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$1,349,000
Key Largo, FL 33037
MLS# 618121
4 beds | 4 baths | 1788 sqft
1 / 46
Open House (01/20/2026 - 12:00 pm - 2:00 pm)
Property Description
This three-story waterfront residence offers a thoughtfully designed layout with four bedrooms and four bathrooms under 1,788 square feet of air-conditioned living space. Open living areas are complemented by a versatile loft, ideal for a home office, media room, or private retreat with scenic views. The lower-level bedroom features a separate entrance and direct access to the backyard and boat deck, creating an ideal setup for guests or added flexibility. Enjoy direct waterfront access with a private 40-foot dock and a 10,000-pound boat lift. A minimum 28-day rental allowance provides extended-stay flexibility. Located approximately one hour from Miami, this property offers the perfect balance of island living and accessibility.
Details
Maps
Documents
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Current Price: $1,349,000
Listing Date: 2026-01-15
List Price: $1,349,000
Location, Tax & Legal
City: KEY LARGO
Mile Marker: 103
Marathon Neighborhood: N/A
Side: Bay/Gulf
Flood Zone: AE
Alternate Key #: 1574376
Parcel #: 00468473-006800
Zoning: URM - Urban Res Mobile Home District
Deed Restrictions: Unknown
Legal: BK 4 LT 19 CROSS KEY WATERWAY ESTATES SECTION THREE KEY LARGO PB6-61 OR478-199 OR589-519 OR1121-2187 OR1994-309 OR2254-1
Taxes: 9077.07
Tax Year: 2025
Pub Sewer HkUp: No
Street #: 311
Street Name: Belmont
Street Suffix: Lane
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Cross Key Waterways (103.0)
Area: 27 - Key Largo MM 97-107
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 5
Lot Size: 40 X 100
Lot SqFt: 4000
Pool: No
Total Units: 0
Acres: 0.09
SqFt Source: Tax Records
Rentals Allowed: Yes
Style: Single Family
Year Built: 2006
Living Apx SqFt: 1788
Total Bedrooms: 4
Full Baths: 4
Total Baths: 4
Remarks & Misc
Remarks – Consumer: This three-story waterfront residence offers a thoughtfully designed layout with four bedrooms and four bathrooms under 1,788 square feet of air-conditioned living space. Open living areas are complemented by a versatile loft, ideal for a home office, media room, or private retreat with scenic views.
The lower-level bedroom features a separate entrance and direct access to the backyard and boat deck, creating an ideal setup for guests or added flexibility. Enjoy direct waterfront access with a private 40-foot dock and a 10,000-pound boat lift. A minimum 28-day rental allowance provides extended-stay flexibility. Located approximately one hour from Miami, this property offers the perfect balance of island living and accessibility.
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
Boat Lift: 1
Seawall: Concrete
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Range: 1
Refrigerator: 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Heating
Central: 1
Electric: 1
Waterfront
Canal Front: 1
Waterview
Canal View: 1
Floor
Tile: 1
Interior Features
Built-in Cabinets: 1
Drapes/Blinds Incl: 1
Granite Counter Top: 1
Smoke Alarms: 1
Storage: 1
Building Style
Above Flood: Yes
Stories: 3 Stories
Vehicle Storage
Carport: 1
Covered Parking: 1
Garage: 1
Open Parking: 1
Attached: 1
Construction
Concrete: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Negotiable: 1
Terms
Cash: 1
Conventional: 1
Utilities
Cable Available: 1
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Deck: 1
Title
Title Ins - Buyer: 1
Exterior Features
Built-in Grill: 1
Pre-Wired
Cable: 1
Roof
Metal Roof: 1
Financial Status
Auction: No
Standard Sale: Yes
Shutters
Accordion: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: None
Waterfront: Canal Front
Waterview: Canal View
Dockage: Boat Lift
Vehicle Storage: Garage; Carport; Attached; Covered Parking; Open Parking
Furnished: Negotiable
Cooling: Ceiling Fans(s); Central Air
Heating: Central
Utilities: Cable Available; FKAA; Municipal Sewer
Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Granite Counter Top; Smoke Alarms; Storage
Pre-Wired: Cable
Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer
Exterior Features: Built-in Grill
Construction: Concrete
Shutters: Accordion
Floor: Tile
Roof: Metal Roof
Pets: Pets Allowed
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional
Title: Title Ins - Buyer
Financing Option (Payment Grid) 
Listing Office: Compass Florida, LLC - Miami Beach
Last Updated: January - 20 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.