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$1,050,000
417 3Rd Street
Key Largo, FL 33037
MLS# 620308
4 beds  |  3 baths  |  2635 sqft

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Property Description
Live the Key Largo dream from this beautifully maintained oceanside retreat in Largo Sound Village. Built in 2016, this 4-bedroom, 3-bath property offers more than 2,500 square feet of living space designed for relaxed Keys living. Solid poured-concrete walls, a metal roof, impact windows and doors, a spray-foam-insulated attic and an elevated Flood Zone X setting provide strength, efficiency and peace of mind. The upper residence features 3 bedrooms, 2 baths, 9-foot ceilings and an expansive open floor plan made for gathering. Abundant cabinetry, granite counters, stainless appliances, a coastal mosaic backsplash and an oversized island create an inviting kitchen at the heart of the home. French doors open to a 43-foot-wide covered balcony with plenty of room for outdoor dining, entertaining and evening cocktails. Downstairs, a well-appointed 1-bedroom, 1-bath guest apartment offers its own living and dining area, kitchenette/wet bar, refrigerator and covered porch, making it ideal for guests, extended family or income potential. A separate air-conditioned office provides a comfortable workspace. Parking is exceptional for the Keys, with an oversized 26-by-30-foot two-car garage offering room for vehicles, boating gear and storage, plus generous open parking with ample space for a boat or RV. A new central A/C installed in 2025, tankless water heater, buried propane tank, gas dryer and gas-range hookup add comfort and efficiency. The neighborhood boat ramp is just steps away, placing Largo Sound and the Atlantic within easy reach for fishing, diving, snorkeling and unforgettable days on the water. John Pennekamp Coral Reef State Park and the iconic Christ of the Abyss are nearby. Rentals are permitted with a 28-day minimum, creating potential for monthly or seasonal income. Ideal as a primary residence, second home or Keys investment, with furnishings available as an option.

