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$4,199,000
4100 Filer Cove Road
Big Torch Key, FL 33042
MLS# 621580
3 beds  |  2 baths  |  2485 sqft

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Waterfront Estate on 8.40 Acres
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Waterfront Estate on 8.40 Acres Back of Home Private Sandy Beach Aerial Approximate Lot Lines Sunset Private Beach Dock Sunset Aerial Entrance Entrance Front Porch Foyer Foyer Living Room Living Room Living Room Kitchen Kitchen Kitchen Dining Room Dining Room Hallway Primary Bedroom Primary Bedroom Primary Bathroom Primary Bathroom Primary Sitting Room Primary Sitting Room Guest Bedroom 1 Guest Bedroom 2 Guest Bathroom Guest Bathroom Florida Room Florida Room Florida Room Rear Porch Rear Porch Twilight Sunset Wrap Around Porch Beach Beach Sunset Beach Sun Deck Beach Tiki Dock Dock Dock Dock Dock Angler's Prep Station Sunset Sunset Sunset Exterior Outdoor Shower Carport/Garage Carport/Garage Carport/Garage RV Tiki Hut Back of Home Exterior Exterior Land Front of Home Electric Gate Aerial Aerial Aerial Aerial Sunset Twilight Twilight Twilight Twilight Twilight Sunset Aerial Aerial Aerial Aerial

Property Description
Discover an extraordinary waterfront sanctuary offering unmatched privacy, breathtaking sunsets over the Open Water and your own private sandy beach, just 4 miles from the Overseas Hwy. Set amid approximately 8.5 acres of native landscape, this secluded estate boasts over 550' of natural shoreline, one of the largest open-water frontages in the Keys. Its westward orientation captures dramatic sunsets over distant uninhabited islands. Resort-style outdoor living includes a waterfront tiki hut with bar and sun deck, private sandy beach for launching kayaks and paddleboards, and a composite dock with floating dockage for boats and personal watercraft. Deep-water access, complemented by the generous clearance of the Niles Channel Bridge, provides exceptional navigability for larger vessels and sailing vessels. A coral stone pathway leads to the beautifully appointed 3 bed, 2 bath residence offering approximately 2,500 sq. ft. of living space with exceptional architectural details. Custom old-growth sinker cypress millwork, coquina stone and Brazilian slate showcase the home's distinctive craftsmanship. A Florida room with walls of windows overlooking the open water invites natural light and showcases the spectacular surroundings. The kitchen features Costa Esmeralda granite countertops, stainless steel appliances, wine cooler and picturesque water views. The primary suite offers a walk-in closet and adjoining sitting room. Additional highlights include custom mahogany built-ins, integrated security system, water purification system and extensive rainwater storage. The ground level offers an abundance of storage and garage while a separate RV tiki is just steps from the home. A gated entrance, landscape lighting and beautiful teak accents enhance the property. With standing approvals from Monroe County for up to 10,000 sq. ft. of development, this estate presents a rare opportunity to create a private family compound in one of the Florida Keys' most exceptional settings.

