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$2,649,000
81906 Overseas Highway 3
Upper Matecumbe Key Islamorada, FL 33036
MLS# 617758
3 beds  |  4 baths  |  1852 sqft


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Property Description
Welcome to Coral Cove Residence 3, perfectly positioned in the heart of Islamorada. This turn-key, thoughtfully designed three-bedroom, three-and-a-half-bath residence was built in 2020 and features quality construction and well-appointed appliances throughout. A beautiful open floor plan allows natural light to flow effortlessly, creating an inviting coastal living environment. Located within Coral Cove, a private bayfront community of just eight residences, this home offers both exclusivity and convenience. The residence boasts its own private pool, ideal for relaxing or entertaining, while the community also features a stunning bayfront pool with sweeping sunset views over the water. An assigned boat slip in the community marina provides easy access to the bay and ocean beyond, perfect for boating, fishing, and enjoying life on the water. Weekly rentals are permitted, making this an excellent opportunity for a vacation home that can offset carrying costs, an income-producing investment, or a combination of both. The intimate, well-maintained community offers a peaceful retreat while remaining within walking distance to Islamorada's dining, art galleries, boutiques, and local attractions. A rare opportunity to own a turn-key property in one of downtown Islamorada's most desirable bayfront communities.

Details
Maps
Contract Information
Listing Board: Florida Keys
Current Price: $2,649,000
Listing Date: 2025-12-14
List Price: $2,649,000
Location, Tax & Legal
Unit #: 3
City: ISLAMORADA
Mile Marker: 82.5
Marathon Neighborhood: N/A
Side: Bay/Gulf
Alternate Key #: 9104501
Zoning: R1 - Residential Single Family
Deed Restrictions: Unknown
Legal: BK 3 PT LT 2 STRATTONS SUBD PB2-38 UPPER MATECUMBE,(AKA UNIT 3 CORAL COVE DEVELOPMENT) OR2968-1921SITE PLAN OR3010-751D
Taxes: 14486
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 81906
Street Name: Overseas
Street Suffix: Highway
Key/Island: Upper Matecumbe Key Islamorada
State/Province: FL
Zip Code: 33036
County: Monroe
Subdivision: Strattons (82.5)
Area: 23 - Upper Matecumbe
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 4
Lot SqFt: 2157
Pool: Yes
Lot Sqft Source: Builder/Architect
SqFt Source: Builder/Architect
Rentals Allowed: Yes
Style: Single Family
Year Built: 2020
Living Apx SqFt: 1852
Total Bedrooms: 3
Full Baths: 3
Half Baths: 1
Total Baths: 4
Remarks & Misc
Remarks – Consumer: Welcome to Coral Cove Residence 3, perfectly positioned in the heart of Islamorada. This turn-key, thoughtfully designed three-bedroom, three-and-a-half-bath residence was built in 2020 and features quality construction and well-appointed appliances throughout. A beautiful open floor plan allows natural light to flow effortlessly, creating an inviting coastal living environment. Located within Coral Cove, a private bayfront community of just eight residences, this home offers both exclusivity and convenience. The residence boasts its own private pool, ideal for relaxing or entertaining, while the community also features a stunning bayfront pool with sweeping sunset views over the water. An assigned boat slip in the community marina provides easy access to the bay and ocean beyond, perfect for boating, fishing, and enjoying life on the water. Weekly rentals are permitted, making this an excellent opportunity for a vacation home that can offset carrying costs, an income-producing investment, or a combination of both. The intimate, well-maintained community offers a peaceful retreat while remaining within walking distance to Islamorada's dining, art galleries, boutiques, and local attractions. A rare opportunity to own a turn-key property in one of downtown Islamorada's most desirable bayfront communities.
Directions: Showings to be coordinated with seller and must be scheduled when unit not rented or on turnover of tenancies
Association Info
Mandatory Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 2983
Assoc/Mnt Fee Per: Quarterly
License Info
Transient Rntl Licns: Yes
Fee Includes
Common Area Mnt: 1
Dockage
Dock: Composite
Assigned Dock: 1
Basin: 1
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven: 1
Refrigerator: 1
Washer: 1
Wine Cooler: 1
Pets
Pets Allowed: 1
Cooling
Central Air: 1
Heating
Central: 1
Waterfront
Bay Front: 1
Waterview
Bay/Gulf View: 1
Floor
Vinyl: 1
Interior Features
Built-in Cabinets: 1
Drapes/Blinds Incl: 1
Fire Sprinkler: 1
Quartz Countertops: 1
Smoke Alarms: 1
Property Condition
New Construction: 1
Specialty Rooms
Laundry Room: 1
Building Style
Above Flood: Yes
Stories: 2 Stories
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Car(s): 2
Assigned Parking: 1
Security
Electric Gate: 1
Construction
CBS: 1
Hardi Board Siding: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Furnished: 1
Terms
Cash: 1
Conventional: 1
Seller Finance Psble: 1
Utilities
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Open Porch/Balcony: 1
Pool Info
In Ground: 1
Heated: Yes
Roof
Metal Roof: 1
Financial Status
Standard Sale: Yes
GF-Interior Features
LED Lighting: 1
Tankless Hot Wtr Htr: 1
Status Change Info
Status: Active
Property Features
Fee Includes: Common Area Mnt
Tax Exemptions: None
Waterfront: Bay Front
Waterview: Bay/Gulf View
Dockage: Assigned Dock; Basin
Property Condition: New Construction
Vehicle Storage: Assigned Parking
Furnished: Furnished
Cooling: Central Air
Heating: Central
Utilities: FKAA; Municipal Sewer
Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Fire Sprinkler; Quartz Countertops; Smoke Alarms
Specialty Rooms: Laundry Room
Appliances: Dishwasher; Disposal; Microwave; Oven; Refrigerator; Washer; Wine Cooler
Pool Info: In Ground
Construction: CBS; Hardi Board Siding
Floor: Vinyl
Roof: Metal Roof
Pets: Pets Allowed
Security: Electric Gate
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; Seller Finance Psble
GF-Interior Features: LED Lighting; Tankless Hot Wtr Htr

Listing Office: American Caribbean Real Estate, Christie's International Real Estate

Last Updated: December - 18 - 2025

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.