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$1,190,000
646 Cabrera Street
Key Largo, FL 33037
MLS# 620951
5 beds  |  3 baths  |  2220 sqft


646 Cabrera Street
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646 Cabrera Street Concrete Construction Covered Balcony Impact Doors Throughout Sleek Modern Interiors Turn-Key New Construction Natural Light Abounds Impact Windows Custom Plantation Shutters Throughout Living Area Open Floorplan Dining Area Extensive Kitchen Storage Space Stainless Steel Appliances Eat-In Kitchen Primary Bedroom Upstairs Spacious Ensuite Primary Bathroom Spacious Walk-In Closets Bedroom #2 Bedroom #2 Comfort Height Vanities Bedroom #3 Bedroom #3 Hallway Laundry Living Area Downstairs Bedroom #4 Stackable Laundry Downstairs Bathroom #3 Bedroom #5 Equipped with Electric Hurricane Screens Covered Carport with 12'+ Ceiling Height Space for Storage or a Pool Construct All Build Large Corner Lot Ample Parking or Vehicles & Vessels Room for a Pool Metal Roof Neighborhood Boat Ramp 72 Hour Dockage Trailer Parking Excellent Boating Access Pennekamp in your Backyard! Gulf Access via Adams Cut State Park Land Surrounding One Hour to Miami View to the South View to the West South Creek Village Aerial Largo Sound

Property Description
A rare opportunity to own a never-before-offered, newly constructed residence in Key Largo's South Creek Village. Built by Construct All and meticulously maintained, the home reflects a thoughtful approach to modern Keys living, with solid CBS construction, a metal roof, impact-resistant windows and doors, and clean, coastal interiors that feel both considered and comfortable. Set on a corner lot, the five-bedroom, three-bath floor plan offers flexibility for family, visiting guests, or extended stays. Natural light carries through open living spaces and into a well-appointed kitchen with generous counterspace, custom cabinetry, and an easy connection to the main gathering areas. Beyond the interiors, the property offers something increasingly difficult to find in the Keys: room to make the grounds your own. There is ample space for a pool, along with accommodations for an RV, boats, trailers, and multiple vehicles. The 12'+ carport is equipped with electric hurricane screens, providing an added layer of storm protection. South Creek Village also offers a private, voluntary homeowners association with access to a waterfront park and boat ramp, as well as first-come dockage for up to 72 hours, an uncommon convenience for launching, loading, or keeping the boat nearby for a weekend on the water. From here, the best of Key Largo is close at hand, with marinas, waterfront dining, parks, John Pennekamp Coral Reef State Park in your backyard, and the surrounding waters offering endless opportunities for fishing, diving, snorkeling, and boating. Equally suited to year-round living or time spent away, this is a home defined not simply by its newer construction, but by the freedom it affords: space for family, space for the boat, and a natural connection to the water and lifestyle that make the Florida Keys unlike anywhere else. Just an hour from Miami and centrally positioned near the best dining and attractions Key Largo has to offer.

