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$2,225,000
97501 Overseas Highway 521
Key Largo, FL 33037
MLS# 609503
4 beds  |  3 baths  |  2635 sqft


Spacious Bedrooms for Families, Fun, and Fishermen.
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Spacious Bedrooms for Families, Fun, and Fishermen. MAGNIFICIENT MARINERS CLUB IN KEY LARGO, FL MM 97.5 ON SITE STAFF AND MANAGEMENT - Enjoy lower maintenance fees than a house, with more convenience and more included. Catch the Sunset, Play Some Pickleball, Live the View. Sleep in Luxury, Let the Kids Play, Fishermen Have Their Own Hideaway. Wake to spectacular sunrises, unwind on a peaceful beach, and savor unforgettable moonlit nights. From skyscrapers to sunflowers, from laughter to sunsets—welcome to your Keys escape. Refined, Radiant, and Ready for You. Sunrises, sunsets, moonshines… and always sandy toes. Refined, Radiant, and Ready for You! Where sandy toes meet sunrises, sunsets, and moonlit nights. Gorgeous Marble, Modern Luxury, Thoughtfully Upgraded. Original, luxurious, and utterly unforgettable—furnishings curated for the discerning collector. Where Elegance Meets Everyday Living- every detail, every piece, uniquely exceptional. Original, luxurious, and utterly unforgettable—furnishings curated for the discerning collector. historic Florida Keys flair—every piece tells a story. Balcony- Spacious king bedrooms with private porches for ultimate comfort and retreat. One-of-a-kind furniture and art, celebrating the rich creative legacy of the Florida Keys. Generously sized rooms for ultimate relaxation. Roomy & elegant spaces w/king-sized luxury for rest & style. Room for Everyone: Kids, Guests, and a Private Fisherman’s Escape. Impact windows-glass enclosure terrace Sandy toes… Incredible Daily Sunrises Updated, Impeccable, and Absolutely Stunning. From skyscrapers to sunflowers, from laughter to sunsets—welcome to your Keys escape. Where Elegance Meets Everyday Living - Relax in oversized king bedrooms 4/3 featuring serene, private porches. The community features exceptional on-site staff, an incredible clubhouse, and a fully equipped gym with cable and TV, making it the perfect year-round dream home or a prime investment for rental income or a part-time vacation paradise. Train in style: private, fully equipped, and designed for your best workout yet. Your private fitness sanctuary—top-of-the-line equipment, personal trainers, and luxury amenities. Sunsets, Pickleball, Paradise — Your Keys Escape Awaits. Catch the Sunset, Play Some Pickleball, Live the View. Sunsets That Stop You, Pickleball That Moves You. Mariner’s Club: Where sunrises glow, the sandy beach invites, and the moonlight steals the show. A rare opportunity: a deep, protected marina accommodating vessels up to 52 feet. Sunrises, sunsets, moonshines… and always sandy toes. Our community offers on-site staff, including marina staff, to assist with your large boat needs. Boat rentals are available, along with electric, water, and newly installed fish cleaning stations, ensuring a seamless and enjoyable experience for all. Mariner’s Club in Rock Harbor features a unique speakeasy-style recreation room—exclusive, inviting, and unlike anything else in the Keys. A rare gem in Rock Harbor: the Mariner’s Club speakeasy, offering an unforgettable recreation space for owners, guests, and visitors. The speakeasy at Mariner’s Club is a true hidden treasure—an incredible recreation room for owners, guests, and visitors. One of a kind and rarely found. Relax in the heated adult pool, unwind in the grottos, and enjoy amenities that feel like a luxury resort. From sunrise to moonshine, Mariner’s Club delivers waterfront beauty that never stops shining. For serious boaters: a coveted marina with deep water, full protection, and slips for boats up to 52 feet.

