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$4,000,000
Lower Matecumbe, FL 33036
MLS# 622066
4 beds | 4 baths | 2912 sqft
1 / 91
Property Description
Discover the beauty of oceanfront living in one of Islamorada's most exclusive gated communities. This stunning four-bedroom, three-story luxury residence offers an exceptional combination of contemporary coastal elegance, quality craftsmanship, and breathtaking panoramic views of the Atlantic Ocean. Designed to embrace its spectacular waterfront setting, the home features expansive living spaces, sophisticated finishes, and a private elevator connecting all three levels.The heart of the home is its beautifully designed main living area, where an abundance of natural light and magnificent ocean views create an inviting atmosphere. A gourmet kitchen featuring a Wolf gas range, Sub-Zero refrigerator, and premium finishes flows effortlessly into the spacious living and dining areas. An expansive oceanfront terrace extends the living space outdoors, providing the ideal setting for entertaining, dining under the stars, or simply enjoying the peaceful surroundings and refreshing sea breezes.The residence offers four generously proportioned bedrooms designed with comfort and privacy in mind. The impressive primary suite provides a serene escape, featuring a private oceanview balcony and a luxurious spa-inspired bathroom. On the ground level, a spacious storage area and covered outdoor entertaining space offer additional convenience and opportunities to enjoy the tropical surroundings.Tucked away within the intimate, gated enclave of Tarpon Point, this exceptional property offers a distinctive alternative to larger, busier resort-style communities. Surrounded by beautifully maintained tropical landscaping, residents enjoy a tranquil atmosphere with access to a resort-style swimming pool, private sandy beach, and fishing pier. Whether relaxing by the water, kayaking along the to the nearest island, or taking in the spectacular ocean views, every day offers an opportunity to embrace the relaxed Florida Keys lifestyle.
Details
Maps
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Species List: No
Current Price: $4,000,000
Listing Date: 2026-11-13
List Price: $4,000,000
Location, Tax & Legal
Unit #: 10
City: ISLAMORADA
Off Shore Island: No
Mile Marker: 75
Marathon Neighborhood: N/A
Senior Community YN: No
Side: Ocean
Flood Zone: AE,AE,VE
Alternate Key #: 9102721
Parcel #: 00397141-001000
Zoning: R1 - Residential Single Family
Deed Restrictions: Unknown
Legal: RESIDENTIAL UNIT 10 TARPON POINT (A/K/A PT TR F MATECUMBE OCEAN BAY SUB SEC TWO PB2-98) OR2098-2361/2362 OR2639-142/197(
Taxes: 25877.26
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 77521
Street Name: Overseas
Street Suffix: Highway
Key/Island: Lower Matecumbe
State/Province: FL
Zip Code: 33036
County: Monroe
Subdivision: Mat Ocean Beach (75.0)
Area: 22 - Lower Matecumbe
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 2
Lot Size: X
Lot SqFt: 3381
Pool: Yes
Lot Sqft Source: Property Data Card
Total Units: 0
Acres: 3381
SqFt Source: Property Data Card
Rentals Allowed: With Restrictions
Min Rental Days: 7
Style: Single Family
Year Built: 2016
Living Apx SqFt: 2912
Total Bedrooms: 4
Full Baths: 4
Total Baths: 4
Remarks & Misc
Remarks – Consumer: Discover the beauty of oceanfront living in one of Islamorada's most exclusive gated communities. This stunning four-bedroom, three-story luxury residence offers an exceptional combination of contemporary coastal elegance, quality craftsmanship, and breathtaking panoramic views of the Atlantic Ocean. Designed to embrace its spectacular waterfront setting, the home features expansive living spaces, sophisticated finishes, and a private elevator connecting all three levels.The heart of the home is its beautifully designed main living area, where an abundance of natural light and magnificent ocean views create an inviting atmosphere. A gourmet kitchen featuring a Wolf gas range, Sub-Zero refrigerator, and premium finishes flows effortlessly into the spacious living and dining areas. An expansive oceanfront terrace extends the living space outdoors, providing the ideal setting for entertaining, dining under the stars, or simply enjoying the peaceful surroundings and refreshing sea breezes.The residence offers four generously proportioned bedrooms designed with comfort and privacy in mind. The impressive primary suite provides a serene escape, featuring a private oceanview balcony and a luxurious spa-inspired bathroom. On the ground level, a spacious storage area and covered outdoor entertaining space offer additional convenience and opportunities to enjoy the tropical surroundings.Tucked away within the intimate, gated enclave of Tarpon Point, this exceptional property offers a distinctive alternative to larger, busier resort-style communities. Surrounded by beautifully maintained tropical landscaping, residents enjoy a tranquil atmosphere with access to a resort-style swimming pool, private sandy beach, and fishing pier. Whether relaxing by the water, kayaking along the to the nearest island, or taking in the spectacular ocean views, every day offers an opportunity to embrace the relaxed Florida Keys lifestyle.
Association Info
Mandatory Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 3000
Assoc/Mnt Fee Per: Quarterly
Fee Includes
Bldg Exterior Mnt: 1
Common Area Mnt: 1
Security: 1
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Dryer: 1
Gas Appliances: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Heating
Central: 1
Waterfront
Oceanfront: 1
Open Water: 1
Waterview
Ocean View: 1
Open Water View: 1
Floor
Tile: 1
Wood: 1
Neighborhood Feature
Beach: 1
Community Pool: 1
Other Area Features: 1
Interior Features
Built-in Cabinets: 1
Drapes/Blinds Incl: 1
Elevator: 1
Entrance Foyer: 1
Granite Counter Top: 1
Security System: 1
Smoke Alarms: 1
Storage: 1
Walk-in Closet(s): 1
Whirlpool Bath Tub: 1
Property Condition
Updated/Remodeled: 1
Specialty Rooms
Laundry Room: 1
Utility Room: 1
Building Style
Above Flood: Yes
Stories: 3 Stories
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Carport: 1
Covered Parking: 1
Attached: 1
Security
Electric Gate: 1
Construction
CBS: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Negotiable: 1
Terms
Cash: 1
Conventional: 1
Utilities
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Open Porch/Balcony: 1
Exterior Features
Lighting: 1
Sandy Beach: 1
Storage: 1
Pool Info
In Ground: 1
Concrete: 1
Pre-Wired
Cable: 1
Cat 5: 1
Roof
Metal Roof: 1
Status Change Info
Status: Active
Property Features
Fee Includes: Bldg Exterior Mnt; Common Area Mnt; Security
Tax Exemptions: None
Waterfront: Oceanfront; Open Water
Waterview: Ocean View; Open Water View
Property Condition: Updated/Remodeled
Vehicle Storage: Carport; Attached; Covered Parking
Furnished: Negotiable
Cooling: Ceiling Fans(s); Central Air
Heating: Central
Utilities: FKAA; Municipal Sewer
Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Elevator; Entrance Foyer; Granite Counter Top; Security System; Smoke Alarms; Storage; Walk-in Closet(s); Whirlpool Bath Tub
Pre-Wired: Cable; Cat 5
Specialty Rooms: Laundry Room; Utility Room
Appliances: Dishwasher; Dryer; Gas Appliances; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Lighting; Sandy Beach; Storage
Pool Info: In Ground; Concrete
Construction: CBS
Floor: Tile; Wood
Roof: Metal Roof
Pets: Pets Allowed
Neighborhood Feature: Beach; Community Pool; Other Area Features
Security: Electric Gate
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional
Listing Office: Better Homes and Gardens Real Estate Destinations
Last Updated: November - 13 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.