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$1,599,000
97652 Overseas Highway HH31
Key Largo, FL 33037
MLS# 621549
3 beds  |  2 baths  |  1685 sqft


Living Area Opens to Lanai
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Living Area Opens to Lanai Welcome to Rock Harbor Club! Bayfront Beach and Dock Lanai with Expansive Bay Views Living Room and Sliding Glass Doors Living Room with Bay Views Living Room and Dining Area Living and Dining Area Open Floor Plan Leathered Granite Counters Updated Kitchen Kitchen with Stainless Appliances Expansive Screened Lanai Primary Bedroom with Lanai Access Primary Bedroom Real Wood Flooring Entry to Primary Suite Primary Bathroom Double Vanity Primary Bathroom Vanity and Shower Primary Marble Shower Custom Walk In Closet Primary Bedroom Custom Ceilings in Living Area Kitchen With Bay Views Wine Cooler and Cabinetry Laundry Room With Cabinetry Guest Bedroom 1 with Bay Views Screened Lanai Seating Area Waterfront Guest Bedroom and Lanai Guest Bathroom with Double Vanity Guest Bedroom 2 Guest Bedroom Alternate View Bayfront Beach and Dock Dry Rack Boat Storage In & Out Boat Service Spectacular Sunsets Kayak Launch Rock Harbor Club Brand New Dock Rock Harbor Club Waterfront Large Sandy Bayfront Beach Beach Seating and Bay Views Community Swimming Pool Heated and Chilled Pool Deck with Plenty of Seating Community Tennis & Pickleball Courts Tennis and Pickel Ball Court 47-97652 Ov Club House - Firepit on the Beach Clubhouse Deck Clubhouse on the Bayfront Clubhouse Seating Clubhouse Kitchen Clubhouse Gym Clubhouse Sauna 34 - Bayfront Community Aerial Aerial View of Rock Harbor Club

Property Description
Exceptional open-water living in this 3-bedroom, 2-bath corner condo offering 1,685 sq. ft. of interior living space plus a 442 sq. ft. screened lanai overlooking Florida Bay. Imagine mornings on the water and Keys sunsets from this spacious outdoor living area, perfect for relaxing, dining and enjoying the tropical breezes. Inside, custom improvements include a wood-plank ceiling with decorative beam detailing and recessed lighting, leathered granite kitchen countertops, stainless appliances and a wine cooler. The redesigned primary suite features custom cabinetry and storage, a marble-look walk-in shower and a fitted dressing room/closet. Coastal-toned wood flooring adds warmth to the bedrooms, while hurricane windows and doors provide peace of mind. This furnished residence offers generous living space, privacy and elevator access. Experience Rock Harbor Club, a peaceful tropical paradise surrounded by lush landscaping. Enjoy the large sandy bayfront beach, heated and chilled pool, wooded walking trails, clubhouse, fitness facilities with saunas, tennis, pickleball, bocce and basketball. Boaters will appreciate dry-rack storage with launch and retrieval service and convenient access to the Intracoastal Waterway. It all comes together in the relaxed Florida Keys lifestyle you've been dreaming of.

