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$1,099,000
490 10th Street
Key Colony, FL 33051
MLS# 620777
2 beds  |  2 baths  |  1328 sqft


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Property Description
Welcome to waterfront living in Key Colony! From the decorative gated entry and covered front patio, this beautifully maintained 2-bedroom, 2-bath half duplex offers 1,328 square feet of comfortable indoor-outdoor living. Inside, the light-filled interior features marble flooring, a spacious living area overlooking the water, and an updated kitchen with white cabinetry, granite countertops, stainless steel appliances, and a generous center island. Step outside to a private, fenced brick-paver patio surrounded by tropical landscaping--the perfect setting for morning coffee, outdoor dining, or relaxing by the canal. Boaters will appreciate the 37.5-foot dock and convenient access to the best of the Florida Keys lifestyle. Major updates include a new metal roof and new air-conditioning system, both installed in 2023. Additional features include ample outdoor storage and an interior laundry area. This property also offers an established history as a successful vacation rental, making it an excellent opportunity for buyers seeking a full-time residence, seasonal getaway, or income-producing waterfront retreat in desirable Key Colony Beach.

Details
Maps
Contract Information
Listing Board: Marathon/Lower Keys
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No
Species List: No
Current Price: $1,099,000
Listing Date: 2026-07-29
List Price: $1,099,000
Location, Tax & Legal
City: KEY COLONY
Mile Marker: 53.5
Marathon Neighborhood: Marathon East - Gulf (Airport to Vaca)
Side: Ocean
Alternate Key #: 1081621
Parcel #: 00075980000100
Zoning: R-2A - Key Colony Two Family
Deed Restrictions: Unknown
Legal: Bk 10 N 1/2 Lt 53 Key Colony Beach First Addn Amended Plat Pb4-11 Shelter Key
Taxes: 7101.05
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 490
Street Name: 10th
Street Suffix: Street
Key/Island: Key Colony
State/Province: FL
Zip Code: 33051
County: Monroe
Subdivision: Key Colony Bch 1st Addn Amd Plat (53.5)
Area: 17 - Vaca Cut - Both Sides Holiday Inn/Key Colony
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 5
Lot Size: X
Lot SqFt: 4125
Pool: No
Lot Sqft Source: Property Data Card
Acres: 0.09
SqFt Source: Property Data Card
Rentals Allowed: Yes
Min Rental Days: 7
Style: Half Duplex
Year Built: 1970
Living Apx SqFt: 1328
Total Bedrooms: 2
Full Baths: 2
Total Baths: 2
Remarks & Misc
Remarks – Consumer: Welcome to waterfront living in Key Colony! From the decorative gated entry and covered front patio, this beautifully maintained 2-bedroom, 2-bath half duplex offers 1,328 square feet of comfortable indoor-outdoor living. Inside, the light-filled interior features marble flooring, a spacious living area overlooking the water, and an updated kitchen with white cabinetry, granite countertops, stainless steel appliances, and a generous center island. Step outside to a private, fenced brick-paver patio surrounded by tropical landscaping--the perfect setting for morning coffee, outdoor dining, or relaxing by the canal. Boaters will appreciate the 37.5-foot dock and convenient access to the best of the Florida Keys lifestyle. Major updates include a new metal roof and new air-conditioning system, both installed in 2023. Additional features include ample outdoor storage and an interior laundry area. This property also offers an established history as a successful vacation rental, making it an excellent opportunity for buyers seeking a full-time residence, seasonal getaway, or income-producing waterfront retreat in desirable Key Colony Beach.
Directions: US 1 to Key Colony Beach Causeway. Turn right on West Ocean and continue to 10th St. Turn left. Property in about half way down on the right hand side of the street
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
Dock Length: 375
Dock: Concrete
Seawall: Concrete
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Waterfront
Canal Front: 1
Waterview
Canal View: 1
Floor
Tile: 1
Neighborhood Feature
Beach: 1
Bike Paths: 1
Interior Features
Drapes/Blinds Incl: 1
Granite Counter Top: 1
Building Style
Above Flood: No
Ground Level: 1
Windows/Doors
Single Hung Windows: 1
Sliding Glass Doors: 1
Vehicle Storage
Covered Parking: 1
Off Street Parking: 1
Construction
CBS: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Furnished: 1
Utilities
Community Swr Plant: 1
Elect Separate Meter: 1
FKAA: 1
Porch/Balcony
Patio: 1
Exterior Features
Hot Tub: 1
Privacy Wall/Fence: 1
Storage: 1
Roof
Metal Roof: 1
Financial Status
Auction: Yes
Bank Owned: No
Potential Short Sale: No
Standard Sale: Yes
Shutters
Accordion: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: None
Waterfront: Canal Front
Waterview: Canal View
Building Style: Ground Level
Vehicle Storage: Covered Parking; Off Street Parking
Furnished: Furnished
Cooling: Ceiling Fans(s); Central Air
Utilities: Community Swr Plant; Elect Separate Meter; FKAA
Interior Features: Drapes/Blinds Incl; Granite Counter Top
Appliances: Dishwasher; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s)
Exterior Features: Hot Tub; Privacy Wall/Fence; Storage
Construction: CBS
Shutters: Accordion
Floor: Tile
Roof: Metal Roof
Pets: Pets Allowed
Neighborhood Feature: Beach; Bike Paths
Land Size: Less Than 1/4 Acre

Listing Office: Coldwell Banker Schmitt Real Estate Co.

Last Updated: July - 29 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.