Details
Maps
Contract Information
Listing Board: Key West Association
As is Rght to Inspct: Yes
Species List: Yes
Current Price: $4,199,000
Listing Date: 2026-10-10
List Price: $4,199,000
Location, Tax & Legal
City: Big Torch
Off Shore Island: No
Mile Marker: 28
Marathon Neighborhood: N/A
Side: Bay/Gulf
Alternate Key #: 8789017
Parcel #: 00112640000600
Zoning: SS - Sparsely Settled Residential District
Deed Restrictions: Unknown
Legal: 13 66 28 Big Torch Key Pt Govt Lot 1
Taxes: 26649.46
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 4100
Street Name: Filer Cove
Street Suffix: Road
Key/Island: Big Torch Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Dorns Sub (28.0)
Area: 10 - Little, Middle, Big Torch Keys
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 3
Lot SqFt: 368389
Pool: No
Lot Sqft Source: Property Data Card
Acres: 8.4
SqFt Source: Property Data Card
Rentals Allowed: Yes
Min Rental Days: 28
Style: Single Family
Year Built: 1994
Living Apx SqFt: 2485
Total Bedrooms: 3
Full Baths: 2
Total Baths: 2
Remarks & Misc
Remarks – Consumer: Discover an extraordinary waterfront sanctuary offering unmatched privacy, breathtaking sunsets over the Open Water and your own private sandy beach, just 4 miles from the Overseas Hwy. Set amid approximately 8.5 acres of native landscape, this secluded estate boasts over 550' of natural shoreline, one of the largest open-water frontages in the Keys. Its westward orientation captures dramatic sunsets over distant uninhabited islands. Resort-style outdoor living includes a waterfront tiki hut with bar and sun deck, private sandy beach for launching kayaks and paddleboards, and a composite dock with floating dockage for boats and personal watercraft. Deep-water access, complemented by the generous clearance of the Niles Channel Bridge, provides exceptional navigability for larger vessels and sailing vessels. A coral stone pathway leads to the beautifully appointed 3 bed, 2 bath residence offering approximately 2,500 sq. ft. of living space with exceptional architectural details. Custom old-growth sinker cypress millwork, coquina stone and Brazilian slate showcase the home's distinctive craftsmanship. A Florida room with walls of windows overlooking the open water invites natural light and showcases the spectacular surroundings. The kitchen features Costa Esmeralda granite countertops, stainless steel appliances, wine cooler and picturesque water views. The primary suite offers a walk-in closet and adjoining sitting room. Additional highlights include custom mahogany built-ins, integrated security system, water purification system and extensive rainwater storage. The ground level offers an abundance of storage and garage while a separate RV tiki is just steps from the home. A gated entrance, landscape lighting and beautiful teak accents enhance the property. With standing approvals from Monroe County for up to 10,000 sq. ft. of development, this estate presents a rare opportunity to create a private family compound in one of the Florida Keys' most exceptional settings.
Directions: Overseas Highway to Middle Torch Road Gulf side at MM 28. Make left on Dorn Rd. Turn left onto Osprey Ln then make Right onto Egret Ln. Turn left onto Filer Cove Rd. First gate on the left.
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
Dock: Composite
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Water Purification: 1
Wine Cooler: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Ductless: 1
Waterfront
Bay Front: 1
Gulf Front: 1
Open Water: 1
Waterview
Bay/Gulf View: 1
Open Water View: 1
Floor
Tile: 1
Interior Features
Built-in Cabinets: 1
Entrance Foyer: 1
Granite Counter Top: 1
Split Bedroom: 1
Storage: 1
Tray Ceilings: 1
Walk-in Closet(s): 1
Specialty Rooms
Sun/Florida Room: 1
Building Style
Above Flood: Yes
Stilt Column Height: Medium - 5Ft - 9Ft
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Car(s): 4+
Carport: 1
Covered Parking: 1
Guest Parking: 1
Open Parking: 1
RV Parking Covered: 1
RV Parking Open: 1
Off Street Parking: 1
Trailer Storage: 1
Security
Electric Gate: 1
Construction
CBS: 1
Land Size
5 Less Than 10 Acres: 1
Furnished
Negotiable: 1
Terms
Cash: 1
Conventional: 1
VA: 1
Utilities
Buyer to Verify: 1
Cistern: 1
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Open Porch/Balcony: 1
Patio: 1
Title
Negotiable: 1
Exterior Features
Chickee Hut: 1
Lighting: 1
Outdoor Shower: 1
Sandy Beach: 1
Storage: 1
Roof
Metal Roof: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: None
Waterfront: Bay Front; Gulf Front; Open Water
Waterview: Bay/Gulf View; Open Water View
Vehicle Storage: Carport; Covered Parking; Guest Parking; Off Street Parking; Open Parking; RV Parking Covered; RV Parking Open; Trailer Storage
Furnished: Negotiable
Cooling: Ceiling Fans(s); Central Air; Ductless
Utilities: Buyer to Verify; Cistern; FKAA; Municipal Sewer
Interior Features: Built-in Cabinets; Entrance Foyer; Granite Counter Top; Split Bedroom; Storage; Tray Ceilings; Walk-in Closet(s)
Specialty Rooms: Sun/Florida Room
Appliances: Dishwasher; Dryer; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer; Water Purification; Wine Cooler
Exterior Features: Chickee Hut; Lighting; Outdoor Shower; Sandy Beach; Storage
Construction: CBS
Floor: Tile
Roof: Metal Roof
Pets: Pets Allowed
Security: Electric Gate
Land Size: 5 Less Than 10 Acres
Terms: Cash; Conventional; VA
Title: Negotiable

Listing Office: Coldwell Banker Schmitt Real Estate Co

Last Updated: October - 10 - 2026

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