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$869,000
Ramrod Key, FL 33042
MLS# 618712
2 beds | 2 baths | 1592 sqft
1 / 47
Property Description
Rare opportunity to step into instant equity in this desirable Lower Keys boating community. Owner spared no expense hardening this waterfront home, delivering elevation, durability, & upside rarely found at this price point. One of the higher filled lots in the neighborhood, the property offers long term value and peace of mind. Major capital improvements already completed: Highly coveted concrete seawall poured to the maximum allowable height with a full 50' dock plumbed/ready for water/electric connection (2019), 14,000 lb boat lift (2019), full hardie board siding (2015), metal roof (2013), impact windows (2013), Class-A rated bahama shutters, and 2025 water heater- Infrastructure that would be costly & time consuming to replicate today, further reinforced by routine tenting every 10 years (2023). Assumable flood policy at just $1,118. Inside, vaulted ceilings & an open floor plan make the nearly 1,600sqft living area feel even larger & ideal for entertaining, featuring dedicated dining space, true laundry room, + flex space that can easily convert to a 3rd/4th bedroom, additional bath, expanded suite, or Florida room. Downstairs offers substantial enclosed storage and a relaxed outdoor patio entertaining area. The home has seen only light seasonal use a few months per year. Enjoy rare privacy with two vacant canal lots across the water & 150' lot next door, while lush palms and shade trees create a calm island setting. No bridges to open water & just minutes to Looe Key Reef, world class fishing, Bahia Honda State Park, Picnic Island, waterfront dining by boat, and local sandbars, this hardened waterfront asset combines structural integrity, boating infrastructure, and true upside potential in the Florida Keys lifestyle. FHA/VA OK. 2020 Cobia 237+trailer for sale
Details
Maps
Contract Information
Listing Board: Key West Association
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No
Current Price: $869,000
Listing Date: 2026-02-19
List Price: $869,000
Location, Tax & Legal
City: Ramrod
Off Shore Island: No
Mile Marker: 27
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE
Alternate Key #: 1266213
Parcel #: 00202900000000
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: Bk 6 Lt 14 Breezeswept Beach Estates Ramrod Key Pb4-143 Or247-186-187 Or493-873 Or773-722 Or909-585 Or1096-1197 Or1392-3
Taxes: 7043.27
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 27369
Street Name: Saint Vincent
Street Suffix: Lane
Key/Island: Ramrod Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Breezeswept Bch Est (27.5)
Area: 09 - Ramrod Key
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 4
Lot Size: 60 X 100
Lot SqFt: 6000
Pool: No
Lot Sqft Source: Tax Records
Acres: 0.13
SqFt Source: Tax Records
Rentals Allowed: With Restrictions
Min Rental Days: 28
Style: Single Family
Year Built: 1989
Living Apx SqFt: 1592
Total Bedrooms: 2
Full Baths: 2
Total Baths: 2
Remarks & Misc
Remarks – Consumer: Rare opportunity to step into instant equity in this desirable Lower Keys boating community. Owner spared no expense hardening this waterfront home, delivering elevation, durability, & upside rarely found at this price point. One of the higher filled lots in the neighborhood, the property offers long term value and peace of mind. Major capital improvements already completed: Highly coveted concrete seawall poured to the maximum allowable height with a full 50' dock plumbed/ready for water/electric connection (2019), 14,000 lb boat lift (2019), full hardie board siding (2015), metal roof (2013), impact windows (2013), Class-A rated bahama shutters, and 2025 water heater- Infrastructure that would be costly & time consuming to replicate today, further reinforced by routine tenting every 10 years (2023). Assumable flood policy at just $1,118. Inside, vaulted ceilings & an open floor plan make the nearly 1,600sqft living area feel even larger & ideal for entertaining, featuring dedicated dining space, true laundry room, + flex space that can easily convert to a 3rd/4th bedroom, additional bath, expanded suite, or Florida room. Downstairs offers substantial enclosed storage and a relaxed outdoor patio entertaining area. The home has seen only light seasonal use a few months per year. Enjoy rare privacy with two vacant canal lots across the water & 150' lot next door, while lush palms and shade trees create a calm island setting. No bridges to open water & just minutes to Looe Key Reef, world class fishing, Bahia Honda State Park, Picnic Island, waterfront dining by boat, and local sandbars, this hardened waterfront asset combines structural integrity, boating infrastructure, and true upside potential in the Florida Keys lifestyle. FHA/VA OK. 2020 Cobia 237+trailer for sale
Directions: West Indies around bend, then straight onto Saint Vincent, house on Right
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0
Assoc/Mnt Fee Per: Yearly
Fee Includes
Other: 1
Dockage
Dock Length: 50
Dock: Concrete
Boat Lift: 1
Dock Permit: Yes
Seawall: Concrete
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Central Air: 1
Heating
Central: 1
Waterfront
Canal Front: 1
Waterview
Canal View: 1
Specialty Rooms
Other: 1
Building Style
Above Flood: Unknown
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Carport: 1
Covered Parking: 1
RV Parking Open: 1
Attached: 1
Off Street Parking: 1
Trailer Storage: 1
Construction
Frame: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Furnished: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Utilities
Cable Available: 1
FKAA: 1
Municipal Sewer: 1
Title
Negotiable: 1
Exterior Features
Bar: 1
Lanai: 1
Roof
Metal Roof: 1
Financial Status
Auction: No
Bank Owned: No
Potential Short Sale: No
Standard Sale: Yes
Shutters
Bahama: 1
Status Change Info
Status: Active
Property Features
Fee Includes: Other
Tax Exemptions: None
Waterfront: Canal Front
Waterview: Canal View
Dockage: Boat Lift
Vehicle Storage: Carport; Attached; Covered Parking; Off Street Parking; RV Parking Open; Trailer Storage
Furnished: Furnished
Cooling: Central Air
Heating: Central
Utilities: Cable Available; FKAA; Municipal Sewer
Specialty Rooms: Other
Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer
Exterior Features: Bar; Lanai
Construction: Frame
Shutters: Bahama
Roof: Metal Roof
Pets: Pets Allowed
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; FHA; VA
Title: Negotiable
Listing Office: LoKation Real Estate
Last Updated: February - 20 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.