor plan showcases beautiful soaring wood ceilings, a stunning slate accent wall, custom solid wood doors & LifeProof plank flooring throughout. The updated kitchen features custom solid maple cabinetry with soft-close drawers, quartz countertops & new appliances, while the beautifully renovated bathroom boasts floor-to-ceiling porcelain tile with designer details. Freshly painted & exceptionally well cared for, this home features a new 3-ton, 18 SEER Daikin Fit HVAC system with all-new ductwork & 4 years of remaining warranty. The 2023 metal roof includes reinforced roof-to-wall attachments, secondary water resistance & high-density foam insulation. Impact windows & doors, supplemented by additional shutters, provide multiple layers of storm protection. Boaters will appreciate 51' of dockage (35' concrete & 16' wood), a 10,000 lb boat lift installed in 2024 & quick access to Looe Key Reef, world-class fishing, diving, the backcountry, sandbars & waterfront dining. Enjoy beautiful sunsets & salt pond views from the rear deck, with no immediate neighbors directly in front or behind. Additional features include an outdoor shower, 50-amp RV/EV hookup & abundant parking for boats, RVs & trailers. The spacious property offers tremendous flexibility for future expansion, including room for a pool, additional living space or reconfiguration into a 2/2 or potentially 3/2 layout. The downstairs area also offers potential for FULL enclosure. Whether seeking a full-time residence or island getaway, this is an exceptional opportunity to own a beautifully maintained, extensively improved waterfront property that's ready to enjoy from day one! Windstorm-$3,894, HO-$650 +/-
Directions: West Indies to Saint Martin, Go R, House on L (second from end)
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
Dock Length: 51
Dock: Concrete
Boat Lift: 1
Tax Exemptions
Disability: 1
Homestead: 1
Appliances
Dishwasher: 1
Dryer: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Central Air: 1
Heating
Central: 1
Waterfront
Canal Front: 1
Waterview
Canal View: 1
Floor
Wood: 1
Interior Features
Drapes/Blinds Incl: 1
Quartz Countertops: 1
Smoke Alarms: 1
Storage: 1
Specialty Rooms
Utility Room: 1
Building Style
Above Flood: Unknown
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Carport: 1
RV Parking Open: 1
Attached: 1
Off Street Parking: 1
Trailer Storage: 1
Construction
CBS: 1
Concrete: 1
Land Size
Less Than 1/4 Acre: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Utilities
Cable Available: 1
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Deck: 1
Open Porch/Balcony: 1
Patio: 1
Title
Negotiable: 1
Exterior Features
Fencing: 1
Lanai: 1
Outdoor Shower: 1
Privacy Wall/Fence: 1
Roof
Metal Roof: 1
Shutters
Accordion: 1
Panel: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: Disability; Homestead
Waterfront: Canal Front
Waterview: Canal View
Dockage: Boat Lift
Vehicle Storage: Carport; Attached; Off Street Parking; RV Parking Open; Trailer Storage
Cooling: Central Air
Heating: Central
Utilities: Cable Available; FKAA; Municipal Sewer
Interior Features: Drapes/Blinds Incl; Quartz Countertops; Smoke Alarms; Storage
Specialty Rooms: Utility Room
Appliances: Dishwasher; Dryer; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Fencing; Lanai; Outdoor Shower; Privacy Wall/Fence
Construction: CBS; Concrete
Shutters: Accordion; Panel
Floor: Wood
Roof: Metal Roof
Pets: Pets Allowed
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; FHA; VA
Title: Negotiable
Listing Office: LoKation Real Estate
Last Updated: October - 15 - 2026
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