Search


$1,400,000
895 Ellen Drive
Key Largo, FL 33037
MLS# 621045
2 beds  |  2 baths  |  1410 sqft


895 Ellen Drive Dockage
  1 / 35  
895 Ellen Drive Dockage 895 Ellen Drive Interior - Kitchen Front Door Interior - Foyer Interior - Kitchen View 2 Interior - Kitchen View 3 Interior - Dining Area Interior - Looking toward living room Interior - Living Room Interior - Living Room looking toward ki Interior - Primary Bedroom Interior - Primary Bedroom View 2 Interior - Primary Bedroom View 3 Interior - Primary Bathroom Interior - Florida Room or Guest Bed Interior - Guest Bedroom Interior - Guest Bedroom View 2 Interior - Guest Bathroom Downstairs - Interior Downstairs - Living Downstairs - Interior 2 Downstairs - Interior 3 Downstairs - Interior 4 Downstairs Front Patio Downstairs Screened Patio View 2 Downstairs Screened Patio Backyard Dock View 2 Dock View 3 Dock Yard - Front View Yard - Front Yard - Side and Shed Yard - Side Yard

Property Description
New to the market, this 2 bedroom, 2 bath home offers a rare combination of an oversized lot, 75 feet of boat dockage, mature tropical landscaping, and direct access to the open bay. Nestled among native trees, including an impressive collection of beautiful, well-established Lignumvitae trees, the property offers a lush, private setting that is becoming increasingly difficult to find. The home is a classic Sheffield House, a unique Keys-style frame home constructed above steel columns. Inside, vaulted ceilings create an open, airy feel, while the existing layout offers a comfortable home that is livable as-is with plenty of opportunity to update and make it your own. For the boating enthusiast, the location is exceptional. The canal leads directly to the open bay and the bayside entrance of Adams Cut, providing quick and convenient access to both the bay and ocean. With 75 feet of dockage, there is ample room to accommodate your boat and enjoy the Keys lifestyle right from your backyard. The enclosed downstairs space is non-conforming and offers additional potential for storage, workshop space, or other uses, subject to local regulations. Whether you're looking for a Keys getaway, a full-time residence, or an opportunity to renovate and create your own waterfront retreat, this property offers the location, land, dockage, and character to make it truly special.

Details
Maps
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Current Price: $1,400,000
Listing Date: 2026-08-21
List Price: $1,400,000
Location, Tax & Legal
City: KEY LARGO
Mile Marker: 103
Marathon Neighborhood: N/A
Side: Bay/Gulf
Alternate Key #: 1671681
Parcel #: 00548200000000
Zoning: SF - Single Family
Deed Restrictions: No
Legal: Bk 2 Lt 1 Twin Lakes Pb3-160 Key Largo Or449-921/22 Or838-1113 Or838-1114 Or839-393 Or1546-568 Or1650-2426 Or1650-2427 O
Taxes: 3328.19
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 895
Street Name: Ellen
Street Suffix: Drive
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Twin Lakes (103.0)
Area: 27 - Key Largo MM 97-107
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 4
Lot Size: 75 X 130
Lot SqFt: 9750
Pool: No
Lot Sqft Source: Tax Records
Acres: 0.22
SqFt Source: Tax Records
Rentals Allowed: With Restrictions
Style: Single Family
Year Built: 1982
Living Apx SqFt: 1410
Total Bedrooms: 2
Full Baths: 2
Total Baths: 2
Remarks & Misc
Remarks – Consumer: New to the market, this 2 bedroom, 2 bath home offers a rare combination of an oversized lot, 75 feet of boat dockage, mature tropical landscaping, and direct access to the open bay. Nestled among native trees, including an impressive collection of beautiful, well-established Lignumvitae trees, the property offers a lush, private setting that is becoming increasingly difficult to find. The home is a classic Sheffield House, a unique Keys-style frame home constructed above steel columns. Inside, vaulted ceilings create an open, airy feel, while the existing layout offers a comfortable home that is livable as-is with plenty of opportunity to update and make it your own. For the boating enthusiast, the location is exceptional. The canal leads directly to the open bay and the bayside entrance of Adams Cut, providing quick and convenient access to both the bay and ocean. With 75 feet of dockage, there is ample room to accommodate your boat and enjoy the Keys lifestyle right from your backyard. The enclosed downstairs space is non-conforming and offers additional potential for storage, workshop space, or other uses, subject to local regulations. Whether you're looking for a Keys getaway, a full-time residence, or an opportunity to renovate and create your own waterfront retreat, this property offers the location, land, dockage, and character to make it truly special.
Association Info
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0
Fee Includes
None: 1
Dockage
Dock: Wood
Tax Exemptions
Homestead: 1
Appliances
Dishwasher: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Waterfront
Canal Front: 1
Waterview
Canal View: 1
Floor
Carpet: 1
Tile: 1
Interior Features
Cathedral Ceilings: 1
Specialty Rooms
Guest/Servant Qtrs: Non-Conforming
Laundry Room: 1
Sun/Florida Room: 1
Building Style
Above Flood: Unknown
Construction
Combo Construction: 1
Frame: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Unfurnished: 1
Terms
Cash: 1
Conventional: 1
No Seller Finance: 1
Utilities
Buyer to Verify: 1
FKAA: 1
Porch/Balcony
Screened Patio: 1
Title
Title Ins - Buyer: 1
Exterior Features
Shed: 1
Storage: 1
Roof
Metal Roof: 1
Status Change Info
Status: Active
Property Features
Fee Includes: None
Tax Exemptions: Homestead
Waterfront: Canal Front
Waterview: Canal View
Furnished: Unfurnished
Cooling: Ceiling Fans(s); Central Air
Utilities: Buyer to Verify; FKAA
Interior Features: Cathedral Ceilings
Specialty Rooms: Laundry Room; Sun/Florida Room
Appliances: Dishwasher; Microwave; Oven; Range; Refrigerator
Exterior Features: Shed; Storage
Construction: Combo Construction; Frame
Floor: Carpet; Tile
Roof: Metal Roof
Pets: Pets Allowed
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; No Seller Finance
Title: Title Ins - Buyer

Listing Office: Coldwell Banker Schmitt Islamorada

Last Updated: August - 21 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.