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$599,000
97652 Overseas Highway M4
Key Largo, FL 33037
MLS# 619041
1 beds  |  1 baths  |  1195 sqft


Living room
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Living room Kitchen Rock Harbor Club Sandy beach Kitchen Dining room Living room Living room Living room Kitchen Kitchen Bar Washer dryer Bedroom Bedroom Seating area in bedroom Bedroom Walk in closet Bath Bath Bath Bayviews through the hardwood hammock Path to bay from condo Sandy beach Pool Entrance Mulberry Building Mulberry building Rock Harbor Club Beautiful Bayfront location Rock Harbor Club Dry stack boat storage Boat dock and sandy beach Clubhouse & sandy beach Tennis Pool Picnic & Tennis area Basketball court Kayak launch Beach Gym with a view Clubhouse Rock Harbor Club Just let go

Property Description
Stunning remodel in exclusive Rock Harbor Club! Ideal as a pied-a-terre, or a full time home, this fully remodeled ground level flat is absolutely gorgeous, with carefully curated finishes & thoughtful updates. The expansive kitchen has been fully refitted from top to bottom including stainless steel appliances, marble counters, a pantry, coffee bar, breakfast bar, under cabinet lighting, open shelving and Miele washer & dryer - cleverly hidden behind cabinetry. Fully tiled throughout, with a wall of impact glass doors looking through the lush hardwood hammock and beautiful Florida Bay. An oversized bedroom suite also features a wall of glass doors, a seating area & a walk in closet. The bathroom feels like a spa with sleek finishes, a double sized vanity & glass shower enclosure. Rock Harbor Club is a meticulously maintained, gated private community that offers fantastic amenities - including: dry stack boat storage with in/out service for boats up to 26', pool, tennis, basketball, clubhouse, gym, sauna, sandy beach, kayak launch, onsite property manager and more. Enjoy sunny days and nightly sunsets overlooking beautiful Florida Bay. 28 day minimum rentals, this condo has been rented for $6,000 per month in the winter season with a list of clientele that would love to return. Furnishings negotiable. South Key Largo location for easy access to all of the restaurants, shopping, boating, fishing and diving Key Largo, Tavernier & Islamorada are known for. Escape to Key Largo and enjoy the beauty of island life!

