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$1,095,000
Key Largo, FL 33037
MLS# 621718
3 beds | 2 baths | 1685 sqft
1 / 50
Property Description
Spectacular Florida Bay views take center stage in this fourth-floor waterfront condominium at Rock Harbor Club! Offering 1,685 square feet of living space, the condominium was originally designed with three bedrooms and currently features two bedrooms, two bathrooms, and a family room, with the potential to restore the third bedroom. The spacious living area features large sliding glass doors that frame the bay views and open to a 442-square-foot screened lanai, an inviting setting for morning coffee, breathtaking sunsets, and relaxing by the bay. The thoughtfully renovated kitchen showcases wood cabinetry, elegant stone countertops, stainless steel appliances, and a dedicated ice maker. A breakfast bar provides a welcoming gathering spot for family and friends. The waterfront primary suite enjoys bay views and direct access to the screened lanai. Rock Harbor Club is a gated waterfront community surrounded by tropical landscaping. Amenities include a sandy beach, fire pit, clubhouse, fitness center, temperature-controlled swimming pool, and tennis and pickleball courts. The marina offers in-and-out dry-rack boat service for vessels up to 26 feet, subject to availability. Whether you're searching for a full-time residence, a vacation retreat, or a waterfront getaway to share with family and friends, you'll appreciate the stunning vistas of Florida Bay, waterfront amenities, and relaxed Florida Keys lifestyle. Discover all this exceptional waterfront community has to offer!
Details
Maps
Documents
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Current Price: $1,095,000
Listing Date: 2026-10-08
List Price: $1,095,000
Location, Tax & Legal
Unit #: HH41
City: KEY LARGO
Mile Marker: 97.5
Marathon Neighborhood: N/A
Side: Bay/Gulf
Flood Zone: X,0.2 PCT ANNUAL CHA
Alternate Key #: 1104744
Parcel #: 00090966-001900
Zoning: UR - Urban Residential Distrit
Deed Restrictions: Yes
Legal: APT NO 41 ROCK HARBOR CONDOMINIUM NO 6 OR781-1567 OR932-333 OR1001-2499 OR2337-79/92F/J OR2411-669/70
Taxes: 7143.27
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 97652
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Rock Harbor Condo (97.5)
Area: 27 - Key Largo MM 97-107
General Property Description
Realtor.COM Type: Residential - Condo/Townhouse
Waterfront: Yes
Control Depth: 4
Lot Size: X
Lot SqFt: 0
Unit/Complex: Unit
Pool: Yes
Lot Sqft Source: Property Data Card
Total Units: 91
Acres: 15
SqFt Source: Property Data Card
Rentals Allowed: With Restrictions
Min Rental Days: 28
Style: Condo
Year Built: 1975
Living Apx SqFt: 1685
Total Bedrooms: 3
Full Baths: 2
Total Baths: 2
Remarks & Misc
Remarks – Consumer: Spectacular Florida Bay views take center stage in this fourth-floor waterfront condominium at Rock Harbor Club! Offering 1,685 square feet of living space, the condominium was originally designed with three bedrooms and currently features two bedrooms, two bathrooms, and a family room, with the potential to restore the third bedroom. The spacious living area features large sliding glass doors that frame the bay views and open to a 442-square-foot screened lanai, an inviting setting for morning coffee, breathtaking sunsets, and relaxing by the bay. The thoughtfully renovated kitchen showcases wood cabinetry, elegant stone countertops, stainless steel appliances, and a dedicated ice maker. A breakfast bar provides a welcoming gathering spot for family and friends. The waterfront primary suite enjoys bay views and direct access to the screened lanai. Rock Harbor Club is a gated waterfront community surrounded by tropical landscaping. Amenities include a sandy beach, fire pit, clubhouse, fitness center, temperature-controlled swimming pool, and tennis and pickleball courts. The marina offers in-and-out dry-rack boat service for vessels up to 26 feet, subject to availability. Whether you're searching for a full-time residence, a vacation retreat, or a waterfront getaway to share with family and friends, you'll appreciate the stunning vistas of Florida Bay, waterfront amenities, and relaxed Florida Keys lifestyle. Discover all this exceptional waterfront community has to offer!