Details
Maps
Documents
Contract Information
Listing Board: Marathon/Lower Keys
As is Rght to Inspct: Yes
Species List: No
Current Price: $1,050,000
Listing Date: 2026-06-17
List Price: $1,050,000
Location, Tax & Legal
City: KEY LARGO
Off Shore Island: No
Mile Marker: 104
Marathon Neighborhood: N/A
Senior Community YN: No
Side: Median
Flood Zone: 0.2 PCT ANNUAL CHANC
Alternate Key #: 1581771
Handicap Access: No
Parcel #: 00474660-000000
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: BK 4 LT 20 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR324-141 OR1114-2037T/R OR1812-2415/16 OR1900-1085/87D/C-AFF OR1900-108
Taxes: 6504.55
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 417
Street Name: 3Rd
Street Suffix: Street
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Largo Sound Vill (104.0)
Area: 27 - Key Largo MM 97-107
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: No
Control Depth: 0
Lot Size: 60 X 100
Lot SqFt: 6000
Pool: No
Lot Sqft Source: Tax Records
Total Units: 0
Acres: 0.14
SqFt Source: LA Measured
Rentals Allowed: Yes
Min Rental Days: 28
Style: Single Family
Year Built: 2016
Living Apx SqFt: 2635
Total Bedrooms: 4
Full Baths: 3
Total Baths: 3
Remarks & Misc
Remarks – Consumer: Live the Key Largo dream from this beautifully maintained oceanside retreat in Largo Sound Village. Built in 2016, this 4-bedroom, 3-bath property offers more than 2,500 square feet of living space designed for relaxed Keys living. Solid poured-concrete walls, a metal roof, impact windows and doors, a spray-foam-insulated attic and an elevated Flood Zone X setting provide strength, efficiency and peace of mind. The upper residence features 3 bedrooms, 2 baths, 9-foot ceilings and an expansive open floor plan made for gathering. Abundant cabinetry, granite counters, stainless appliances, a coastal mosaic backsplash and an oversized island create an inviting kitchen at the heart of the home. French doors open to a 43-foot-wide covered balcony with plenty of room for outdoor dining, entertaining and evening cocktails. Downstairs, a well-appointed 1-bedroom, 1-bath guest apartment offers its own living and dining area, kitchenette/wet bar, refrigerator and covered porch, making it ideal for guests, extended family or income potential. A separate air-conditioned office provides a comfortable workspace. Parking is exceptional for the Keys, with an oversized 26-by-30-foot two-car garage offering room for vehicles, boating gear and storage, plus generous open parking with ample space for a boat or RV. A new central A/C installed in 2025, tankless water heater, buried propane tank, gas dryer and gas-range hookup add comfort and efficiency. The neighborhood boat ramp is just steps away, placing Largo Sound and the Atlantic within easy reach for fishing, diving, snorkeling and unforgettable days on the water. John Pennekamp Coral Reef State Park and the iconic Christ of the Abyss are nearby. Rentals are permitted with a 28-day minimum, creating potential for monthly or seasonal income. Ideal as a primary residence, second home or Keys investment, with furnishings available as an option.
Directions: From the intersection of Card Sound Road and US-1, travel south on US-1/Overseas Highway approximately 2 miles to Mile Marker 104. Turn left toward the ocean onto Avenue B, then turn right onto 3rd St
Association Info
Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Assoc Approval Req: No
Association Fee $: 150
Assoc/Mnt Fee Per: Yearly
Fee Includes
Common Area Mnt: 1
Dockage
Boat Ramp: 1
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Ductless: 1
Heating
Central: 1
Zoned: 1
Waterfront
None: 1
Waterview
No Waterview: 1
Floor
Tile: 1
Neighborhood Feature
Community Boat Ramp: 1
Fire Hydrant: 1
Other Area Features: 1
Interior Features
Cathedral Ceilings: 1
Drapes/Blinds Incl: 1
Granite Counter Top: 1
Pantry: 1
Security System: 1
Smoke Alarms: 1
Storage: 1
Walk-in Closet(s): 1
Window Treatments: 1
Property Condition
Updated/Remodeled: 1
Specialty Rooms
Guest/Servant Qtrs: Legal
Utility Room: 1
Building Style
Above Flood: Yes
Stories: 2 Stories
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Sliding Glass Doors: 1
Vehicle Storage
Car(s): 2
Garage: 1
Guest Parking: 1
RV Parking Open: 1
Attached: 1
Auto Door Opener: 1
Off Street Parking: 1
Construction
CBS: 1
Concrete: 1
Stucco: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Negotiable: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Utilities
Cable Available: 1
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Open Porch/Balcony: 1
Patio: 1
Title
Negotiable: 1
Title Ins - Buyer: 1
Title Ins - Seller: 1
Exterior Features
Fencing: 1
Lanai: 1
Roof
Metal Roof: 1
Financial Status
Standard Sale: Yes
GF-Bldg Materials
Double Paned Windows: 1
GF-Interior Features
LED Lighting: 1
Low Flow Toilets: 1
Programmable Thermst: 1
Tankless Hot Wtr Htr: 1
Status Change Info
Status: Active
Property Features
Fee Includes: Common Area Mnt
Tax Exemptions: None
Waterfront: None
Waterview: No Waterview
Dockage: Boat Ramp
Property Condition: Updated/Remodeled
Vehicle Storage: Garage; Attached; Auto Door Opener; Guest Parking; Off Street Parking; RV Parking Open
Furnished: Negotiable
Cooling: Ceiling Fans(s); Central Air; Ductless
Heating: Central; Zoned
Utilities: Cable Available; FKAA; Municipal Sewer
Interior Features: Cathedral Ceilings; Drapes/Blinds Incl; Granite Counter Top; Pantry; Security System; Smoke Alarms; Storage; Walk-in Closet(s); Window Treatments
Specialty Rooms: Utility Room
Appliances: Dishwasher; Disposal; Microwave; Range; Refrigerator; Stainless Steel Appliance(s)
Exterior Features: Fencing; Lanai
Construction: CBS; Concrete; Stucco
Floor: Tile
Roof: Metal Roof
Pets: Pets Allowed
Neighborhood Feature: Community Boat Ramp; Fire Hydrant; Other Area Features
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; FHA; VA
Title: Negotiable; Title Ins - Buyer; Title Ins - Seller
GF-Bldg Materials: Double Paned Windows
GF-Interior Features: LED Lighting; Low Flow Toilets; Programmable Thermst; Tankless Hot Wtr Htr
Room Information
Room Name Length Level Length Width Width Remarks
Living Room19.70Second19.7018.0018.00
Dining Room19.80Second19.809.309.30
Kitchen19.80Second19.8010.4010.40
Bedroom 125.20Second25.2012.8012.80
Bedroom 211.90Second11.9010.8010.80
Bedroom 311.90Second11.9010.0010.00
Full Bathroom12.00Second12.0010.3010.30
Other Room10.30Second10.307.007.00Primary walk in Closet
Other Room18.30Second18.303.103.10Hallway
Other Room7.10Second7.103.403.40Entry Porch
Other Room43.00Second43.008.008.002nd Floor Balcony
Living Room16.60Main16.6012.2012.20Apartment/In-law
Kitchen10.90Main10.9012.2012.20Wet bar/Kitchenette
Bedroom 413.30Main13.3012.2012.20
Other Room12.20Main12.208.108.10Apartment/In-law Porch
Other Room43.30Main43.3028.1028.102 Car Oversized Garage
Other Room16.00Main16.0014.0014.001st Floor Covered Lanai
Other Room13.00Main13.0010.0010.00Office (under air)

Listing Office: Home & Family Real Estate & Property Mgt

Last Updated: June - 18 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.