Details
Maps
Contract Information
Listing Board: Florida Keys
As is Rght to Inspct: Yes
Current Price: $599,000
Listing Date: 2026-03-12
List Price: $599,000
Location, Tax & Legal
Unit #: M4
City: KEY LARGO
Mile Marker: 97.5
Marathon Neighborhood: N/A
Side: Bay/Gulf
Flood Zone: X
Alternate Key #: 1104469
Parcel #: 00090965-000400
Zoning: SR - Sub Urban Residential District
Deed Restrictions: Unknown
Legal: APT 4 ROCK HARBOR CONDOMINIUM NO 5 KEY LARGO OR684-118 OR1023-2374 OR1597-957 OR3044-1042 OR3174-1489 OR3197-1639 OR3234
Taxes: 4154.77
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 97652
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Rock Harbor Condo (97.5)
Area: 27 - Key Largo MM 97-107
General Property Description
Realtor.COM Type: Residential - Condo/Townhouse
Waterfront: Yes
Control Depth: 3
Lot Size: X
Lot SqFt: 0
Unit/Complex: Unit
Pool: Yes
Total Units: 0
Acres: 0
SqFt Source: Seller
Rentals Allowed: With Restrictions
Min Rental Days: 28
Style: Condo
Year Built: 1975
Living Apx SqFt: 1195
Total Bedrooms: 1
Full Baths: 1
Total Baths: 1
Remarks & Misc
Remarks – Consumer: Stunning remodel in exclusive Rock Harbor Club! Ideal as a pied-a-terre, or a full time home, this fully remodeled ground level flat is absolutely gorgeous, with carefully curated finishes & thoughtful updates. The expansive kitchen has been fully refitted from top to bottom including stainless steel appliances, marble counters, a pantry, coffee bar, breakfast bar, under cabinet lighting, open shelving and Miele washer & dryer - cleverly hidden behind cabinetry. Fully tiled throughout, with a wall of impact glass doors looking through the lush hardwood hammock and beautiful Florida Bay. An oversized bedroom suite also features a wall of glass doors, a seating area & a walk in closet. The bathroom feels like a spa with sleek finishes, a double sized vanity & glass shower enclosure. Rock Harbor Club is a meticulously maintained, gated private community that offers fantastic amenities - including: dry stack boat storage with in/out service for boats up to 26', pool, tennis, basketball, clubhouse, gym, sauna, sandy beach, kayak launch, onsite property manager and more. Enjoy sunny days and nightly sunsets overlooking beautiful Florida Bay. 28 day minimum rentals, this condo has been rented for $6,000 per month in the winter season with a list of clientele that would love to return. Furnishings negotiable. South Key Largo location for easy access to all of the restaurants, shopping, boating, fishing and diving Key Largo, Tavernier & Islamorada are known for. Escape to Key Largo and enjoy the beauty of island life!
Directions: Located at mile marker 97 bayside, need agent to enter gate. Shown by appointment only.
Association Info
Mandatory Home Owners Asc: Yes
1st Right of Refusal: No
Condo Doc's: Yes
Assoc Approval Req: Yes
Association Fee $: 951
Assoc/Mnt Fee Per: Monthly
Fee Includes
Bldg Exterior Mnt: 1
Building Insurance: 1
Cable: 1
Common Area Mnt: 1
Exterminating: 1
Security: 1
Sewer: 1
Water: 1
Other: 1
Dockage
Dock Privileges: 1
First Come Dock: 1
Other Dockage: 1
Tax Exemptions
None: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven: 1
Refrigerator: 1
Stainless Steel Appliance(s): 1
Washer: 1
Water Purification: 1
Wine Cooler: 1
Pets
Pets w/Restrictions: 1 pet under 15 lbs
Cooling
Central Air: 1
Heating
Central: 1
Waterfront
Bay Front: 1
Gulf Front: 1
Open Water: 1
Waterview
Bay/Gulf View: 1
Open Water View: 1
Floor
Tile: 1
Neighborhood Feature
Beach: 1
Clubhouse: 1
Community Dockage: 1
Community Pool: 1
Manager on Premises: 1
Tennis Courts: 1
Interior Features
Bar: 1
Built-in Cabinets: 1
Pantry: 1
Storage: 1
Walk-in Closet(s): 1
Property Condition
Updated/Remodeled: 1
Building Style
Above Flood: Yes
Windows/Doors
Impact Rstnce Doors: 1
Impact Rstnce Window: 1
Vehicle Storage
Guest Parking: 1
Open Parking: 1
Off Street Parking: 1
Security
Electric Gate: 1
Construction
CBS: 1
Concrete: 1
Land Size
10 or more Acres: 1
Furnished
Negotiable: 1
Terms
Cash: 1
Conventional: 1
Utilities
FKAA: 1
Municipal Sewer: 1
Title
Title Ins - Buyer: 1
Exterior Features
Lighting: 1
Sandy Beach: 1
Tennis Court(s): 1
Pool Info
In Ground: 1
Heated: Yes
Concrete: 1
Roof
Concrete Roof: 1
Shutters
Accordion: 1
GF-Interior Features
Tankless Hot Wtr Htr: 1
Status Change Info
Status: Active
Property Features
Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Exterminating; Security; Sewer; Water; Other
Tax Exemptions: None
Waterfront: Bay Front; Gulf Front; Open Water
Waterview: Bay/Gulf View; Open Water View
Dockage: Dock Privileges; First Come Dock; Other Dockage
Property Condition: Updated/Remodeled
Vehicle Storage: Guest Parking; Off Street Parking; Open Parking
Furnished: Negotiable
Cooling: Central Air
Heating: Central
Utilities: FKAA; Municipal Sewer
Interior Features: Bar; Built-in Cabinets; Pantry; Storage; Walk-in Closet(s)
Appliances: Dishwasher; Dryer; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer; Water Purification; Wine Cooler
Exterior Features: Lighting; Sandy Beach; Tennis Court(s)
Pool Info: In Ground; Concrete
Construction: CBS; Concrete
Shutters: Accordion
Floor: Tile
Roof: Concrete Roof
Neighborhood Feature: Beach; Clubhouse; Community Dockage; Community Pool; Manager on Premises; Tennis Courts
Security: Electric Gate
Land Size: 10 or more Acres
Terms: Cash; Conventional
Title: Title Ins - Buyer
GF-Interior Features: Tankless Hot Wtr Htr

Listing Office: American Caribbean Real Estate, Christie's International Real Estate

Last Updated: March - 12 - 2026

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