Property Description
Investor's Dream & Exclusive Oceanfront Retreat at Mariners Club - Unit 521 Discover one of the Keys' best-kept secrets, where tropical elegance meets resort-style living. Nestled by Sandy Beach Cove, this meticulously maintained 4-bedroom, 3-bathroom oceanfront condo offers a rare combination of luxury, privacy, and spectacular views. Seamless indoor-outdoor living is framed by hurricane-resistant sliding doors that open to breathtaking vistas of the Atlantic, resort-style pool, tiki-lit beach, and picturesque pier. Enjoy mornings on your private porch overlooking sunrises, and evenings under moonlit skies. Unit 521 features a spacious main bedroom (16 x 16) with stunning ocean views, a living room (18 x 10.9) overlooking the pool and beach, and a dining room (18 x 11) perfect for entertaining. Every detail has been thoughtfully curated—from one-of-a-kind furnishings and collector pieces to unique artwork—creating a home with personality, elegance, and comfort. Mariners Club offers exceptional amenities: Key Largo's first indoor pickleball courts, outdoor tennis and basketball, a fabulous clubhouse, private barbecue areas, and dedicated on-site staff with 24/7 security. Boaters will appreciate the deep, protected marina, available boat slips for all sizes, and dry-stack storage. Perfectly located near a private sandy beach ideal for relaxation or morning yoga, this condo is an incredible investment opportunity or a sprawling one-story retreat for discerning owners. Solid concrete construction (2005) ensures durability and peace of mind, while the vibrant community and unparalleled location make every day a celebration of the Keys. Vacation rental-ready with dockage for owners and guests—Unit 521 is truly a one-of-a-kind oceanfront escape.

