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$3,617,000
94825 Overseas Highway 28
Key Largo, FL 33037
MLS# 621886
6 beds  |  7 baths  |  4315 sqft


Large corner lot next to preserve on the South Side
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Large corner lot next to preserve on the South Side Lots of parking at the home Beautiful lighting Oceanfront home Largest home in the community Fenced backyard facing the ocean. New seawall facing the ocean Parking for up to 8 cars Summer kitchen Summer kitchen with cabinets, bar and bbq grill. Oceanfront summer kitchen Sunset Sunset Oceanfront Fenced backyard looking into luxury home. Large fenced backyard Lot's of room for entertaining. Beautiful seawall. Cabana Bath Beautiful Chef kitchen Double Oven Lot's of countertops and cabinets Stainless steel appliances Total of 3 islands Island with sink and dishwasher Oceanfront large living area Large living area Unobstructive ocean views Open Concept White terrazzo floors Oceanfront terrace 2nd floor Beautiful glass railing Oceanfront terrace Oceanfront pier View to fenced in yard and ocean from 2nd floor 3 island facing the ocean Modern island Formal dining room Guest bath Elevator Full size elevator Secondary bedroom 3rd floor Secondary bedroom 3rd floor with separate sitting area Sitting area in Secondary Bedroom 3rd level Secondary bedroom 3rd floor terrace. Terrace Secondary bedroom 3rd floor bathroom Large shower Bedroom being used as a gym with full bathroom Bedroom being used as a gym Full bath in Gym Guest bedroom with full bath Guest full bath Jack and Jill full bath with linen closet Bedroom being used as an office Bedroom being used as an office. Laundry with sink and storage Penthouse Floor (4th primary bedroom (1,000 sq ft) Penthouse floor 1,000 sq ft, primary bedroom. Large Primary Bedroom on 4th floor with huge terrace. Large primary bedroom with living area on Penthouse floor 4th floor. Living area on 4th floor, primary bedroom. Oceanfront huge terrace approximately 500 sq ft on Penthouse floor. Huge terrace oceanfront Huge terrace looking into Penthouse living area primary bedroom. Oceanfront Primary bathroom 4th floor Huge master closet 4th floor Amazing lighting Spectacular oceanfront home. Large oceanfront home in community Very private lot with preserve on south side. Amazing ocean views. Largest yard in the community, home on double lot. Large oceanfront fenced backyard Amazing seawall Very private lot, plenty of room for pool. Large gated community Unlimited oceanview Largest lot in community. Cement roof Community has a marina and boat launch Community has fishing pier Tennis, basketball, pickleball, dog run Large clubhouse with gym, party room, outdoor seating and more. Large pool Amazing marina and boat launch Fishing pier Fishing pier Manned guard gate 24 hours

Property Description
Amazing views awaits you at this brand new and exquisite oceanfront property overlooking stunning watercolor views from every angle. This hidden gem location on an oversized end lot in prestigious Key Largo Ocean Resorts, this 6 bedroom, 6.5 bathroom beauty with a spacious den offers large living with 1800 square feet of living on each of the two main floors and another 900 square feet on the fourth floor with unsurpassable open water views from a spacious terrace. An elevator is available for easy access to this palatial home. Observation pier permit with Army Corp approval. Community clubhouse, pool, tennis courts and playground offered as part of the association. Private Fenced back yard 48 Inch Cement summer kitchen with sinks lots of storage and stainless steel cabinets EV Charger Generator Elevator Approve overwater deck Appraised done on 10/24/26 $4.3 million