Details
Maps
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Species List: No
Current Price: $1,190,000
Listing Date: 2026-08-12
List Price: $1,190,000
Location, Tax & Legal
City: KEY LARGO
Off Shore Island: No
Mile Marker: 103
Marathon Neighborhood: N/A
Senior Community YN: No
Side: Ocean
Flood Zone: X,0.2 PCT ANNUAL
Alternate Key #: 1570087
Handicap Access: No
Parcel #: 00466680000000
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: Bk 2 Lt 7 South Creek Village Key Largo Pb3-85 Or158-199/200 Or1642-291/92 Or1648-1668/69 Or1648-1670 Or2232-1606/27 Or2
Taxes: 6433.5
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 646
Street Name: Cabrera
Street Suffix: Street
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: S Creek Village (103.0)
Area: 27 - Key Largo MM 97-107
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: No
Control Depth: 0
Lot Size: 50 X 100
Lot SqFt: 5000
Pool: No
Lot Sqft Source: Property Data Card
Acres: 0.11
SqFt Source: Property Data Card
Rentals Allowed: Yes
Min Rental Days: 28
Style: Single Family
Year Built: 2021
Living Apx SqFt: 2220
Total Bedrooms: 5
Full Baths: 3
Total Baths: 3
Remarks & Misc
Remarks – Consumer: A rare opportunity to own a never-before-offered, newly constructed residence in Key Largo's South Creek Village. Built by Construct All and meticulously maintained, the home reflects a thoughtful approach to modern Keys living, with solid CBS construction, a metal roof, impact-resistant windows and doors, and clean, coastal interiors that feel both considered and comfortable. Set on a corner lot, the five-bedroom, three-bath floor plan offers flexibility for family, visiting guests, or extended stays. Natural light carries through open living spaces and into a well-appointed kitchen with generous counterspace, custom cabinetry, and an easy connection to the main gathering areas. Beyond the interiors, the property offers something increasingly difficult to find in the Keys: room to make the grounds your own. There is ample space for a pool, along with accommodations for an RV, boats, trailers, and multiple vehicles. The 12'+ carport is equipped with electric hurricane screens, providing an added layer of storm protection. South Creek Village also offers a private, voluntary homeowners association with access to a waterfront park and boat ramp, as well as first-come dockage for up to 72 hours, an uncommon convenience for launching, loading, or keeping the boat nearby for a weekend on the water. From here, the best of Key Largo is close at hand, with marinas, waterfront dining, parks, John Pennekamp Coral Reef State Park in your backyard, and the surrounding waters offering endless opportunities for fishing, diving, snorkeling, and boating. Equally suited to year-round living or time spent away, this is a home defined not simply by its newer construction, but by the freedom it affords: space for family, space for the boat, and a natural connection to the water and lifestyle that make the Florida Keys unlike anywhere else. Just an hour from Miami and centrally positioned near the best dining and attractions Key Largo has to offer.
Directions: From US-1, turn right onto Cabrera Street and the home is on your right.
Association Info
Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 250
Assoc/Mnt Fee Per: Yearly
Fee Includes
Other: 1
Dockage
Basin: 1
Boat Ramp: 1
Dock Privileges: 1
First Come Dock: 1
Seawall: Concrete
Tax Exemptions
Homestead: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Heating
Central: 1
Waterfront
None: 1
Waterview
No Waterview: 1
Floor
Laminate: 1
Tile: 1
Neighborhood Feature
Community Boat Ramp: 1
Community Dockage: 1
Other Area Features: 1
Interior Features
Built-in Cabinets: 1
Quartz Countertops: 1
Smoke Alarms: 1
Split Bedroom: 1
Storage: 1
Walk-in Closet(s): 1
Window Treatments: 1
Property Condition
New Construction: 1
Updated/Remodeled: 1
Specialty Rooms
Laundry Room: 1
Building Style
Above Flood: Yes
Split Level: 1
Stilt Column Height: Tall - 10Ft & Over
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Car(s): 4+
Carport: 1
Covered Parking: 1
Open Parking: 1
RV Parking Open: 1
Trailer Storage: 1
Security
No Security: 1
Construction
CBS: 1
Concrete: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Negotiable: 1
Unfurnished: 1
Terms
Cash: 1
Conventional: 1
No Seller Finance: 1
Utilities
Buyer to Verify: 1
Cable Available: 1
Elect Separate Meter: 1
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Open Porch/Balcony: 1
Title
Title Ins - Buyer: 1
Exterior Features
Rain Gutters: 1
Pre-Wired
Cable: 1
Roof
Metal Roof: 1
Financial Status
Standard Sale: Yes
Accessibility Feat
None: 1
GF-Interior Features
LED Lighting: 1
Low Flow Toilets: 1
Programmable Thermst: 1
Tankless Hot Wtr Htr: 1
Status Change Info
Status: Active
Property Features
Fee Includes: Other
Tax Exemptions: Homestead
Waterfront: None
Waterview: No Waterview
Dockage: Basin; Boat Ramp; Dock Privileges; First Come Dock
Property Condition: New Construction; Updated/Remodeled
Building Style: Split Level
Vehicle Storage: Carport; Covered Parking; Open Parking; RV Parking Open; Trailer Storage
Furnished: Negotiable; Unfurnished
Cooling: Ceiling Fans(s); Central Air
Heating: Central
Utilities: Buyer to Verify; Cable Available; Elect Separate Meter; FKAA; Municipal Sewer
Interior Features: Built-in Cabinets; Quartz Countertops; Smoke Alarms; Split Bedroom; Storage; Walk-in Closet(s); Window Treatments
Pre-Wired: Cable
Specialty Rooms: Laundry Room
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Rain Gutters
Accessibility Feat: None
Construction: CBS; Concrete
Floor: Laminate; Tile
Roof: Metal Roof
Pets: Pets Allowed
Neighborhood Feature: Community Boat Ramp; Community Dockage; Other Area Features
Security: No Security
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; No Seller Finance
Title: Title Ins - Buyer
GF-Interior Features: LED Lighting; Low Flow Toilets; Programmable Thermst; Tankless Hot Wtr Htr

Listing Office: Ocean Sotheby's International Realty

Last Updated: August - 12 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.