Details
Maps
Contract Information
Listing Board: Florida Keys
Potential Short Sale: No
Bank Owned: No
Current Price: $2,225,000
Listing Date: 2024-04-08
List Price: $2,225,000
Location, Tax & Legal
Unit #: 521
City: KEY LARGO
Mile Marker: 97
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE,AE,VE
Alternate Key #: 9082981
Parcel #: 00554894-000521
Zoning: RL - Residential Low
Deed Restrictions: Unknown
Legal: UNIT 521 THE MARLIN AT MARINERS CLUB A CONDOMINIUM OR2158-996/98 OR2610-2461/63 OR2634-2398/2400T/C OR2713-1978/79
Taxes: 10034.85
Tax Year: 2023
Pub Sewer HkUp: Yes
Street #: 97501
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Key Largo North - Marnier's Club (97.0)
Area: 27 - Key Largo MM 97-107
General Property Description
Realtor.COM Type: Residential - Condo/Townhouse
Waterfront: Yes
Control Depth: 4
Lot SqFt: 0
Unit/Complex: Complex
Pool: Yes
Total Units: 0
SqFt Source: Tax Records
Rentals Allowed: Yes
Min Rental Days: 1
Floor Number: 2
Style: Condo
Year Built: 2005
Living Apx SqFt: 2635
Total Bedrooms: 4
Full Baths: 3
Total Baths: 3
Remarks & Misc
Remarks – Consumer: Investor's Dream & Exclusive Oceanfront Retreat at Mariners Club - Unit 521 Discover one of the Keys' best-kept secrets, where tropical elegance meets resort-style living. Nestled by Sandy Beach Cove, this meticulously maintained 4-bedroom, 3-bathroom oceanfront condo offers a rare combination of luxury, privacy, and spectacular views. Seamless indoor-outdoor living is framed by hurricane-resistant sliding doors that open to breathtaking vistas of the Atlantic, resort-style pool, tiki-lit beach, and picturesque pier. Enjoy mornings on your private porch overlooking sunrises, and evenings under moonlit skies. Unit 521 features a spacious main bedroom (16 x 16) with stunning ocean views, a living room (18 x 10.9) overlooking the pool and beach, and a dining room (18 x 11) perfect for entertaining. Every detail has been thoughtfully curated—from one-of-a-kind furnishings and collector pieces to unique artwork—creating a home with personality, elegance, and comfort. Mariners Club offers exceptional amenities: Key Largo's first indoor pickleball courts, outdoor tennis and basketball, a fabulous clubhouse, private barbecue areas, and dedicated on-site staff with 24/7 security. Boaters will appreciate the deep, protected marina, available boat slips for all sizes, and dry-stack storage. Perfectly located near a private sandy beach ideal for relaxation or morning yoga, this condo is an incredible investment opportunity or a sprawling one-story retreat for discerning owners. Solid concrete construction (2005) ensures durability and peace of mind, while the vibrant community and unparalleled location make every day a celebration of the Keys. Vacation rental-ready with dockage for owners and guests—Unit 521 is truly a one-of-a-kind oceanfront escape.
Directions: Mile marker 97 across from Shell World Use Waze or google maps
Association Info
Mandatory Home Owners Asc: Yes
1st Right of Refusal: Yes
Association Fee $: 5213
Assoc/Mnt Fee Per: Quarterly
Fee Includes
Bldg Exterior Mnt: 1
Building Insurance: 1
Cable: 1
Common Area Mnt: 1
Security: 1
Water: 1
Dockage
Dock Privileges: 1
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Wine Cooler: 1
Pets
Pets Allowed: 1
Cooling
Ceiling Fans(s): 1
Central Air: 1
Waterfront
Oceanfront: 1
Open Water: 1
Waterview
Ocean View: 1
Open Water View: 1
Floor
Carpet: 1
Marble: 1
Neighborhood Feature
Beach: 1
Bike Paths: 1
Clubhouse: 1
Community Boat Ramp: 1
Community Dockage: 1
Community Pool: 1
Fire Hydrant: 1
Manager on Premises: 1
Tennis Courts: 1
Other Area Features: 1
Interior Features
Bar: 1
Built-in Cabinets: 1
Drapes/Blinds Incl: 1
Entrance Foyer: 1
Pantry: 1
Split Bedroom: 1
Walk-in Closet(s): 1
Whirlpool Bath Tub: 1
Window Treatments: 1
Property Condition
Updated/Remodeled: 1
Specialty Rooms
Gym: 1
Laundry Room: 1
Utility Room: 1
Building Style
Above Flood: Unknown
Stories: 3 Stories
Windows/Doors
Impact Rstnce Window: 1
Vehicle Storage
Guest Parking: 1
Open Parking: 1
Security
Electric Gate: 1
Manned Gate: 1
Patrolled Area: 1
Construction
CBS: 1
Land Size
10 or more Acres: 1
Furnished
Furnished: 1
Terms
Cash: 1
Utilities
FKAA: 1
Porch/Balcony
Open Porch/Balcony: 1
Title
Title Ins - Buyer: 1
Exterior Features
Chickee Hut: 1
Hot Tub: 1
Lighting: 1
Sandy Beach: 1
Sprinkler System: 1
Tennis Court(s): 1
Pool Info
In Ground: 1
Pre-Wired
Cable: 1
Roof
Concrete Roof: 1
Financial Status
Bank Owned: No
Potential Short Sale: No
Accessibility Feat
Accessible Elevator Installed: 1
Accessible Kitchen: 1
Parking: 1
Wheelchair Ramp: 1
Status Change Info
Status: Active
Property Features
Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Security; Water
Tax Exemptions: None
Waterfront: Oceanfront; Open Water
Waterview: Ocean View; Open Water View
Dockage: Dock Privileges
Property Condition: Updated/Remodeled
Vehicle Storage: Guest Parking; Open Parking
Furnished: Furnished
Cooling: Ceiling Fans(s); Central Air
Utilities: FKAA
Interior Features: Bar; Built-in Cabinets; Drapes/Blinds Incl; Entrance Foyer; Pantry; Split Bedroom; Walk-in Closet(s); Whirlpool Bath Tub; Window Treatments
Pre-Wired: Cable
Specialty Rooms: Gym; Laundry Room; Utility Room
Appliances: Dishwasher; Disposal; Dryer; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler
Exterior Features: Chickee Hut; Hot Tub; Lighting; Sandy Beach; Sprinkler System; Tennis Court(s)
Accessibility Feat: Accessible Elevator Installed; Accessible Kitchen; Parking; Wheelchair Ramp
Pool Info: In Ground
Construction: CBS
Floor: Carpet; Marble
Roof: Concrete Roof
Pets: Pets Allowed
Neighborhood Feature: Beach; Bike Paths; Clubhouse; Community Boat Ramp; Community Dockage; Community Pool; Fire Hydrant; Manager on Premises; Tennis Courts; Other Area Features
Security: Electric Gate; Manned Gate; Patrolled Area
Land Size: 10 or more Acres
Terms: Cash
Title: Title Ins - Buyer

Listing Office: Illustrated Properties, LLC

Last Updated: December - 29 - 2025

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.