Details
Maps
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Current Price: $1,599,000
Listing Date: 2026-10-08
List Price: $1,599,000
Location, Tax & Legal
Unit #: HH31
City: KEY LARGO
Mile Marker: 97.5
Marathon Neighborhood: N/A
Side: Bay/Gulf
Flood Zone: X
Alternate Key #: 1104680
Parcel #: 00090966-001300
Zoning: UR - Urban Residential Distrit
Deed Restrictions: Yes
Legal: APT 31 ROCK HARBOR CONDOMINIUM #6 OR781-1588 OR839-971 OR839-972Q/C OR951-810 OR951-815AFF OR1177-2151 OR1177-2159 OR117
Taxes: 7060.91
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 97652
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Rock Harbor Condo (97.5)
Area: 27 - Key Largo MM 97-107
General Property Description
Realtor.COM Type: Residential - Condo/Townhouse
Waterfront: Yes
Control Depth: 4
Lot SqFt: 0
Unit/Complex: Unit
Pool: Yes
Total Units: 91
Acres: 15
SqFt Source: Property Data Card
Rentals Allowed: With Restrictions
Min Rental Days: 28
Floor Number: 3
Style: Condo
Year Built: 1975
Living Apx SqFt: 1685
Total Bedrooms: 3
Full Baths: 2
Total Baths: 2
Remarks & Misc
Remarks – Consumer: Exceptional open-water living in this 3-bedroom, 2-bath corner condo offering 1,685 sq. ft. of interior living space plus a 442 sq. ft. screened lanai overlooking Florida Bay. Imagine mornings on the water and Keys sunsets from this spacious outdoor living area, perfect for relaxing, dining and enjoying the tropical breezes. Inside, custom improvements include a wood-plank ceiling with decorative beam detailing and recessed lighting, leathered granite kitchen countertops, stainless appliances and a wine cooler. The redesigned primary suite features custom cabinetry and storage, a marble-look walk-in shower and a fitted dressing room/closet. Coastal-toned wood flooring adds warmth to the bedrooms, while hurricane windows and doors provide peace of mind. This furnished residence offers generous living space, privacy and elevator access. Experience Rock Harbor Club, a peaceful tropical paradise surrounded by lush landscaping. Enjoy the large sandy bayfront beach, heated and chilled pool, wooded walking trails, clubhouse, fitness facilities with saunas, tennis, pickleball, bocce and basketball. Boaters will appreciate dry-rack storage with launch and retrieval service and convenient access to the Intracoastal Waterway. It all comes together in the relaxed Florida Keys lifestyle you've been dreaming of.
Directions: Gated Community Call for Appointment. Mile Marker 97.5 Bayside across from Vicky's Bakery and First State Bank.
Association Info
Mandatory Home Owners Asc: Yes
1st Right of Refusal: No
Condo Doc's: Yes
Assoc Approval Req: Yes
Association Fee $: 1610
Assoc/Mnt Fee Per: Monthly
Fee Includes
Bldg Exterior Mnt: 1
Building Insurance: 1
Cable: 1
Common Area Mnt: 1
Exterminating: 1
Security: 1
Sewer: 1
Water: 1
Other: 1
Dockage
Dock Length: 415
Dock: Composite
Basin: 1
Dock Privileges: 1
First Come Dock: 1
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Wine Cooler: 1
Pets
Pets w/Restrictions: 1 under 15 lbs
Cooling
Ceiling Fans(s): 1
Central Air: 1
Heating
Central: 1
Waterfront
Bay Front: 1
Gulf Front: 1
Open Water: 1
Waterview
Bay/Gulf View: 1
Harbor/Marina View: 1
Open Water View: 1
Floor
Tile: 1
Wood: 1
Neighborhood Feature
Beach: 1
Bike Paths: 1
Clubhouse: 1
Community Dockage: 1
Community Pool: 1
Fire Hydrant: 1
Manager on Premises: 1
Tennis Courts: 1
Other Area Features: 1
Interior Features
Built-in Cabinets: 1
Granite Counter Top: 1
Pantry: 1
Smoke Alarms: 1
Split Bedroom: 1
Storage: 1
Tray Ceilings: 1
Property Condition
Updated/Remodeled: 1
Specialty Rooms
Laundry Room: 1
Utility Room: 1
Building Style
Above Flood: Yes
Stories: 5 Stories
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Car(s): 4+
Open Parking: 1
Security
Electric Gate: 1
Construction
CBS: 1
Concrete: 1
Land Size
10 or more Acres: 1
Furnished
Furnished: 1
Terms
Cash: 1
Conventional: 1
Utilities
FKAA: 1
Porch/Balcony
Screened P/B: 1
Exterior Features
Fencing: 1
Fruit Tree(s): 1
Lanai: 1
Lighting: 1
Outdoor Shower: 1
Privacy Wall/Fence: 1
Rain Gutters: 1
Sandy Beach: 1
Sprinkler System: 1
Tennis Court(s): 1
Pool Info
In Ground: 1
Other: Chilled
Heated: Yes
Concrete: 1
Dimensions: 50 x 25
Decked: 1
Pre-Wired
Cable: 1
Optical: 1
Other: Internet Included
Roof
Concrete Roof: 1
Accessibility Feat
Accessible Elevator Installed: 1
Shutters
Accordion: 1
Status Change Info
Status: Active
Property Features
Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Exterminating; Security; Sewer; Water; Other
Tax Exemptions: None
Waterfront: Bay Front; Gulf Front; Open Water
Waterview: Bay/Gulf View; Harbor/Marina View; Open Water View
Dockage: Basin; Dock Privileges; First Come Dock
Property Condition: Updated/Remodeled
Vehicle Storage: Open Parking
Furnished: Furnished
Cooling: Ceiling Fans(s); Central Air
Heating: Central
Utilities: FKAA
Interior Features: Built-in Cabinets; Granite Counter Top; Pantry; Smoke Alarms; Split Bedroom; Storage; Tray Ceilings
Pre-Wired: Cable; Optical
Specialty Rooms: Laundry Room; Utility Room
Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler
Exterior Features: Fencing; Fruit Tree(s); Lanai; Lighting; Outdoor Shower; Privacy Wall/Fence; Rain Gutters; Sandy Beach; Sprinkler System; Tennis Court(s)
Accessibility Feat: Accessible Elevator Installed
Pool Info: In Ground; Concrete; Decked
Construction: CBS; Concrete
Shutters: Accordion
Floor: Tile; Wood
Roof: Concrete Roof
Neighborhood Feature: Beach; Bike Paths; Clubhouse; Community Dockage; Community Pool; Fire Hydrant; Manager on Premises; Tennis Courts; Other Area Features
Security: Electric Gate
Land Size: 10 or more Acres
Terms: Cash; Conventional

Listing Office: LoKation Real Estate

Last Updated: October - 08 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.