Details
Maps
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Species List: No
Current Price: $3,617,000
Listing Date: 2026-11-01
List Price: $3,617,000
Location, Tax & Legal
Unit #: 28
City: KEY LARGO
Off Shore Island: No
Mile Marker: 94.5
Marathon Neighborhood: N/A
Senior Community YN: No
Side: Ocean
Flood Zone: VE,VE,VE
Alternate Key #: 9101540
Handicap Access: Yes
Add'l Parcel #1: 9101540
Parcel #: 00483401-002800
Add'l Parcel #2: 9101540
Zoning: SF - Single Family
Deed Restrictions: Unknown
Legal: UNIT 28 KEY LARGO OCEAN RESORT CONDOMINIUM OR2611-802 OR2818-2109 OR2821-1372 OR2958-749 OR2998-1439 OR3318-0242
Taxes: 15567.48
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 94825
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Key Largo Ocn Resorts (94.5)
Area: 26 - Key Largo S of MM 96.9
General Property Description
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 5
Lot Size: 108 x 64
Lot SqFt: 3776
Pool: Yes
Lot Sqft Source: Survey
Total Units: 0
Acres: 0.09
SqFt Source: Appraisal
Rentals Allowed: With Restrictions
Min Rental Days: 30
Style: Single Family
Year Built: 2024
Living Apx SqFt: 4315
Total Bedrooms: 6
Full Baths: 6
Half Baths: 1
Total Baths: 7
Remarks & Misc
Remarks – Consumer: Amazing views awaits you at this brand new and exquisite oceanfront property overlooking stunning watercolor views from every angle. This hidden gem location on an oversized end lot in prestigious Key Largo Ocean Resorts, this 6 bedroom, 6.5 bathroom beauty with a spacious den offers large living with 1800 square feet of living on each of the two main floors and another 900 square feet on the fourth floor with unsurpassable open water views from a spacious terrace. An elevator is available for easy access to this palatial home. Observation pier permit with Army Corp approval. Community clubhouse, pool, tennis courts and playground offered as part of the association. Private Fenced back yard 48 Inch Cement summer kitchen with sinks lots of storage and stainless steel cabinets EV Charger Generator Elevator Approve overwater deck Appraised done on 10/24/26 $4.3 million
Directions: Google
Association Info
Mandatory Home Owners Asc: Yes
1st Right of Refusal: No
Condo Doc's: Yes
Assoc Approval Req: Yes
Association Fee $: 0
Maintenance Fee $: 1172.2
Assoc/Mnt Fee Per: Monthly
Fee Includes
Cable: 1
Common Area Mnt: 1
Security: 1
Other: 1
Dockage
Seawall: Cut/Natural
Tax Exemptions
Homestead: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Freezer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Trash Compactor: 1
Washer: 1
Pets
Pets Allowed: 1
Cooling
Central Air: 1
Heating
Central: 1
Electric: 1
Waterfront
Oceanfront: 1
Open Water: 1
Waterview
Ocean View: 1
Open Water View: 1
Floor
Terrazzo: 1
Neighborhood Feature
Beach: 1
Clubhouse: 1
Community Boat Ramp: 1
Community Dockage: 1
Community Pool: 1
Handicap Facilities: 1
Manager on Premises: 1
Tennis Courts: 1
Other Area Features: 1
Interior Features
Drapes/Blinds Incl: 1
Elevator: 1
Fireplace(s): 1
Pantry: 1
Quartz Countertops: 1
Smoke Alarms: 1
Storage: 1
Walk-in Closet(s): 1
Window Treatments: 1
Other: 1
Property Condition
New Construction: 1
Specialty Rooms
Gym: 1
Laundry Room: 1
Building Style
Above Flood: Yes
Stilt Column Height: Tall - 10Ft & Over
Stories: 4 Stories
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Carport: 1
Covered Parking: 1
Guest Parking: 1
Security
Electric Gate: 1
Manned Gate: 1
Patrolled Area: 1
Construction
CBS: 1
Concrete: 1
Land Size
Less Than 1/4 Acre: 1
Furnished
Furnished: 1
Negotiable: 1
Terms
Cash: 1
Conventional: 1
No Seller Finance: 1
Utilities
Buyer to Verify: 1
Cable Available: 1
FKAA: 1
Water Separate Meter: 1
Whole House Generatr: 1
Porch/Balcony
Deck: 1
Open Porch/Balcony: 1
Patio: 1
Title
Negotiable: 1
Title Ins - Buyer: 1
Exterior Features
Bar: 1
Built-in Grill: 1
Fencing: 1
Lighting: 1
Outdoor Kitchen: 1
Privacy Wall/Fence: 1
Storage: 1
Pool Info
In Ground: 1
Pre-Wired
Cable: 1
Cat 5: 1
Optical: 1
Roof
Concrete Roof: 1
Financial Status
Standard Sale: Yes
Accessibility Feat
Accessible Elevator Installed: 1
Accessible Kitchen: 1
Parking: 1
GF-Interior Features
LED Lighting: 1
Low Flow Toilets: 1
Programmable Thermst: 1
Tankless Hot Wtr Htr: 1
Status Change Info
Status: Active
Property Features
Fee Includes: Cable; Common Area Mnt; Security; Other
Tax Exemptions: Homestead
Waterfront: Oceanfront; Open Water
Waterview: Ocean View; Open Water View
Property Condition: New Construction
Vehicle Storage: Carport; Covered Parking; Guest Parking
Furnished: Furnished; Negotiable
Cooling: Central Air
Heating: Central
Utilities: Buyer to Verify; Cable Available; FKAA; Water Separate Meter; Whole House Generatr
Interior Features: Drapes/Blinds Incl; Elevator; Fireplace(s); Pantry; Quartz Countertops; Smoke Alarms; Storage; Walk-in Closet(s); Window Treatments; Other
Pre-Wired: Cable; Cat 5; Optical
Specialty Rooms: Gym; Laundry Room
Appliances: Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Trash Compactor; Washer
Exterior Features: Bar; Built-in Grill; Fencing; Lighting; Outdoor Kitchen; Privacy Wall/Fence; Storage
Accessibility Feat: Accessible Elevator Installed; Accessible Kitchen; Parking
Pool Info: In Ground
Construction: CBS; Concrete
Floor: Terrazzo
Roof: Concrete Roof
Pets: Pets Allowed
Neighborhood Feature: Beach; Clubhouse; Community Boat Ramp; Community Dockage; Community Pool; Handicap Facilities; Manager on Premises; Tennis Courts; Other Area Features
Security: Electric Gate; Manned Gate; Patrolled Area
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; No Seller Finance
Title: Negotiable; Title Ins - Buyer
GF-Interior Features: LED Lighting; Low Flow Toilets; Programmable Thermst; Tankless Hot Wtr Htr

Listing Office: Ferrarri International Realty Inc

Last Updated: November - 01 - 2026

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