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$2,150,000
97501 Overseas Highway 321
Key Largo, FL 33037
MLS# 621206
4 beds  |  3 baths  |  2635 sqft


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Property Description
Waterfront living at Mariner's Club in Key Largo! One of only three residences in the entire community offering desirable views from both sides, this spacious 4BR/3BA residence enjoys open-water views on one side and marina views on the other--a rare distinction from most residences that face the parking area on one side. Offering 2,635 SF, the home features an expansive covered terrace ideal for indoor-outdoor living and entertaining. The generous floor plan includes a large living/dining area, stone flooring, abundant natural light, and a well-appointed kitchen with wood cabinetry, granite surfaces, stainless-steel appliances, double ovens, and breakfast area. The waterfront primary suite enjoys terrace access and beautiful views, while three additional bedrooms provide excellent space for family, guests, or office use. Located in a gated resort-style community with tropical grounds, pool amenities, marina surroundings, and easy access to the best of the Key Largo boating lifestyle. An exceptional combination of space, views, and location.

Details
Maps
Contract Information
Listing Board: Florida Keys
Current Price: $2,150,000
Listing Date: 2026-09-03
List Price: $2,150,000
Location, Tax & Legal
Unit #: 321
City: KEY LARGO
Mile Marker: 97
Marathon Neighborhood: N/A
Senior Community YN: No
Side: Ocean
Flood Zone: AE,VE
Alternate Key #: 9085122
Handicap Access: No
Parcel #: 00554895-000321
Zoning: SC - Sub Urban Commercial District
Deed Restrictions: Unknown
Legal: UNIT 321 THE SAILFISH AT MARINERS CLUB A CONDOMINIUM OR2169-942/1050DEC OR2352-402/04 OR2611-1297/98C/T OR2675-318 OR329
Taxes: 13898.54
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 97501
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Key Largo North - Marnier's Club (97.0)
Area: 27 - Key Largo MM 97-107
General Property Description
Realtor.COM Type: Residential - Condo/Townhouse
Waterfront: Yes
Control Depth: 3
Lot Size: X
Lot SqFt: 0
Unit/Complex: Unit
Pool: Yes
Total Units: 118
SqFt Source: Tax Records
Rentals Allowed: Yes
Min Rental Days: 1
Floor Number: 2
Style: Condo
Year Built: 2005
Living Apx SqFt: 2635
Total Bedrooms: 4
Full Baths: 3
Total Baths: 3
Remarks & Misc
Remarks – Consumer: Waterfront living at Mariner's Club in Key Largo! One of only three residences in the entire community offering desirable views from both sides, this spacious 4BR/3BA residence enjoys open-water views on one side and marina views on the other--a rare distinction from most residences that face the parking area on one side. Offering 2,635 SF, the home features an expansive covered terrace ideal for indoor-outdoor living and entertaining. The generous floor plan includes a large living/dining area, stone flooring, abundant natural light, and a well-appointed kitchen with wood cabinetry, granite surfaces, stainless-steel appliances, double ovens, and breakfast area. The waterfront primary suite enjoys terrace access and beautiful views, while three additional bedrooms provide excellent space for family, guests, or office use. Located in a gated resort-style community with tropical grounds, pool amenities, marina surroundings, and easy access to the best of the Key Largo boating lifestyle. An exceptional combination of space, views, and location.
Association Info
Mandatory Home Owners Asc: Yes
1st Right of Refusal: Yes
Condo Doc's: Yes
Assoc Approval Req: No
Association Fee $: 4094
Maintenance Fee $: 3817
Assoc/Mnt Fee Per: Quarterly
Fee Includes
Bldg Exterior Mnt: 1
Building Insurance: 1
Cable: 1
Common Area Mnt: 1
Security: 1
Water: 1
Other: 1
Dockage
Basin: 1
Other Dockage: 1
Tax Exemptions
Homestead: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets w/Restrictions: owners/renters 6 mo+
Cooling
Central Air: 1
Heating
Central: 1
Waterfront
Oceanfront: 1
Waterview
Harbor/Marina View: 1
Ocean View: 1
Floor
Carpet: 1
Tile: 1
Other: 1
Neighborhood Feature
Beach: 1
Clubhouse: 1
Community Dockage: 1
Community Pool: 1
Spa: 1
Tennis Courts: 1
Other Area Features: 1
Interior Features
Entrance Foyer: 1
Granite Counter Top: 1
Split Bedroom: 1
Walk-in Closet(s): 1
Specialty Rooms
Laundry Room: 1
Building Style
Above Flood: Yes
Stories: 3 Stories
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Open Parking: 1
Security
Electric Gate: 1
Manned Gate: 1
Construction
CBS: 1
Other: 1
Land Size
10 or more Acres: 1
Furnished
Unfurnished: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
No Seller Finance: 1
VA: 1
Utilities
Buyer to Verify: 1
Elect Separate Meter: 1
FKAA: 1
Municipal Sewer: 1
Porch/Balcony
Open Porch/Balcony: 1
Patio: 1
Title
Title Ins - Buyer: 1
Exterior Features
Tennis Court(s): 1
Pool Info
In Ground: 1
Status Change Info
Status: Active
Property Features
Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Security; Water; Other
Tax Exemptions: Homestead
Waterfront: Oceanfront
Waterview: Harbor/Marina View; Ocean View
Dockage: Basin; Other Dockage
Vehicle Storage: Open Parking
Furnished: Unfurnished
Cooling: Central Air
Heating: Central
Utilities: Buyer to Verify; Elect Separate Meter; FKAA; Municipal Sewer
Interior Features: Entrance Foyer; Granite Counter Top; Split Bedroom; Walk-in Closet(s)
Specialty Rooms: Laundry Room
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Tennis Court(s)
Pool Info: In Ground
Construction: CBS; Other
Floor: Carpet; Tile; Other
Neighborhood Feature: Beach; Clubhouse; Community Dockage; Community Pool; Spa; Tennis Courts; Other Area Features
Security: Electric Gate; Manned Gate
Land Size: 10 or more Acres
Terms: Cash; Conventional; FHA; No Seller Finance; VA
Title: Title Ins - Buyer

Listing Office: Coldwell Banker Realty - Coral Gables

Last Updated: September - 03 - 2026

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