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$1,825,000
531 Frances Street
Key West, FL 33040
MLS# 618060
3 beds  |  3 baths  |  1681 sqft


531 Frances Front view
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531 Frances Front view 531 Frances front 531 Frances Side view 531 Frances Side view 531 Frances Bricked walkway. 531 Frances Front view evening 531 FRANCES ST TWILIGHT WEB-2 531 FRANCES ST TWILIGHT WEB-3 531 FRANCES ST TWILIGHT WEB-4 531 FRANCES ST TWILIGHT WEB-5 531 Frances Entry 531 Frances Open living room 531 Frances living room view 531 Frances view to outdoors 531 Frances Kitchen / Dining 531 Frances Kitchen view 531 Frances Open floor plan 531 Frances 1st Floor primary bedroom Primary en suite bath 531 Frances Upstairs guest room Guest bedroom first floor 531 Frances Decked pool area 531 Frances doors open to outdoors 531 Frances Covered loggia 531 Frances Deck view 531 Frances Doors open to Loggia

Property Description
Welcome home to 531 Frances Street, located in the heart of old town Key West within walking distance to shops, restaurants, harbor walk and Duval. From the white picket fence to the wide front porch, this charming home is a classic. This home is being sold completely furnished and equipped. The first floor features an open floor plan with high ceilings and gorgeous natural light. The living room, dining and kitchen all open through walls of glass doors to the decked pool area. A covered loggia is perfect for outdoor dining, entertaining or relaxing rain or shine. The heated blue tiled pool is the focal point for the outdoor space. The primary bedroom with en-suite bathroom, den/third bedroom with walk-in closet and convenient half bath are also located on the first floor. Upstairs features high ceilings in a guest suite including a bedroom and a large bathroom that has plenty of storage space and access to the upstairs deck. The brick walkway, formerly used as parking, meanders around one side of the house and on the other side is a ramp which is one aspect of the full accessibility of the first floor of this home. The location on the corner of Frances and Stump Lane is ideal, tree lined and surrounded by beautiful homes. Features and amenities include Smart Home technology with cameras, Rain Barrel water collection system, Azek and wood decking. This home is designated in the X zone and has been lovingly maintained. This charming home in a prime location is an excellent value.

Details
Maps
Contract Information
Listing Board: Key West Association
Current Price: $1,825,000
Listing Date: 2026-01-11
List Price: $1,825,000
Location, Tax & Legal
KW Neighborhood: Old Town-N of Truman
City: KEY WEST
Mile Marker: 1
Marathon Neighborhood: N/A
Side: Median
Flood Zone: AE
Alternate Key #: 1007358
Handicap Access: Yes
Parcel #: 00007100-000000
Zoning: HHDR - Historic High Density Residential
Deed Restrictions: Unknown
Legal: KW PT LOT 4 SQR 44 G2-248 OR480-612 CO JUDGES PROG DOCKET COUNTY JUDGES DOCKET 11-209 OR610-213 OR753-1897 OR885-1098 O
Taxes: 564.39
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 531
Street Name: Frances
Street Suffix: Street
Key/Island: Key West
State/Province: FL
Zip Code: 33040
County: Monroe
Subdivision: Old Town - Unrecord (1.0)
Area: 01 - Key West
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: No
Control Depth: 0
Lot SqFt: 3063
Pool: Yes
Total Units: 0
Acres: 0.07
SqFt Source: Tax Records
Rentals Allowed: With Restrictions
Style: Single Family
Year Built: 1933
Living Apx SqFt: 1681
Total Bedrooms: 3
Full Baths: 2
Half Baths: 1
Total Baths: 3
Remarks & Misc
Remarks – Consumer: Welcome home to 531 Frances Street, located in the heart of old town Key West within walking distance to shops, restaurants, harbor walk and Duval. From the white picket fence to the wide front porch, this charming home is a classic. This home is being sold completely furnished and equipped. The first floor features an open floor plan with high ceilings and gorgeous natural light. The living room, dining and kitchen all open through walls of glass doors to the decked pool area. A covered loggia is perfect for outdoor dining, entertaining or relaxing rain or shine. The heated blue tiled pool is the focal point for the outdoor space. The primary bedroom with en-suite bathroom, den/third bedroom with walk-in closet and convenient half bath are also located on the first floor. Upstairs features high ceilings in a guest suite including a bedroom and a large bathroom that has plenty of storage space and access to the upstairs deck. The brick walkway, formerly used as parking, meanders around one side of the house and on the other side is a ramp which is one aspect of the full accessibility of the first floor of this home. The location on the corner of Frances and Stump Lane is ideal, tree lined and surrounded by beautiful homes. Features and amenities include Smart Home technology with cameras, Rain Barrel water collection system, Azek and wood decking. This home is designated in the X zone and has been lovingly maintained. This charming home in a prime location is an excellent value.
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
None: 1
Tax Exemptions
Homestead: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Gas Appliances: 1
Microwave: 1
Oven: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Waterfront
None: 1
Waterview
No Waterview: 1
Floor
Wood: 1
Interior Features
Dade County Pine: 1
Split Bedroom: 1
Window Treatments: 1
Building Style
Above Flood: Yes
Eyebrow: 1
Construction
Frame: 1
Land Size
Less Than 1/4 Acre: 1
Terms
Cash: 1
Conventional: 1
Utilities
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Deck: 1
Title
Negotiable: 1
Exterior Features
Fencing: 1
Pool Info
In Ground: 1
Heated: Yes
Roof
Metal Roof: 1
Accessibility Feat
Accessible Doors: 1
Accessible Full Bath: 1
Accessible Kitchen: 1
Wheelchair Ramp: 1
Shutters
Panel: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: Homestead
Waterfront: None
Waterview: No Waterview
Dockage: None
Building Style: Eyebrow
Cooling: Ceiling Fans(s); Central Air
Utilities: FKAA; Municipal Sewer
Interior Features: Dade County Pine; Split Bedroom; Window Treatments
Appliances: Dishwasher; Disposal; Dryer; Gas Appliances; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Fencing
Accessibility Feat: Accessible Doors; Accessible Full Bath; Accessible Kitchen; Wheelchair Ramp
Pool Info: In Ground
Construction: Frame
Shutters: Panel
Floor: Wood
Roof: Metal Roof
Pets: Pets Allowed
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional
Title: Negotiable

Listing Office: Preferred Properties (KW)

Last Updated: January - 11 - 2026

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