Directions: Mile Marker 97.5 Bayside across from First State Bank and Vicky's Bakrey
Association Info
Mandatory Home Owners Asc: Yes
1st Right of Refusal: No
Condo Doc's: Yes
Assoc Approval Req: Yes
Association Fee $: 1610
Assoc/Mnt Fee Per: Monthly
Fee Includes
Bldg Exterior Mnt: 1
Building Insurance: 1
Cable: 1
Common Area Mnt: 1
Exterminating: 1
Security: 1
Sewer: 1
Water: 1
Other: 1
Dockage
Dock Length: 415
Dock: Composite
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Dryer: 1
Freezer: 1
Ice Machine: 1
Microwave: 1
Oven: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Pets
Pets w/Restrictions: 1 under 15 lbs
Cooling
Ceiling Fans(s): 1
Central Air: 1
Heating
Central: 1
Waterfront
Bay Front: 1
Gulf Front: 1
Waterview
Bay/Gulf View: 1
Harbor/Marina View: 1
Open Water View: 1
Floor
Tile: 1
Neighborhood Feature
Beach: 1
Clubhouse: 1
Community Dockage: 1
Community Pool: 1
Fire Hydrant: 1
Manager on Premises: 1
Tennis Courts: 1
Other Area Features: 1
Interior Features
Built-in Cabinets: 1
Elevator: 1
Quartz Countertops: 1
Smoke Alarms: 1
Split Bedroom: 1
Storage: 1
Window Treatments: 1
Specialty Rooms
Laundry Room: 1
Building Style
Above Flood: Yes
Stories: 5 Stories
Windows/Doors
Impact Rstnce Doors: 1
Sliding Glass Doors: 1
Vehicle Storage
Car(s): 4+
Guest Parking: 1
Open Parking: 1
Security
Electric Gate: 1
Construction
CBS: 1
Land Size
10 or more Acres: 1
Furnished
Furnished: 1
Terms
Cash: 1
Conventional: 1
Utilities
Cable Available: 1
Community Swr Plant: 1
FKAA: 1
Porch/Balcony
Screened P/B: 1
Exterior Features
Fencing: 1
Lanai: 1
Lighting: 1
Outdoor Shower: 1
Privacy Wall/Fence: 1
Rain Gutters: 1
Sandy Beach: 1
Sprinkler System: 1
Tennis Court(s): 1
Pool Info
In Ground: 1
Concrete: 1
Dimensions: 50 x 25
Decked: 1
Pre-Wired
Cable: 1
Other: Internet Included
Roof
Concrete Roof: 1
Financial Status
Standard Sale: Yes
Shutters
Roll Down Manual: 1
Status Change Info
Status: Active
Property Features
Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Exterminating; Security; Sewer; Water; Other
Tax Exemptions: None
Waterfront: Bay Front; Gulf Front
Waterview: Bay/Gulf View; Harbor/Marina View; Open Water View
Vehicle Storage: Guest Parking; Open Parking
Furnished: Furnished
Cooling: Ceiling Fans(s); Central Air
Heating: Central
Utilities: Cable Available; Community Swr Plant; FKAA
Interior Features: Built-in Cabinets; Elevator; Quartz Countertops; Smoke Alarms; Split Bedroom; Storage; Window Treatments
Pre-Wired: Cable
Specialty Rooms: Laundry Room
Appliances: Dishwasher; Dryer; Freezer; Ice Machine; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Fencing; Lanai; Lighting; Outdoor Shower; Privacy Wall/Fence; Rain Gutters; Sandy Beach; Sprinkler System; Tennis Court(s)
Pool Info: In Ground; Concrete; Decked
Construction: CBS
Shutters: Roll Down Manual
Floor: Tile
Roof: Concrete Roof
Neighborhood Feature: Beach; Clubhouse; Community Dockage; Community Pool; Fire Hydrant; Manager on Premises; Tennis Courts; Other Area Features
Security: Electric Gate
Land Size: 10 or more Acres
Terms: Cash; Conventional
Rock Harbor Club Rules 
Listing Office: LoKation Real Estate
Last Updated: October - 20 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.