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$725,000
Key Largo, FL 33037
MLS# 621585
3 beds | 2 baths | 1432 sqft
1 / 34
Property Description
Discover 639 Cabrera Street, a charming Key Largo residence tucked into the established South Creek Village community, where the beauty of the Florida Keys is part of everyday life. Offering 3 bedrooms, 2 bathrooms, and 1,432 square feet, the home features a bright, open-concept interior designed for effortless living. Neutral tile flooring flows throughout the main living areas, while a generously sized kitchen and comfortable gathering spaces create a welcoming atmosphere. Tropical surroundings and ample gravel parking add to the property's practicality and island charm. Located in an X Flood zone meaning NO flood insurance, this property offers an additional advantage for buyers seeking to minimize expenses. One of the community's most desirable amenities is its homeowners park, complete with a boat ramp offering access to Largo Sound and convenient boating connections to the Ocean and Bay. From early morning fishing trips to leisurely afternoons exploring the water, the best of the Keys is within easy reach. Perfectly suited as a primary residence or investment opportunity, this home presents an inviting opportunity to enjoy the Florida Keys lifestyle. SELLER FINANCING AVAILABLE! 20% down with a 15-year balloon.
Details
Maps
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No
Current Price: $725,000
Listing Date: 2026-10-12
List Price: $725,000
Location, Tax & Legal
City: KEY LARGO
Off Shore Island: No
Mile Marker: 103
Marathon Neighborhood: N/A
Senior Community YN: No
Side: Ocean
Flood Zone: X
Alternate Key #: 1569941
Parcel #: 00466540000000
Zoning: SF - Single Family
Deed Restrictions: No
Legal: Bk 1 Lt 15 South Creek Village Key Largo Pb3-85 Or103-146/47 Or917-2154 Or2641-841/42 Or2858-2419Ce Or2864-2207
Taxes: 5284.47
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 639
Street Name: Cabrera
Street Suffix: Street
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: S Creek Village (103.0)
Area: 27 - Key Largo MM 97-107
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: No
Control Depth: 5
Lot Size: 50 X 100
Lot SqFt: 5000
Pool: No
Acres: 0.11
SqFt Source: Property Data Card
Rentals Allowed: With Restrictions
Min Rental Days: 28
Style: Single Family
Year Built: 2017
Living Apx SqFt: 1432
Total Bedrooms: 3
Full Baths: 2
Total Baths: 2
Remarks & Misc
Remarks – Consumer: Discover 639 Cabrera Street, a charming Key Largo residence tucked into the established South Creek Village community, where the beauty of the Florida Keys is part of everyday life.
Offering 3 bedrooms, 2 bathrooms, and 1,432 square feet, the home features a bright, open-concept interior designed for effortless living. Neutral tile flooring flows throughout the main living areas, while a generously sized kitchen and comfortable gathering spaces create a welcoming atmosphere. Tropical surroundings and ample gravel parking add to the property's practicality and island charm.
Located in an X Flood zone meaning NO flood insurance, this property offers an additional advantage for buyers seeking to minimize expenses.
One of the community's most desirable amenities is its homeowners park, complete with a boat ramp offering access to Largo Sound and convenient boating connections to the Ocean and Bay. From early morning fishing trips to leisurely afternoons exploring the water, the best of the Keys is within easy reach.
Perfectly suited as a primary residence or investment opportunity, this home presents an inviting opportunity to enjoy the Florida Keys lifestyle.
SELLER FINANCING AVAILABLE! 20% down with a 15-year balloon.
Association Info
Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 250
Fee Includes
None: 1
Dockage
Basin: 1
Boat Ramp: 1
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Dryer: 1
Freezer: 1
Microwave: 1
Oven: 1
Refrigerator: 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Central Air: 1
Waterfront
None: 1
Waterview
No Waterview: 1
Floor
Concrete: 1
Tile: 1
Interior Features
Drapes/Blinds Incl: 1
Smoke Alarms: 1
Storage: 1
Building Style
Above Flood: Yes
Ground Level: 1
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Car(s): 4+
Guest Parking: 1
Open Parking: 1
Off Street Parking: 1
Trailer Storage: 1
Construction
CBS: 1
Concrete: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Unfurnished: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
Seller Finance Psble: 1
VA: 1
Utilities
Buyer to Verify: 1
Roof
Metal Roof: 1
Financial Status
Auction: No
Bank Owned: No
Potential Short Sale: No
Standard Sale: Yes
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: None
Waterfront: None
Waterview: No Waterview
Dockage: Basin; Boat Ramp
Building Style: Ground Level
Vehicle Storage: Guest Parking; Off Street Parking; Open Parking; Trailer Storage
Furnished: Unfurnished
Cooling: Central Air
Utilities: Buyer to Verify
Interior Features: Drapes/Blinds Incl; Smoke Alarms; Storage
Appliances: Dishwasher; Dryer; Freezer; Microwave; Oven; Refrigerator; Washer
Construction: CBS; Concrete
Floor: Concrete; Tile
Roof: Metal Roof
Pets: Pets Allowed
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; FHA; Seller Finance Psble; VA
Listing Office: Berkshire Hathaway HomeServices Keys Real Estate - Islamorada
Last Updated: October - 12 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.